Help me clear the balance for me to have another motorcycle

David

Kiamunyeki,nakuru,kenya, Kenya

47% repaid

Entrepreneur

Name

David

Member since

February 2015

On-time repayments

131 installments  •  26%

About Me

My names are David Katheke Nduku,being born in the year 1995 in Nakuru District,I joined Primary School Education in the Year 2002 and completed in 2009 and got my Primary School Certificate.In the following year 2010, I joined Njoro Boys Secondary School and I was able to complete the Secondary School Education in 2013.In 2014 January i joined Mwangaza College and did a computer course for six months.
Due to luck of money to further my studies i was employed as a motorcycle rider commonly known as bodaboda,and worked for four months saving the little coin i had to be able to purchase mine.On November 2014 i secured 113 USD from my mother and added to my savings and bought a motorcycle.
I love football and i am a choir singer in our Church ,singing the voice of tenor 2 and i love making new friends.

My Business

I am an entrepreneur operating transport business by motorcycle commonly known as bodaboda,after buying my motorcycle with the savings from my previous job and a boost from my mother on which i have refunded her money,I secured a place for picking up customer at the Free Area Center on the Nakuru Nairobi Highway,this place is so crucial because this is where most of the people are dropped by the public vehicles for those who are proceeding to the interior such as Kiratina ,Kiamunyeki and other places.
On my motorbike i have indicated my phone number for the clients to have and also i do offer private services such as picking clients from their homes and places of work to their destination .This has made my business to move and grow rapidly ,because this kind of business entails alot of trustworthy and discipline.
I do also offer transportation of my customers children to school and picking them in the evening after school time.
This business is so convenient because the demand for motorcycle transportation is so high because of its fairness in price and convenience.My customers prefer me/my business so much because I do transport them with a lot of cautious so that we arrive safely and win their confidence through out our journey.The cost that i have incurred so far to reach where i am is around USD 1600,i.e buying of the motorcycle ,Insurance and other small expenses.The revenue/money I make on average is USD 11 per day,which translates to USD 330 per month,out of this money I pay for my bills and cater for my upkeep.I do also set aside some money to save like USD 10 for future advancement.
Thank You very much for your kind support .

Loan Proposal

Hey to you all Lenders and the Zidisha Team at large ,i am humbly and delighted to apply for this second loan to improve my business,for this loan that i am going to get for my business i am going to direct it to the buying of a New motorcycle which i have already paid for the deposit of USD 650 ,the remaining balance of USD 220 is what i am requesting lenders to support me ,so that i may pay for the motorcycle and take it to work.After all this is done i will employ a young man who will be in charge of the current motorcycle i have.This will be of great boost to my transport business ,the income will increase which will help me to pay for my loan and also cater for my needs effectively and atleast i will be glad to have touched the life of somebody by offering employment.Thank You.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$223.00

Date disbursed

May 29, 2015

Repayment status

Late

Projected term

27 months

Other loans

Lenders

O

Oliver

Geneva, Switzerland

Zidisha

Sterling, United States

nakamura

United States

PG

Paul Graham

United States

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  • andyfletcher    Sep 12, 2015

    Hello David,
    Do you have any news of Faith Wambui, a borrower you invited?

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  • David    Jul 30, 2015

    Hey lenders ,i would like to request for a change in my repayment amount to reduce and i pay downward ,my other motorcycle was involved in an accident and the passenger suffered a broken leg,this made business to go down since i paid for the bills of the passenger who was carried on the motorcycle., i will resume back to the normal payment soon,Thank you .

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    • Hana B    Jul 30, 2015

      Dear Davis,

      I am sorry to hear about the accident and your business going down. To adjust your payments, please log into your profile and follow the instructions under the 'reschedule loan' link. Unfortunately Zidisha team does not always pick up the comments from discussion boards, so if you have any questions, please contact us on [email protected].
      Thank you.

      Best wishes,

      Hana
      Zidisha team

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  • Patrick    Jun 24, 2015

    david said he will adjust his instalment and he will repay his loan on time
    thankyou

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  • David    May 25, 2015

    Hey good lenders,i take this noble opportunity to inform you that i am progressing well and since i joined this family i have seen tremendous change in my business ,i have managed to save good money which i have paid to the dealer for me to have another new motor bike and i request you lenders to fund my account ,so that i may clear the balance.Thank You.

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  • nakamura    May 21, 2015

    Hi David, thank you for your updates. I'm glad we could be of assistance to you.

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  • David    May 18, 2015

    Hey lenders ,the just concluded loan helped me alot because the spares parts that i bought the rear ream , a tyre , tube and music system this improved the performance of my motorcycle and also the customers were also imprest with the new instillation of music system.Thank you very much for the support ,without that support i could have not reached where i am now .Thank You.

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  • David    May 14, 2015

    Hey lenders ,i am progressing well with my business ,and the customers are very happy with my services,Thank you.

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  • David    May 5, 2015

    Hey lenders ,after i received the loan that you supported me with i did what i explained to you i will do with money,I serviced of my motorcycle ,bought the rear ream ,the tyre and tube , music system to entertain my clients,Thank you very much for your kind support ,
    my business is progressing well and i appreciate for knowing Zidisha family.

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  • David    Feb 16, 2015

    Hey Good Lenders and the entire Team,I am so humbled to pass my Thanks to all lenders who contributed to my account on support of my business,Thank You very much for your kind support.

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  • David    Feb 15, 2015

    Hey to everyone and lenders,i take this opportunity to first extend my appreciation and lots of THANKS to all Lenders who have already bid to my account,to see me achieve in my business,i do also take this chance to welcome more lenders to support my business,Thank You very much.

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