Johnston Muye

Mtwapa, Kenya

4% repaid

Entrepreneur

Name

Johnston Muye

Member since

December 2012

On-time repayments

26 installments  •  23%

About Me

my name is johnstone muye i live in mtwpa in mikanjuni near Imara teachers training college. am married and i live with my wife here in mtwapa. i don't have children so far as am still planning for the better life for the future. my occupation is power engineering and am working with Kenya power and lighting company ltd..having been employed and being a married ma i also own a small workshop of selling electrical items for power and i have an assistance who help me when am at work.my education background is form four level of Kenya education i started this business because i wanted to increase my earning so that i can improve my living standard. so that i can even provide something to my family such as father and mother as they are at home and they needed any financial support from me. with the earning from my business i do help my parents with food and pay school fees for my brother and the rest i do add or increase stock of products into my shop so that i can sell more and earn a better income as my profit.this business is very good and it is doing very well every day because because mtwapa is one of the fastest growing town in Kenya so there is so many building construction that takes place everyday and due of this they do use most of the electrical things and they just buy from me.

My Business

my business is a shop business .this is a shop which deals with Electrical items only. and i also do the installation to the clients into there homes i sell electrical wires bulb sockets of different sizes and type.the demand of this goods are of high demand here because where my shop is situated it is along the road and it is the only one within mikanjuni area. my clients prefer buying their goods from me because first i value my customers by making sure i gave them the best prices and i also give them a good business language that they even feel coming and buy from me again and again.its a profitable business because when i first buy this goods i do corncider at which prices i will be selling to my clients and every item that am selling i do make a little amount as a profit my typical monthly cost is ksh 25,000 and my monthly sales revenues is ksh 50,000. this gives me a monthly profit of ksh 25,000 monthly. which is good enough to make me repay the loan that am applying to zidisha.

Loan Proposal

Hello, First i would like to thank zidisha and all lenders for this opportunity, am so happy to have been granted a second chance of posting a loan application. To be sincere the first loan was very useful to me and my business, because i was able to acquire more customers due to the adequate goods and services they got from my business, and this was because of your help to me. With this second loan i would like to add more value to my business by opening another branch. This will help improve my life style as well as grow much better in business. I have already made the necessary arrangements for this and am looking forward to put everything in place. Thank you zidisha for uplifting our lives may God bless you.

Show original English  

About Me

my name is johnstone muye i live in mtwpa in mikanjuni near Imara teachers training college. am married and i live with my wife here in mtwapa. i don't have children so far as am still planning for the better life for the future. my occupation is power engineering and am working with Kenya power and lighting company ltd..having been employed and being a married ma i also own a small workshop of selling electrical items for power and i have an assistance who help me when am at work.my education background is form four level of Kenya education i started this business because i wanted to increase my earning so that i can improve my living standard. so that i can even provide something to my family such as father and mother as they are at home and they needed any financial support from me. with the earning from my business i do help my parents with food and pay school fees for my brother and the rest i do add or increase stock of products into my shop so that i can sell more and earn a better income as my profit.this business is very good and it is doing very well every day because because mtwapa is one of the fastest growing town in Kenya so there is so many building construction that takes place everyday and due of this they do use most of the electrical things and they just buy from me.
.

My Business

my business is a shop business .this is a shop which deals with Electrical items only. and i also do the installation to the clients into there homes i sell electrical wires bulb sockets of different sizes and type.the demand of this goods are of high demand here because where my shop is situated it is along the road and it is the only one within mikanjuni area. my clients prefer buying their goods from me because first i value my customers by making sure i gave them the best prices and i also give them a good business language that they even feel coming and buy from me again and again.its a profitable business because when i first buy this goods i do corncider at which prices i will be selling to my clients and every item that am selling i do make a little amount as a profit my typical monthly cost is ksh 25,000 and my monthly sales revenues is ksh 50,000. this gives me a monthly profit of ksh 25,000 monthly. which is good enough to make me repay the loan that am applying to zidisha.

Loan Proposal

Hello, First i would like to thank zidisha and all lenders for this opportunity, am so happy to have been granted a second chance of posting a loan application. To be sincere the first loan was very useful to me and my business, because i was able to acquire more customers due to the adequate goods and services they got from my business, and this was because of your help to me. With this second loan i would like to add more value to my business by opening another branch. This will help improve my life style as well as grow much better in business. I have already made the necessary arrangements for this and am looking forward to put everything in place. Thank you zidisha for uplifting our lives may God bless you.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,852.15

Date disbursed

Aug 22, 2013

Repayment status

Late

Projected term

20 months

Cost to entrepreneur

Lender interest: $1,852.15 at 3.33% annual rate over 20 months = $104.16

Service fee: $156.41

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