Mobile phones, school fees & home improvements

Wilfred Njiri Njamba

Nairobi, Kenya

75% repaid

Entrepreneur

Name

Wilfred Njiri Njamba

Member since

March 2015

On-time repayments

292 installments  •  78%

About Me

My name is Wilfred Njiri, married and with 2 children. Am a Kenyan citizen born in central Kenya in kiambu county where I grew up and lived until I completed my high school. I later moved to the City of Nairobi for my college education. After I lost my job in 2010, I started a small business from my savings .I live in Kitengela, an area that is cosmopolitan where i interact with people from different cultures and backgrounds. The national park is near and at times we happen to see the straying wildlife . My two children a Girl and a Boy gives me challenge to work hard for their good performance in school , one aspire to be a banker the other one engineer, I have love for nature and love planting trees and flowers, I also love reading science news!

My Business

My business is small where i buy and sell mobile phones and accessories. Here in kenya, mobile phones have become extremly necessary because you use your mobile phone to access all banking services, from paying school fees to utility bills to communication and the entire country is connected so the demad is high, from $10 you can afford to buy a hand set and sell it for $14 - $16, so you almost make 50% profit, I wish to continue expanding the business with the lending i get, my profit usually goes to paying school fees, family and business upkeep, my desire is to grow my small business to become big enough to create employment to other people or even become a lender. I wish to thank all the lenders who would wish to fund me and other applicants, you are doing a noble task!

Loan Proposal

Hello dear lenders, I am forever grateful for what you are doing, helping humanity better their lives.I appreciate your continued suppport in the previous loans. I request a loan that will help me purchase a Water storage Tank that will help in harvesting rain water for domestic use at my home and the rest of the funds balance will go to my sons School fees. The Water tank of 5,000 litres will cost $500 and the rest of $377 .21 will go to School fees for next term. $300 will go to tuition fees and $77.21 will buy school text books and accessories. I want to thank you in advance as I await your highly valued funds. May God bless you richly.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$884.00

