Name
Joan
Member since
February 2016
On-time repayments
290 installments • 87%
Hello,
My names are Joan Wambui Ngugi, a 35 yrs old, am married to Andrew Maina and a mother of one, 6yrs old Austin Njuguna. I grew up in Thika, Muranga. I reside and work in Nairobi.
I am career woman, in Sales & Marketing for the last 7yrs, am currently the Sales & Marketing Manager in Nairobi's 4 star Hotel, Amber Hotel.
I have ventured into a small scale business in Beauty products; hair, face. I have recently added Human Hair to my product range.
I am looking to import wigs from Dubai and expand my online business as well as the shop within the year.
I was recommended by a close colleague and he advise on how Zidisha has helped him with his side hustle and now he is looking to expand.
Am grateful for the opportunity to access funds at no interest rates and also to my advantage that am in control of my repayment period and installments.
Once i acquire the funds i will import Human Hair wigs and bundles with some accessories for the wigs like hairline glue and weaving caps.
The wigs locally are priced as below based on the sizes;
Local Retailers Imported Our selling price
12 inches 10,000 5,000 12,000
14 inches 12,000 7,000 14,000
16 inches 14,000 10,000 16,000
18 inches 16,000 13,000 18,000
The margins will therefore be much bigger, close to 25% increment
That's my main focus as at now.
I
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$834.00
Date disbursed
Feb 19, 2019
Repayment status
On Time
Projected term
25 months
Amount repaid
$834.66
Amount remaining
$0.00
Date repaid
Mar 31, 2021
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 2, 2019 | $44.34 | Mar 2, 2019 | $44.34 |
Mar 9, 2019 | $4.93 | Mar 16, 2019 | $4.93 |
Mar 16, 2019 | $4.93 | Mar 16, 2019 | $4.93 |
Mar 23, 2019 | $4.93 | Mar 26, 2019 | $4.93 |
Mar 30, 2019 | $4.93 | Mar 30, 2019 | $4.93 |
Apr 6, 2019 | $4.93 | Apr 11, 2019 | $4.93 |
Apr 13, 2019 | $14.78 | Apr 11, 2019 | $4.93 |
Apr 21, 2019 | $9.85 | ||
Apr 20, 2019 | $0.00 | ||
Apr 27, 2019 | $9.85 | Apr 26, 2019 | $9.85 |
May 4, 2019 | $9.85 | Apr 26, 2019 | $9.85 |
May 11, 2019 | $9.85 | May 14, 2019 | $9.85 |
May 18, 2019 | $9.85 | May 28, 2019 | $9.85 |
May 25, 2019 | $9.85 | May 28, 2019 | $9.85 |
Jun 1, 2019 | $39.42 | May 31, 2019 | $39.42 |
Jun 8, 2019 | $4.93 | Jun 12, 2019 | $4.93 |
Jun 15, 2019 | $4.93 | Jun 12, 2019 | $4.93 |
Jun 22, 2019 | $4.93 | Jun 12, 2019 | $4.93 |
Jun 29, 2019 | $4.93 | Jun 12, 2019 | $4.93 |
Jul 6, 2019 | $4.93 | Jul 1, 2019 | $4.93 |
