Name
Joseph
Member since
September 2013
On-time repayments
75 installments • 9%
I'm Joseph nganga,a born again christian.I was born in the year 1971 in Kericho District.I am a resident of Nakuru Town in place called Lanet. I am married with one wife and we live together with our children.I went to school in the early years of 1978,at Karirikania Primary School in Molo until i did my K.C.P.E.examination in the year 1986.Later i went to Kericho Day High School in the year 1987 to 1991 after i did mu O level certificate.
After my high school,my family and i shifted to Nakuru which was caused by the transfer of my dad in his workplace.I currently own my own plot in Umoja 2 and we live together with my family.
My Shoes business is strategically located at the heart of Nakuru Town.The shop is located along Kenyatta Avenue opposite Merica Hotel and G.P.O.offices.I started this shoes business in the year 2007.
My business is licensed under the Municipal council of Nakuru by-laws.In my shop you can get all types of latest shoes wear.That is children's foot wear,ladies wear and men leather shoes.The business do better here since i am the only business man selling shoes along the Avenue.The customers i do attend mostly are from the offices since in this area there are more offices.
In the year 2009,i was lucky to get a loan from KADET micro-finance,of K sh 60,000/=.I managed to repay the money for a period of 9 months early enough compared to the 12 months i was offered.
Now since we are almost approaching the high festive season and the latest new fashions of shoes are in the Kenyan market,i was requesting the zidisha Organization to lend me a loan so that i can have enough stock for my customers and add the new arrival shoes.I am pledging to be honest with your loans and to be repaying back zidisha loan on time and without fail.Thank-you in advance.
How are you my worthy zidisha friends.It is much privileged to have the zidisha microfinance being a partner in my business.Surely you have been more supportive and kind to my shoes business.The fist loan really helped my business to be more stocked than it used to be before your funds.I have created good customers relations since you financed my business with the loan.
Through this second loan,i have already ordered large quantities of new fashioned shoes especially as we are approaching this Christmas festive seasons in this month of December.I know and believe that through your continuous and generous support in my business we will make it.Thank you and welcome for the funding.
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Project Type
Classic Loan
Disbursed amount
$307.00
Date disbursed
Dec 15, 2013
Repayment status
Late
Projected term
72 months
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