Date disbursed

Aug 15, 2016

Repayment status

Late

Projected term

87 months

Cost to entrepreneur

Service fee: $36.41

Lenders

M

marycb

United States

A

aaronmcmurray

SLC, UT, United States

R

RielCanadian

Lethbridge, Canada

J

JonnyPrice

San Francisco, United States

davelowe100

Perryville, United States

AltruisticSelfishnes

Chicago, United States

E

Ehaffey

Washington D.C., United States

L

laicus

Helsinki, Finland

M

mirandaf32

Boston, United States

boggsi

London, United Kingdom

Vanamo

Helsinki, Finland

Ambrose

Calgary, Canada

G

giaco

madrid, Spain

J

Jacquinta

London, United Kingdom

Zidisha

Sterling, United States

K

Kumaran&Thea

London, United Kingdom

J

Jessica

Patagonia, Argentina

J

John

Newbury Park, CA, United States

A

Angela

Heide, Germany

J

JacobZ

Bend, United States

P

proby24

Singapore, Singapore

groggj1

Jacobstown, United States

I

Icegirl531

Inuvik, Canada

L

Lenore

Munich, Germany

eaganlender

Kalamazoo, United States

E

Ethan

Middleburg, United States

Cloudways

Malta, Malta

K

KnutAnders

niedernhausen, Germany

G

Goodwill

Oakland, United States

ads68

Melbourne, Australia

I

ivanill

Lansing, United States

P

Prysdahl

Marshall, United States

P

pignolet

zurich, Switzerland

fairspirit

Utrecht, Netherlands

A

Anonymous

United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

L

laidas

Vilnius, Lithuania

Hedwich

Gorssel, Netherlands

L

LenoMetus

Perth, Australia

H

Habroukema

Austin, United States

D

DelapierceD

New York, United States

E

edgrr000

Dallas, United States

kalidanthepalidan

Denver, United States

Parkmobile

Fort Bragg, United States

DocHolliday

Legend, United States

C

Clben7

Cincinnati, United States

R

RohitSingh

Montreal, Canada

sderickson

Berkeley, CA, United States

T

topher

United States

OP

Old People

Corona Del Mar, United States

P

payette

Ottawa, Canada

G

guiambros

United States

A

AileenH

United Kingdom

O

osubucks45

United States

C

ColoradoEmac

United States

raychieng

Sibu, Malaysia

Pomaikai

Jersey City, United States

Wouter

Amsterdam, Netherlands

M

mkrsko

Slovakia

C

chatterbox

Gurgaon, India

mepster

San Francisco, Ca, United States

Q

qeorge

United States

A

Amengan

Netherlands

T

tehmle

United States

Loungin

United States

Mimobo

Schwäbisch Gmünd, Germany, Germany

B

beegkitty

United States

R

R3SonicBlueGT

United States

PolarBearCapital

United States

begood

United States

mysterry

Saint Lazare De Vaudreuil, Canada

M

mcortizo

Madrid, Spain

KM

Kirsty M

United Kingdom

J

Joas

Hannover, Germany

Gab

Singapore

P

PC

United States

Dave Bogard

New York, United States

D

dsfranz

Gaeta, Italy

Mark

Nijmegen, Netherlands

Jake Badger

Roskilde, Denmark

Dean Cress

United States

Sandra

Böblingen, Germany

PM

Pedro Moreira

Braga, Portugal

PG

Paul Graham

United States

Kyle Holohan

United States

Eugen Stamm

Zurich, Switzerland

D

Dermo

Dublin, Ireland

K

Katka

St Albans, United Kingdom

MB

Mark Blatter

United States

Myria

New Mexico, United States

LR

Laetitia Rocha

United Kingdom

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

R

Robert

Chicago, United States

JB

James Brooks

United Kingdom

JS

Jason Strauss

United States

MC

Mike Collura

United States

Thomas Naimoli

United States

Day Family

Melbourne, Australia

Donald

United States

A

Ari

United Kingdom

HD

Hardik Desai

United Kingdom

V

VJ

Canberra, Australia

Gail

United States

SL

Senja Larsen

United States

D

Dalton

San Francisco, United States

MP

Marieke Peeters

Amsterdam, Netherlands

HCPSPIRIT

Helsinki, Finland

GS

Gary Sinard

Franklin, TN, United States

A

Anonymous

United States

EC

Edward Conrads

San Francisco, United States

R

Raffins

United States

Helper

United States

Brandon Wright

Salt Lake City, Ut, United States

Philipp Lehmann

Zurich, Switzerland

RM

Robert Matthams

United Kingdom

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Wilfred Njiri a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Wilfred Njiri Njamba    Dec 4, 2022

    Hello zidisha and generous lenders, I am truly committed to see I have cleared my loan, alot of things happened from pandemic period but things have started returning to better chances, I have started to pay my remaining balance and hope to finish as soon as I am able to.I sincerely appreciate your patience and generosity.

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  • Janice Njoki    Feb 1, 2021

    That member will be doing all he can to make sure he sends his past dues this week.

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  • Wilfred Njiri Njamba    Jan 25, 2021

    Dear lenders, I want to apologize for my late payments of my loan, Due to the Pandemic, business has been very low to almost a halt, but there is gradual recovery, I am committed to pay my loan to the fullest though I might do this behind schedule, I beg for your understanding, Thank you and Happy New year

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  • Janice Njoki    Dec 29, 2020

    He has been away from his business and he will resume his payment next week.

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    • Wilfred Njiri Njamba    Jan 25, 2021

      Due to covid situation my payments have been irregular but I am committed to pay my loan to the last coin, I request for your understanding

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  • Janice Njoki    Nov 27, 2020

    I have advised Wilfred to reschedule his loan and updating his lenders on the business progress.

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  • Justus Auka    Oct 18, 2020

    Wilfred has promised to improve on repayment rate. Thank you

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  • Day Family    Feb 23, 2019

    Thank you for continuing repayments.

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  • Wilfred Njiri Njamba    Dec 30, 2017

    "When angels visit us, we do not hear the rustle of wings, nor feel the feathery touch of the breast of a dove; but we know their presence by the love they create in our hearts."
    Mary Baker Eddy

    Hello dear lenders, I want to appreciate you all for being kind hearted and full of love for humanity, you have touched and changed many lives all over the world, I wish you blessings during this festive season and a prosperous, 2018.

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  • Wilfred Njiri Njamba    Sep 24, 2017

    Due to some personal emergency, I wish to request for a reduction in my installment, I will adjust my payments in due course.

