Kelvin
Ngoroi, Kenya
10% repaid
Name
Kelvin
Member since
December 2015
On-time repayments
55 installments • 80%
Thank you very much.
To open about my life,i was born and brought up in a rural set up,taken to school and completed both primary and secondary education.I later went to college where i did a diploma in Sales and Marketing.All along i have been looking for a stable job as a sales person in a company without success until i landed a mere sales person in a shopping stalls.I worked there while staying in my uncles house and saving since i have been interested in selling my own stalls of clothes and shoes.I joined a friend and we cost shared rent and we came up with one stall each selling his own Shoes and Clothes.This business has been good especially festive season,having been doing it as a employee,i have enough experience to do even better in my own business.I have been borrowing from family friends with little success but i have kept the fire burning of expanding my business.This is how i became to start my own business.Today,i no longer share the space,i work hard to meet every expense.The unique feature of the culture of the place i live is that,community do appreciate handwork for social and economic development.My children would want to be educated,fed and helped to be entrepreneurs through job creation.My unique hobby is traveling and preaching peace and national cohesion.
Thank you.
Specifically,my business is in sales of goods.These are Shoes of various types,clothes,jewelries,and handbags.These goods are useful because they are mostly fashionable,trendy,occasional and a basic need for that matter.I choose this business because i had done it and got exposed as well as getting interest in doing the same business.Having done it before i don't gamble,i simply do the business without getting losses.Most of my typical cost are cost of Rent,buying new stock,transport,electricity and security.Mostly when it comes top profit realized,i usually reinvest,meet my expenses,pay bills and help my parents back home.
Thank you.
Hello lenders, my business has been good.
I have been able to provide basic needs to my young family through your support and funding my project. My life has been good and I thank you most sincerely for your help. My parents back home have been able to receive help from my hard work and put food on their table through this business I am doing.
In my next loan, I will concentrate with my usual business by boosting it to a better level to give me a good profit.
Below is the list of the items I will buy with the loan once I get it from you;
I will buy different designs and sizes of new shoes at a cost of $125.00, also on the list will be Handbags different sizes, colors and fashions at a cost of $85.00
More importantly will be ornaments (assorted) at a cost of $52.00
I mainly buy shoe strings at a cost of $15.00.
Also on the list will be inner souls for the shoes costing USD12.00.
I will also buy gumboots at a cost of $8.00.
These are my client’s favorite products as they prefer buying my shoes and matching the shoe string together with inner souls at an affordable or discounted price.
This will again increase my income or profit to hit my new target of USD50.00.per day. This will be a dream come true for me and my family.
I will manage to foot most of my bills and helping my mother and feed my family.
I want to thank you lenders mostly for being true to my dream and being there when I needed you most. Thank you to Zidisha family too.
Thank you.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$303.00
Date disbursed
Jun 22, 2016
Repayment status
Late
Projected term
66 months
Other loans
Amount repaid
$32.30
Amount remaining
$285.86
Expected completion
Feb 10, 2017
Status
Repaying late
Installment amount
$35.36
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 1, 2016 | $10.09 | Jun 27, 2016 | $10.09 |
Jul 8, 2016 | $1.01 | Jul 12, 2016 | $1.01 |
Jul 15, 2016 | $1.01 | Jul 18, 2016 | $1.01 |
Jul 22, 2016 | $1.01 | Jul 29, 2016 | $1.01 |
Jul 29, 2016 | $1.01 | Jul 29, 2016 | $1.01 |
Aug 5, 2016 | $1.01 | Aug 5, 2016 | $1.01 |
Aug 12, 2016 | $1.01 | Aug 10, 2016 | $1.01 |
Aug 19, 2016 | $1.01 | Aug 19, 2016 | $1.01 |
Aug 26, 2016 | $1.01 | Aug 29, 2016 | $1.01 |
Sep 2, 2016 | $1.01 | Sep 6, 2016 | $1.01 |
Sep 9, 2016 | $1.01 | Sep 6, 2016 | $1.01 |
Sep 16, 2016 | $1.01 | Sep 20, 2016 | $1.01 |
Sep 23, 2016 | $1.01 | Sep 20, 2016 | $1.01 |
Sep 30, 2016 | $1.01 | Oct 5, 2016 | $1.01 |
Oct 7, 2016 | $1.01 | Oct 12, 2016 | $1.01 |
Oct 14, 2016 | $1.01 | Oct 12, 2016 | $1.01 |
Oct 21, 2016 | $1.01 | Oct 25, 2016 | $1.01 |
Oct 28, 2016 | $1.01 | Oct 25, 2016 | $1.01 |
Nov 4, 2016 | $1.01 | Nov 11, 2016 | $1.01 |
Nov 11, 2016 | $1.01 | Nov 11, 2016 | $1.01 |
Nov 18, 2016 | $1.01 | Nov 26, 2016 | $1.01 |
Nov 25, 2016 | $1.01 | Dec 5, 2016 | $1.01 |
Dec 2, 2016 | $0.00 | ||
Dec 9, 2016 | $0.00 | ||
Dec 16, 2016 | $35.36 | Dec 14, 2016 | $1.01 |
Dec 23, 2016 | $35.36 | ||
Dec 30, 2016 | $35.36 | ||
Jan 6, 2017 | $35.36 | ||
Jan 13, 2017 | $35.36 | ||
Jan 20, 2017 | $35.36 | ||
Jan 27, 2017 | $35.36 | ||
Feb 3, 2017 | $35.36 | ||
Feb 10, 2017 | $4.02 |
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