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Kazungu

Mikanjuni, Kenya

0% repaid

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How it Works

Entrepreneur

Name

Kazungu

Member since

December 2012

On-time repayments

34 installments • 6%

About Me

My name is Kazungu Chandugui, I'm a father of three children.I live in a nuclear family here in Mtwapa and also a businessman here in mtwapa as well..My wife,children and I stay in a rented house.The children are all schooling in a private school so that they acquire quality education which is my most wish..I dwell in Mikanjuni Mtwapa next to The Imara Academy.If you board a matata from Mombasa town you alite at The LAMBADA RESTAURANT stage,Mtwapa center.Take a motorbyke(boda-boda) tell him to drop you at The IMARA school which is in the west of the restaurant,it is two kilometers away from the LAMBADA stage to the school(IMARA SCHOOL)My house is just opposite the school gate.I started this business so as to meet my family needs. its a good business because in a month i get an income of ksh 25,000 With this amount i pay my house rent,ksh 2,500, i pay school fees ksh 2,500,food and other family requirements,i use ksh5,000,ksh,5,000 is used to pay the shop's rent. and save ksh 10,000. Risks in this business is like, late payments, sometimes am paid late by my clients making it hard to purchase materials hence delaying other orders.My vision is to see my business grow and that is the main reason i decided to come to zidisha for rescue.

My Business

My business is tailoring design. I design all types of lady's and men's wear.My services are , designing all types of clothes. and also repair and mend old clothes as well. My business is situated along the Mombasa Malindi major road. This an area with a high density population.I serve the mtwapa town and also people from the outside.Am a class eight dropout, i never got the opportunity so go to a secondary school because of the poverty in my family even after doing well in my KCPE exam. The demand of my business is high mainly because its an obvious market business. People here go with design and prefer new designs and being a designer i get the best opportunity to trap them. It's a profitable business i can say, because in a good month i make a minimum income of ksh 25,000 after my expenses.I have risks in my business, like when it rains the business is affected because we experience low income. I use kh 5,000 to pay for my business's place rent because i operate my business on a rented shop. I also use ksh5,000 to buy food for my family., ksh 2,500 i pay for my residential rent and ksh 2,500 goes to my children's school fees.I save ksh 10,000 per month.With this i can use to pay my loan.

Loan Proposal

Hello, am glad to post a loan application for the second loan from you. Firs of all i would like to thank the entire zidisha team and all lenders in this wonderful job you are doing. For sure you are really helping people with their lives not only businesses. With my previous loan i was able to acquire more customers and am now very happy that my business is running well this is only because of the boost i got from you, God bless you so much. With this second loan i would like to add more stock and also open another branch as a way of expanding my business. With this i would have added more value and i expect more income. Thank you and God bless you all.