Hello everyone. My name is Bamassi Sirima and I live in Bob Dioulasso. This is my second loan and I sell prepaid cards.
Bamassi
Bobo-dioulasso, Burkina Faso
39% repaid
Entrepreneur
Name
Bamassi
Member since
November 2013
On-time repayments
19 installments • 32%
About Me
I was born in Bobo Dioulasso and I am a student taking night classes. Right now, I am taking classes for the third level of secondary school. I started going to school at age 7 and I needed to retake my third level course, which consists of exams. My parents could not continue paying for my day classes, so now I work at a copy shop. I make copies and bind and digitize documents. The place where I work is owned by one of my older brothers. He allowed me to also sell reloadable cards and also electronically reload people’s cards. In addition to what I make each month by working at my brother’s shop, I also profit from the sale of cards and electronic reloads. This gives me enough to take care of not only my education, which costs 35.000 francs each academic year, but I also get enough to take care of my personal needs.
My Business
I've only been selling phone cards 2 years. At first I had many issues, mostly with reloading cards electronically. Reloading requires paying close attention to the number credited with the relaod. Competition is tough in this business because there are many places that provide this service. My strength is my geographical location because I am right in front of Doctor Ouedraogo and also at the large intersection of the Mali Highway and 30 meters from Boulevard de la Revolution. I buy my cards and mobile reloads from a supplier who delivers them to the shop. I many times need to restock a second time during the day for electronic reloads. When this happens, I call my supplier, who gives me more electronic reloads remotely. I would really like this loan with Zidisha in order to handle numerous recurring issues such as stock outs. Thank you.
Loan Proposal
I have been selling reloadable cards and recharges for 2 years. At first I had many issues, mostly with reloading cards electronically. Reloading requires paying close attention to the number credited with the relaod. Competition is tough in this business because there are many places that provide this service. My strength is my geographical location because I am right in front of Doctor Ouedraogo and also at the large intersection of the Mali Highway and 30 meters from Boulevard de la Revolution. I buy my cards and mobile reloads from a supplier who delivers them to the shop. I many times need to restock a second time during the day for electronic reloads. When this happens, I call my supplier, who gives me more electronic reloads remotely. I would really like this loan with Zidisha in order to handle numerous recurring issues such as stock outs. Thank you.
About Me
je suis née à Bobo Dioulasso et je suis élève en cours du soir, actuellement je fais la classe de 3ème. jai commencé l'école dès sept ans et j'ai été récalé a ma classe de troisième qui est une classe d'examen. Mes parents n'ont pas pu continuer a payer mes cours du jour donc je gère en ce moment un secretariat publique, lieu ou je fais les photocopies, les reilures, les saisies... cette entreprise appartient a un de mes grand frere. Il ma donc permis d'associer la vente de carte de recharge ainsi que la recharge electronique. En plus de ce que je gagne mensuellement avec mon frere plus les benefices généré par la vente de carte et recharge electronique je parviens a payer non seulement ma scolarite qui coutent 35 000 frs pour une année accademique mais aussi je parviens a faire face a mes petits besoins.
My Business
J'ai seulement deux ans comme expérience dans la vente de carte et recharge electronique. Au debut javais des difficultés notament avec la recharge electronique,qui demande plus d'attention sur le numero sur lequel on recharge. La concurrence est certes rude parce que on denombre plusieurs points de vente de ce même sevice, mon atout est ma situatation geographique car je suis juste en face de l'immeuble du docteur Ouedraogo et a l'intersection du grand carrefour route du mali et a 30 mètre du Boulevard de la revolution. Je paye mes cartes et recharge mobile auprès d'un fournisseur qui me livre sur place, il m'arrive souvent de faire un deuxieme approvisionnement au cour de la journee en recharge electronique, en ce moment j'apel mon fournisseur qui fait le rechargement a distance. je voudrais bien obtenir ce prêt auprès de votre structure pour faire face a ces nombreux difficultés telques les ruptures de stock qui sont repetitifs. Merci .
Loan Proposal
J'ai deux ans comme expérience dans la vente de carte et recharge électronique. Au début javais des difficultés notamment avec la recharge électronique,qui demande plus d'attention sur le numéro sur lequel on recharge. La concurrence est certes rude parce que on dénombre plusieurs points de vente de ce même service, mon atout est ma situation géographique car je suis juste en face de l'immeuble du docteur Ouedraogo et a l'intersection du grand carrefour route du mali et a 30 mètre du Boulevard de la révolution. Je paye mes cartes et recharge mobile auprès d'un fournisseur qui me livre sur place, il m'arrive souvent de faire un deuxième approvisionnement au cour de la journée en recharge électronique, en ce moment appel mon fournisseur qui fait le rechargement a distance. je voudrais bien obtenir ce prêt auprès de votre structure pour faire face a ces nombreux difficultés tel que les ruptures de stock qui sont répétitifs. Merci .
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Loan Info
Project Type
Classic Loan
Disbursed amount
$456.00
Date disbursed
Feb 23, 2014
Repayment status
Late
Projected term
18 months
Other loans
Lenders
York, United States
Saint-raymond, Canada
Republic of Korea
Malaysia
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Summary
Amount repaid
$235.30
Amount remaining
$364.04
Expected completion
Sep 7, 2015
Status
Repaying late
Installment amount
$35.71
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 8, 2014 | $40.33 | Apr 15, 2014 | $40.33 |
| May 8, 2014 | $40.33 | Apr 15, 2014 | $1.69 |
| May 5, 2014 | $38.64 | ||
| Jun 8, 2014 | $3.38 | May 5, 2014 | $3.38 |
| Jul 25, 2014 | $0.00 | ||
| Jul 8, 2014 | $35.71 | Jul 25, 2014 | $35.71 |
| Aug 11, 2014 | $0.00 | ||
| Aug 8, 2014 | $35.71 | Aug 11, 2014 | $35.71 |
| Sep 18, 2014 | $0.00 | ||
| Sep 8, 2014 | $36.76 | Sep 18, 2014 | $36.76 |
| Oct 8, 2014 | $36.76 | Sep 18, 2014 | $1.05 |
| Dec 2, 2014 | $35.72 | ||
| Nov 7, 2014 | $6.30 | Dec 2, 2014 | $6.30 |
| Dec 7, 2014 | $35.71 | ||
| Jan 7, 2015 | $35.71 | ||
| Feb 7, 2015 | $35.71 | ||
| Mar 7, 2015 | $35.71 | ||
| Apr 7, 2015 | $35.71 | ||
| May 7, 2015 | $35.71 | ||
| Jun 7, 2015 | $35.71 | ||
| Jul 7, 2015 | $35.71 | ||
| Aug 7, 2015 | $35.71 | ||
| Sep 7, 2015 | $42.61 | ||
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