House goats and birds

Samuel

Livingstone, Zambia

100% repaid

Entrepreneur

Name

Samuel

Member since

September 2016

On-time repayments

189 installments  •  75%

About Me

Samuel Zimba born in Lusaka city, the capital city of Zambia in the year 1977.

There is nothing that so great and gratifying than to have a meal bought for oneself as for me. And this has been my driving force for all that I have learnt and achieved in my life journey. Thus, am not much in agreement with handouts but rather the sweat of my body or in other terms, the fruits of my labour and ideas.

And by God's grace again I managed to do a good number of different online programs or rather courses as I was working with Society for Family Health. And this time the family started increasing the dependence on me to be giving helping hand for sustenance in most situations. Thankfully I have at least a UNZA diploma besides some other programs have done. And am currently so much inclined into doing integrated farming to raise the finance standard in the family to the level that my children wouldn't pass through my life situation exactly I did.

My Business

I have a kiosk for groceries and clothes at home which has been sustaining us. There are assorted items such electrical appliances, electrical.Besides the mentioned business which is being done at home ,I have ventured into farming for just a while now. And the farming am doing is intergrated farming. Am learning alot in the same.
So far so good. The goats population is increasing steadily at the settlement and the ducks. Am really enjoying the goat farming. I would love to mix my goats with sheep,; which am preparing.

Loan Proposal

I would buy cement and sand for the construction of the house. Because as at now i have already about 1000 blocks for the for the same building of the house. And I have already bought two loads of ten tonnes sand as well besides the stones for the footing.
1 bag of 50 Kg cement costs about $ 7.0 USA dollars and the total needed number of cements is about 40 just for the foundation. This translates into $280 USA dollars for the cement alone. And for the 3 loads building sand costs about $360 USA dollars excluding the rivers sand and crashed stones together costs about $270 USA dollars.

The money which i will save from house rentals when finish the building would be channeled into the business of farming of livestock and intergrated fish farming. The plan is to finish the construction in the next three months. If everything goes as planned I would start saving the $165 USA dollars I spend on rentals by January / February of 2018.

The farming of maize and the shop will continue helping me to repaying the loans without so much stretching financial muscles but managing to settle as both projects are running and sustaining the family respectively by God's grace.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,156.00

Date disbursed

Nov 3, 2017

Repayment status

On Time

Projected term

16 months

Lenders

Cloudways

Malta, Malta

PG

Paul Graham

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

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