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  • Emma    Jul 19, 2017

    Hi Wilfred :-)

    Would you mind helping Douglas (one of the people you're mentoring) with his loan proposal please :-) He could do with a hand... It looks like he just copied & pasted something as the amounts are all blank.

    Thanks in advance, Emma.

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  • Wilfred Njiri Njamba    Dec 20, 2016

    Dear lenders, I take this apportunity to thank and appreciate all the good works you have been doing. Thank you for uplifting the lives of many needy people around the world with your much valued funds. My life is nolonger the same again since I joined Zidisha and your funds have made my life better in many many ways. Continue with this noble work.

    "In everyone's life, at some time, our inner fire goes out. It is then burst into flame by an encounter with another human being. We should all be thankful for those people who rekindle the inner spirit." -- Albert Schweitzer

    Merry Christmas and prosperous New year to you!

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  • DocHolliday    Oct 9, 2016

    Thank-you for continuing with repayments.

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    • Wilfred Njiri Njamba    Oct 10, 2016

      Hello Docholidy, I am committed to pay to the last dime, my business is picking up gradually, I am grateful for all assistance that you gave me.

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  • Wilfred Njiri Njamba    Aug 29, 2016

    I request to reschedule my payments.I had an emergency that has made me borrow from my business. I will resume initial payments in due course.Thank you for your understanding.

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    • DocHolliday    Sep 6, 2016

      I'm sorry to learn that you have had an emergency situation arise, but thank-you for telling us that there is a problem, and thank-you for continuing with small payments until you are able to resume the initial schedule. I hope that the issue resolves nicely for you.

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      • Wilfred Njiri Njamba    Sep 7, 2016

        Thank you so much DocHoliday, I appreciate your concern, I will be always honest in my payments.Have a nice time.

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  • Wilfred Njiri Njamba    Aug 16, 2016

    Dear Lenders, I want to thank you so much for funding me, I have now received all the funds that you lend me, this will help me better my life. I will now purchase the water storage and pay school fees , I am grateful for all you have done.

    "Gratitude turns what we have into enough, and more. It turns denial into acceptance, chaos into order, confusion into clarity...it makes sense of our past, brings peace for today, and creates a vision for tomorrow." Melody Beattie

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  • Wilfred Njiri Njamba    Aug 10, 2016

    Dear Lenders ,no words enough can really thank you enough. through your kind generosity, many lives have changed for better, I wish you happiness and love in all areas of life.

    "Love and kindness are never wasted. They always make a difference. They bless the one who receives them, and they bless you, the giver." Barbara de Angelis

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  • Wilfred Njiri Njamba    Aug 10, 2016

    Hello dear lenders, I am forever grateful for what you are doing, helping humanity better their lives.I appreciate your continued suppport and kind generosity. I humbly accept the funds you have lend to me, It will enable me to purchase a plastic water storage for my home and pay school fees for my child, I am so thankful, God bless you mightly.

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  • Wilfred Njiri Njamba    Jul 29, 2016

    Dear lenders, I want to thank you most sincerely for being kind hearted, thanks so much for lending to me your much valued funds that I have finished repaying, words alone cannot express my gratitude,

    "Some people have kindness in their minds, others have kindness in their hearts. Some people think about being kind, others talk about being kind. But very few people like you actually do kind deeds. Thank you, the impact of your kindness in my life is nothing short of godliness."

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  • Wilfred Njiri Njamba    Mar 29, 2016

    “Be happy, noble heart, be blessed for all the good thou hast done and wilt do hereafter, and let my gratitude remain in obscurity like your good deeds.
    Alexandre Dumas

    Dear lenders, thank you for being kind hearted and generous, you have touched the lives of many needy needy people, your good deeds are like lighting a candle in the dark pushing away darkness.

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  • Wilfred Njiri Njamba    Mar 26, 2016

    "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime" -Maimonides

    Thank you, lenders, for lending to me. I am now confident to do business with courage, knowing Zidisha will give me a helping hand.

    Because of Zidisha, my life is no longer the same.

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  • Wilfred Njiri Njamba    Mar 25, 2016

    “Let us be grateful to the people who make us happy; they are the charming gardeners who make our souls blossom." -Marcel Proust

    I want to thank all the lenders for making me smile; you truly have brought a positive change in my life. I appreciate you for your continued support and for empowering me to grow my business. I am forever grateful!

    Happy Easter!

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