Adding M-Pesa business to my cybercafé
Hillary
Kapsabet, Kenya
23% repaid
Entrepreneur
Name
Hillary
Member since
March 2015
On-time repayments
139 installments • 83%
About Me
Hillary is the second born in a family of eight. With humble beginnings I managed to attend both primary and secondary school and performed well. Though, I scored good grades to pursue higher education, I did not proceed due to lack of school fees. I struggle with odd jobs here and there to raise a living. Luckily, I got a voluntary service which paid a modest stipend, and I managed to save to start my business. My home of residence is Nandi County, situated in a place called Kaptel location. However, my place of business is Malava town, a highly developing town in Kakamega County. What brought me to this place was voluntary service carried out by the ministry of Health. Its duties involved; sensitizing the community on importance of abstinence, protecting and preventing sexually transmitted diseases, like HIV & Aids and sexually transmitted diseases. Initially I started with floriculture raised capital, and then I majored in cybercafé when I had secured enough capital. I am now planning to include an Mpesa mobile money transaction in my cybercafe.
My Business
I am entrepreneur, whose main services involves; producing copies of paperwork documents like,exam papers, typing and printing documents, designing of cards, filling of KRA returns, photo editing, scanning document, photocopying document, among other issues. Though, my business has some background roots in Agribusiness, I have now devoted much time in expanding and managing my cybercafé. The equipment available includes; a full computer accessories with internet connected by a modem, a laser printer and paper cutting machine and ink jet printer. Recently, i bought 7bags of maize courtesy of zidisha loan, and hope to sale early next year when prices are higher. I opted to buy maize due to rising political temperatures at that time in Kenya. But, immediately I sale I will re invest in buying more computers. Right now I have applied anew loan of 300dollars to invest in Mpesa mobile money transfer. Mpesa line and float will cost 200dollars, extension for Mpesa business will cost 50 dollars, and the remaining 50 dollars I will as cash for mpesa start business.
Loan Proposal
M-pesa Business is one of the most sorted service here in Kenya today.To start you need a small space, a mobile phone and Mpesa line. To get an Mpesa line it's free from Safaricom dealers, but one needs a float of not less than 200dollars, the mobile phone will cost 20dollars, and to hire a carpenter who will help constructed an Mpesa section withi my cybercafe will cost 50dollars. And the remaining 30 dollars will be cash to start the Mpesa business. The two business, i can handle comfortable.
I wish you all the best as you help fund my loan.Thank you and God bless you
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$300.00
Date disbursed
Dec 15, 2017
Repayment status
Late
