12 installments • 25%
My anme is Miraji hamisi mashaka, am a resident of mtwapa, and a business woman.My husband works at club casurina we are married and we have three children. I live in mtwapa kwa goa area with my family.My educational background is class 8 primary school.. According to my education level i could not get a reasonable job that could sustain my family needs and thats why i started a busines. With the money that i get from the business i buy in food for my family and asist my husband in paying school fees for the children.
My business is a local restaurant which is situated in mtwapa kwa goa area. This business is in a vey potential area and i have ready customer and the high population in mtwapa creats a demand because tenants are many and they are my targeted customers.Most people buy from my cafe because i cook good food, its in a clean place and sell at fair prices in small quantities.. Risks in this business include rainny season, which is a big challenge to my business as most of my customers rely on tourism.I make around 1,800 shilings per day thats 54,000 shilings per month as daily expenses is 500 shillings and that 15,000 shilligs per month.I pay rent for the cafe 8000 shillings and 2 work staffs 12,000 shilings.i get a profit of 19,000 shilings per month. of which i can repay the loan if given.
hello.many thanks to all zidisha staff for the hardwork and commitments in this extra ordinary microfinace and am very honoured for allowing me to become a member.am very gratefull.I will use this loan to buy in more wheat flour and increase stock of beans and in that order will able to prepare more goods and increse mt daily income.
May 15, 2013
Cost to entrepreneur
Lender interest: $100.33 at 1.95% annual rate over 12 months = $2.04
Service fee: $3.56