Horticultural farming

John Mwangi

Kahawa West, Kenya

100% repaid



John Mwangi

Member since

September 2014

On-time repayments

53 installments  •  75%

About Me

I am currently in a stable relationship living with my girlfriend at Kahawa West.I work as a civil servant but also practise farming as a venture.I possess a Diploma in Purchasing and supplies from the Kenya Institute of Management(KIM).I started farming business to increase my earnings after realizing that the monthly salary was not enough.I also wanted to fulfill my want to become an employer and provide some source of livelihood to the unemployed.I use my business income to pay wages, cater for farm expenses and also help some needy people in our community.During my free time,i like to go swimming,watching football,taking adventurous trips and visiting the needy.

My Business

I am a civil servant but also practice farming as a business.i keep dairy cattle,keep layers and also horticultural farming(tomatoes,capsicum,kales,spinach and any other seasonal crop that is on demand in a particular season.The reason i choose these is that they are always in demand and their supply is never enough.the growing population always provides ready market for my produce.These customers prefer my fresh farm produce as it is well produced and they can attest to that.Challenges in these business include funding,emerging pests and diseases and insecurity.I try to manage the best i can to save my produce though sometimes it's tricky.On average,i run at monthly costs of $150 since am not that much established.i would like to expand this farm in order to improve the income.currently i make sales of about $400 hence making profits of about $250. I would like to increase these profits to over $1000 a month.I have never experienced losses in my business venture and therefore, i am confident that any loans from zidisha community will be serviced from my venture.in case of uncertainties,then my salary will help me repay my loans till the business picks up.

Loan Proposal

i would like to request this loan of $50 to fully finance my new horticultural farm.I have made some savings so far of $400 and am short of $80 to have enough capital to run my project till harvest time.i would like to use this cash to fund my tomato and capsicum project to be harvested in January/February next year. The funds are to cater for seedlings,labor and irrigation.I have seedlings already and will be ready for planting mid next month.I therefore request for your support to help me realize this dream.This cash caters for insurance in case the crops fail.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Nov 3, 2014

Repayment status

On Time

Projected term

6 weeks

Cost to entrepreneur

Lender interest: $49.92 at 4.40% annual rate over 1 month = $0.29

Service fee: $0.24



Talking Rock, United States



Stuttgart, Germany

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  • Boniface Nyaanga    Jul 19, 2016

    I did call him and he has promised to start repaying soon

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  • John Mwangi    Feb 6, 2016

    I take this opportunity to thank my lenders for making real change towards our life, we made a considerable amount of profit, Our life changed to the very best, we thank God for your effort and be blessed abundantly, thanks in advance. God bless

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  • John Mwangi    Jul 10, 2015

    I take this opportunity to thank my lenders,i received KSH 35717 and we are grateful,We shall use our money as according to our proposal,we thank you all and God bless you all abundantly

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  • MindMuse    Jul 6, 2015

    A pleasure lending to you, John. Best wishes with achieving your goals!

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  • John Mwangi    Jun 29, 2015

    i take this opportunity to thank my lenders for making our dream come true,as we had indicated in our loan application we shall buy seedlings,service the generator and do the gardening.we appreciate and God bless u abundantly

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  • John Mwangi    Jun 21, 2015

    i take this opportune time to thank my lenders for making our lives great,My wife and I do appreciate the good work done by Zidisha organization in uplifting the livings standards of our fellow Africans,I thank God for this organization and believe this organization to stay for many many years to come,God bless.

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  • John Mwangi    Feb 14, 2015

    I take this opportunity to thank zidisha for making our dream come true ,we had no money to buy dewormers but we thank zidisha for giving us funds for dewormers,since then our milk production has increased greatly,each cow has increase an average of two litres of milk,this means maximum profits,I thank my wife for being with me and giving me hope no matter tha situations,I end by thanking all zidisha members for I know they have taken another step in their life,God bless zidisha,God bless you all.

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  • Thomas    Jan 2, 2015

    Dear John, good luck and all the best boosting your farming! Keep us posted about your progress.

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  • John Mwangi    Jan 1, 2015

    The funds helped me to irrigate and gardening, the tomatoes are doing extremely well and by this mid January they will ready for harvesting,i have a ready market because right now the demand for tomatoes is very high and supply is very low.I know if all goes well i will reap very good profit, My wife is always happy with zidisha because we had tried to get money to no avail, Our life will change,I would like to thanks Zidisha organization for giving me this chance to better our life.I thanks my lenders for their contribution and i will never let them down.Thanks to Zidisha.

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