Projected term
44 months
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Summary
Amount repaid
$69.05
Amount remaining
$231.19
Expected completion
Oct 20, 2019
Status
Repaying late
Installment amount
$0.49
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 24, 2017 | $0.65 | Dec 23, 2017 | $0.65 |
| Dec 31, 2017 | $0.65 | Dec 23, 2017 | $0.34 |
| Dec 28, 2017 | $0.32 | ||
| Jan 7, 2018 | $0.37 | Dec 28, 2017 | $0.37 |
| Jan 14, 2018 | $0.30 | Jan 5, 2018 | $0.30 |
| Jan 21, 2018 | $0.30 | Jan 5, 2018 | $0.30 |
| Jan 28, 2018 | $0.30 | Jan 5, 2018 | $0.30 |
| Feb 4, 2018 | $0.30 | Jan 5, 2018 | $0.30 |
| Feb 11, 2018 | $0.30 | Jan 5, 2018 | $0.30 |
| Feb 18, 2018 | $0.30 | Jan 5, 2018 | $0.30 |
| Feb 25, 2018 | $0.30 | Jan 5, 2018 | $0.30 |
| Mar 4, 2018 | $0.30 | Jan 5, 2018 | $0.30 |
| Mar 11, 2018 | $0.30 | Jan 5, 2018 | $0.30 |
| Mar 18, 2018 | $0.30 | Jan 5, 2018 | $0.30 |
| Mar 25, 2018 | $0.30 | Jan 5, 2018 | $0.30 |
| Apr 1, 2018 | $0.30 | Jan 5, 2018 | $0.30 |
| Apr 8, 2018 | $0.30 | Jan 5, 2018 | $0.30 |
| Apr 15, 2018 | $0.30 | Jan 5, 2018 | $0.10 |
| Jan 31, 2018 | $0.20 | ||
| Apr 22, 2018 | $0.30 | Jan 31, 2018 | $0.30 |
| Apr 29, 2018 | $0.30 | Jan 31, 2018 | $0.30 |
| May 6, 2018 | $0.30 | Jan 31, 2018 | $0.30 |
| May 13, 2018 | $0.30 | Jan 31, 2018 | $0.30 |
| May 20, 2018 | $0.30 | Jan 31, 2018 | $0.30 |
| May 27, 2018 | $0.30 | Jan 31, 2018 | $0.30 |
| Jun 3, 2018 | $0.30 | Jan 31, 2018 | $0.30 |
| Jun 10, 2018 | $0.30 | Jan 31, 2018 | $0.30 |
| Jun 17, 2018 | $0.30 | Jan 31, 2018 | $0.30 |
| Jun 24, 2018 | $0.30 | Jan 31, 2018 | $0.10 |
| Mar 21, 2018 | $0.20 | ||
| Jul 1, 2018 | $0.30 | Mar 21, 2018 | $0.30 |
| Jul 8, 2018 | $0.30 | Mar 21, 2018 | $0.20 |
| Mar 29, 2018 | $0.10 | ||
| Jul 15, 2018 | $0.30 | Mar 29, 2018 | $0.30 |
| Jul 22, 2018 | $0.30 | Mar 29, 2018 | $0.30 |
| Jul 29, 2018 | $0.30 | Mar 29, 2018 | $0.04 |
| Mar 30, 2018 | $0.26 | ||
| Aug 5, 2018 | $0.30 | Mar 30, 2018 | $0.30 |
| Aug 12, 2018 | $0.30 | Mar 30, 2018 | $0.30 |
| Aug 19, 2018 | $0.30 | Mar 30, 2018 | $0.14 |
| Mar 31, 2018 | $0.16 | ||
| Aug 26, 2018 | $0.24 | Mar 31, 2018 | $0.24 |
| Sep 2, 2018 | $1.28 | Apr 8, 2018 | $0.30 |
| Apr 9, 2018 | $0.99 | ||
| Sep 9, 2018 | $1.28 | Apr 9, 2018 | $1.28 |
| Sep 16, 2018 | $1.28 | Apr 9, 2018 | $1.28 |
| Sep 23, 2018 | $1.28 | Apr 9, 2018 | $1.28 |
| Sep 30, 2018 | $1.28 | Apr 9, 2018 | $0.10 |
| May 8, 2018 | $1.18 | ||
| Oct 7, 2018 | $1.28 | May 8, 2018 | $1.28 |
| Oct 14, 2018 | $1.28 | May 8, 2018 | $1.28 |
| Oct 21, 2018 | $1.28 | May 8, 2018 | $1.18 |
| May 8, 2018 | $0.10 | ||
| Oct 28, 2018 | $1.28 | May 8, 2018 | $0.39 |
| Oct 15, 2018 | $0.89 | ||
| Nov 4, 2018 | $1.28 | Oct 15, 2018 | $0.10 |
| Oct 15, 2018 | $0.99 | ||
| Oct 15, 2018 | $0.20 | ||
| Nov 11, 2018 | $1.28 | Oct 15, 2018 | $0.79 |
| Nov 16, 2018 | $0.47 | ||
| Nov 23, 2018 | $0.02 | ||
| Nov 18, 2018 | $1.28 | Nov 23, 2018 | $0.45 |
| Jan 23, 2019 | $0.83 | ||
| Nov 25, 2018 | $1.28 | Jan 23, 2019 | $1.28 |
| Dec 2, 2018 | $1.28 | Jan 23, 2019 | $1.28 |
