Horticulture farming - Lease and use new land

John

Chuma, Kenya

100% repaid

Entrepreneur

Name

John

Member since

August 2015

On-time repayments

120 installments  •  93%

About Me

About me
I am John Gitaka living in Kinangop Nyandarua County. Am the first born in a family of seven (7). I completed my secondary education and due to lack of finances i did not join college since my parents were unable to raise the college fees.
Since we grew and raised in a two piece of acre land and with the children behind me and they also need education and other basic needs, they were unable to take me to college, therefore, I had to assist them in farming and grazing to support my smaller siblings.
My parents mainly depends on farming, therefore, I had also to engage in farming inorder to support them in raising and educating the smaller siblings.
I am married with two children hence i was given a half an acre of land by my parents to relay on to raise my children, cater for their basic need, education, health and support in smaller siblings.
In our portion of land which was donated by my parents, we used to grow vegetables which did not do well and also had irregular and unpromising market.
I was approached by a neighbour who introduced me into horticultural farming and offered to donate some seedlings and show me the market sine they were doing well and they did not require a large piece of land to start. Therefore, we prepared the land, planted the seedlings and after sometimes they did well and made good sales of which we decided with my supportive wife to engage in horticultural farming business.

My Business

My business is horticultural farming of which we started with my wife two years ago with the help of the neighbour who introduced us in the business and in the market. We do timely planting every month to ensure we have yield every month and make sales every week.
Our land is located in the highlands at the floor of Abedare ranges next to the Abadare National Park hence it is fertile and there is plenty of rainfall. The business has promising returns since we make sales every week and after spending $150 in a month, we get about $350 in return, a profit of $200 a month.
I use 50% of my profit to educate and raise my children and support my smaller siblings, 30% to improve my business and the rest I save.

Loan Proposal

Thanks dear lenders for being there in the aim of upgrading the status of entrepreneurs in the business world.
I was introduced to Zidisha International Person-to-Person Micro-Lending Community by Bilha Mbaire, therefore I joined Zidisha to be part of prospering entrepreneurs. The loan given will assist me to improve my business, $100 lease a half an acre land , $50 prepare the land, $50 buy seed, plant and labour which will assist me to expand my business.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

Dec 1, 2015

Repayment status

On Time

Projected term

48 months

Other loans

Lenders

JimVandegriff

Trinidad, California, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

mepster

San Francisco, Ca, United States

Haim Si

Mexico, Mexico

J

Joas

Hannover, Germany

Fred

Germany

MW

Matt Willis

United States

PG

Paul Graham

United States

R

Rolands

Taichung, Taiwan

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