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Entrepreneur

About Me

I was born in a family of thirteen siblings. Went to school and droped due to financial shortage. after several years I was able to go back to school .Due to limited resources I was however not able to speed up and recover the lost time. I therefore decided to do hair dressing business to generate some income for my family and education.I was to complete my bachelor of education course in the year 2014 .due to financial difficulties I studied only one semester and differed
I latter resumed in 2015 and I have been struggling to pay the fees with the money I get from my business profit. Thanks to zidisha for they have been giving loan to expand my business . i have been able to pay but now i again have an outstanding fee balance which if not cleared on time I will be forced to differ again. but i am hoping after getting the zidisha loan I will clear the balances and graduate on august 2019.

My Business

I am a business woman and apart time teacher/stundent at Mombasa town .I have rented a shop where I dress hair and sell cosmetics which gives me around 28000 a month which caters for my daily costs. sometimes I get about thirty five thousand per month especially during high season. I sell cosmetics and hair dressing materials. I was working in a Mpesa and my friend next door decided to go to another town therefore she sold the business to me .I didn't hesitate buying the business for I new it is running well. What I get in this business helps to partly cater for my house rent and partly cost of the school fees of both me and my son. I am planning to grow my credit value in zindisha to be able to get bigger loan in near future so that I can improve my services to attract more customers

Loan Proposal

I will use this loan to increase my mpesa float with 100 dollars, then buy hair treatment and hair relaxers worth a price of 60 dollars.
by adding enough float it will enable me serve more customers by buying enough beauty products i will create good customer relationship and they will have confidence in me. With this i will get enough profit to sustain my family.
my profit will increase with a margin of 10%

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