| Dec 9, 2018 | $1.28 | Jan 23, 2019 | $1.28 |
| Dec 16, 2018 | $1.28 | Jan 23, 2019 | $1.28 |
| Dec 23, 2018 | $1.28 | Jan 23, 2019 | $0.95 |
| Jan 29, 2019 | $0.34 | ||
| Dec 30, 2018 | $1.28 | Jan 29, 2019 | $0.65 |
| Jan 29, 2019 | $0.63 | ||
| Jan 6, 2019 | $1.28 | Jan 29, 2019 | $0.32 |
| Feb 14, 2019 | $0.97 | ||
| Jan 13, 2019 | $1.28 | Feb 14, 2019 | $1.28 |
| Jan 20, 2019 | $1.28 | Feb 14, 2019 | $1.28 |
| Jan 27, 2019 | $1.28 | Feb 14, 2019 | $1.28 |
| Feb 3, 2019 | $1.28 | Feb 14, 2019 | $1.28 |
| Feb 10, 2019 | $1.28 | Feb 14, 2019 | $1.28 |
| Feb 17, 2019 | $1.28 | Feb 14, 2019 | $1.28 |
| Feb 24, 2019 | $1.28 | Feb 14, 2019 | $0.22 |
| Mar 6, 2019 | $0.99 | ||
| Mar 6, 2019 | $0.08 | ||
| Mar 3, 2019 | $1.28 | Mar 6, 2019 | $0.91 |
| Mar 6, 2019 | $0.37 | ||
| Mar 10, 2019 | $1.28 | Mar 6, 2019 | $0.57 |
| Mar 8, 2019 | $0.49 | ||
| Mar 13, 2019 | $0.10 | ||
| Mar 16, 2019 | $0.12 | ||
| Mar 17, 2019 | $1.28 | Mar 16, 2019 | $0.87 |
| Mar 16, 2019 | $0.41 | ||
| Mar 24, 2019 | $0.57 | Mar 16, 2019 | $0.57 |
| Mar 31, 2019 | $0.49 | Mar 23, 2019 | $0.49 |
| Apr 7, 2019 | $0.49 | Mar 23, 2019 | $0.49 |
| Apr 14, 2019 | $0.49 | Mar 23, 2019 | $0.49 |
| Apr 21, 2019 | $0.49 | Mar 23, 2019 | $0.49 |
| Apr 28, 2019 | $0.49 | Mar 23, 2019 | $0.49 |
| May 5, 2019 | $1.28 | Mar 23, 2019 | $0.43 |
| Apr 16, 2019 | $0.48 | ||
| Apr 16, 2019 | $0.36 | ||
| May 12, 2019 | $1.28 | Apr 16, 2019 | $0.62 |
| Apr 16, 2019 | $0.66 | ||
| May 19, 2019 | $1.28 | Apr 16, 2019 | $0.29 |
| Apr 18, 2019 | $0.99 | ||
| Apr 18, 2019 | $0.01 | ||
| May 26, 2019 | $1.28 | Apr 18, 2019 | $0.44 |
| Jun 26, 2019 | $0.54 | ||
| Jul 4, 2019 | $0.30 | ||
| Jun 2, 2019 | $1.28 | Jul 4, 2019 | $0.69 |
| Jul 4, 2019 | $0.59 | ||
| Jun 9, 2019 | $1.28 | Jul 4, 2019 | $0.39 |
| Jul 4, 2019 | $0.89 | ||
| Jun 16, 2019 | $1.28 | Jul 4, 2019 | $0.10 |
| Jul 4, 2019 | $0.99 | ||
| Jul 4, 2019 | $0.20 | ||
| Jun 23, 2019 | $1.28 | Jul 4, 2019 | $0.79 |
| Jul 9, 2019 | $0.49 | ||
| Jun 30, 2019 | $1.28 | Jul 9, 2019 | $0.49 |
| Jul 9, 2019 | $0.69 | ||
| Jul 20, 2019 | $0.10 | ||
| Jul 7, 2019 | $1.28 | Jul 20, 2019 | $0.89 |
| Jul 20, 2019 | $0.39 | ||
| Jul 14, 2019 | $1.28 | Jul 20, 2019 | $0.59 |
| Jul 23, 2019 | $0.69 | ||
| Jul 21, 2019 | $1.28 | Jul 23, 2019 | $0.30 |
| Jul 23, 2019 | $0.64 | ||
| Jul 24, 2019 | $0.34 | ||
| Jul 28, 2019 | $0.30 | Jul 24, 2019 | $0.30 |
| Aug 4, 2019 | $0.49 | Jul 30, 2019 | $0.05 |
| Aug 4, 2019 | $0.44 | ||
| Aug 11, 2019 | $0.49 | Aug 4, 2019 | $0.05 |
| Aug 4, 2019 | $0.44 | ||
| Aug 18, 2019 | $0.49 | Aug 4, 2019 | $0.05 |
| Aug 8, 2019 | $0.44 | ||
| Aug 25, 2019 | $0.49 | Aug 8, 2019 | $0.05 |
| Aug 27, 2019 | $0.07 | ||
| Aug 28, 2019 | $0.20 | ||
| Sep 3, 2019 | $0.03 | ||
| Sep 1, 2019 | $0.49 | ||
| Sep 8, 2019 | $33.37 | ||
| Sep 15, 2019 | $33.37 | ||
| Sep 22, 2019 | $33.37 | ||
| Sep 29, 2019 | $33.37 | ||
| Oct 6, 2019 | $33.37 | ||
| Oct 13, 2019 | $33.37 | ||
| Oct 20, 2019 | $30.35 | ||
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