Jul 13, 2019 | $44.34 | Jul 1, 2019 | $34.49 |
Jul 17, 2019 | $9.85 | ||
Jul 20, 2019 | $9.85 | Jul 29, 2019 | $9.85 |
Jul 27, 2019 | $9.85 | Jul 29, 2019 | $9.85 |
Aug 3, 2019 | $9.85 | Jul 29, 2019 | $9.85 |
Aug 10, 2019 | $9.85 | Jul 29, 2019 | $9.85 |
Aug 17, 2019 | $9.85 | Aug 20, 2019 | $9.85 |
Aug 24, 2019 | $0.00 | ||
Aug 31, 2019 | $0.00 | ||
Sep 7, 2019 | $4.93 | Sep 3, 2019 | $4.93 |
Sep 14, 2019 | $4.93 | Sep 3, 2019 | $4.93 |
Sep 21, 2019 | $4.93 | Sep 3, 2019 | $4.93 |
Sep 28, 2019 | $4.93 | Sep 3, 2019 | $4.93 |
Oct 5, 2019 | $4.93 | Oct 7, 2019 | $4.93 |
Oct 12, 2019 | $19.71 | Oct 7, 2019 | $14.78 |
Oct 14, 2019 | $4.93 | ||
Oct 19, 2019 | $4.93 | Oct 28, 2019 | $4.93 |
Oct 26, 2019 | $4.93 | Oct 28, 2019 | $4.93 |
Nov 2, 2019 | $4.93 | Oct 31, 2019 | $4.93 |
Nov 9, 2019 | $4.93 | Oct 31, 2019 | $4.93 |
Nov 16, 2019 | $4.93 | Oct 31, 2019 | $4.93 |
Nov 23, 2019 | $0.00 | ||
Nov 30, 2019 | $0.00 | ||
Dec 7, 2019 | $4.93 | Dec 10, 2019 | $4.93 |
Dec 14, 2019 | $4.93 | Dec 31, 2019 | $4.93 |
Dec 21, 2019 | $4.93 | Dec 31, 2019 | $4.93 |
Dec 28, 2019 | $4.93 | Dec 31, 2019 | $4.93 |
Jan 4, 2020 | $4.93 | Jan 6, 2020 | $4.93 |
Jan 11, 2020 | $14.78 | Feb 11, 2020 | $14.78 |
Jan 18, 2020 | $0.00 | ||
Jan 25, 2020 | $0.00 | ||
Feb 1, 2020 | $0.00 | ||
Feb 8, 2020 | $0.00 | ||
Feb 15, 2020 | $4.93 | Feb 15, 2020 | $4.93 |
Feb 22, 2020 | $4.93 | Feb 15, 2020 | $4.93 |
Feb 29, 2020 | $4.93 | Feb 15, 2020 | $4.93 |
Mar 7, 2020 | $4.93 | Feb 15, 2020 | $4.93 |
Mar 14, 2020 | $4.93 | Mar 17, 2020 | $4.93 |
Mar 21, 2020 | $4.93 | Mar 23, 2020 | $4.93 |
Mar 28, 2020 | $4.93 | Apr 6, 2020 | $4.93 |
Apr 4, 2020 | $4.93 | Apr 6, 2020 | $4.93 |
Apr 11, 2020 | $4.93 | Apr 24, 2020 | $4.93 |
Apr 18, 2020 | $4.93 | Apr 24, 2020 | $4.93 |
Apr 25, 2020 | $4.93 | Apr 24, 2020 | $4.93 |
May 2, 2020 | $4.93 | May 4, 2020 | $4.93 |
May 9, 2020 | $4.93 | May 18, 2020 | $4.93 |
May 16, 2020 | $14.78 | May 18, 2020 | $9.85 |
May 29, 2020 | $4.93 | ||
May 23, 2020 | $0.00 | ||
May 30, 2020 | $0.00 | ||
Jun 6, 2020 | $2.47 | Jun 5, 2020 | $2.47 |
Jun 13, 2020 | $2.47 | Jun 5, 2020 | $2.47 |
Jun 20, 2020 | $2.47 | Jun 5, 2020 | $2.47 |
Jun 27, 2020 | $2.47 | Jun 5, 2020 | $2.43 |
Jun 30, 2020 | $0.04 | ||
Jul 4, 2020 | $2.47 | Jul 13, 2020 | $2.47 |
Jul 11, 2020 | $2.47 | Jul 13, 2020 | $2.47 |
Jul 18, 2020 | $2.47 | Jul 20, 2020 | $2.47 |
Jul 25, 2020 | $2.47 | Jul 27, 2020 | $2.47 |
Aug 1, 2020 | $2.47 | Jul 27, 2020 | $2.47 |
Aug 8, 2020 | $4.91 | Jul 27, 2020 | $4.91 |
Aug 15, 2020 | $2.47 | Aug 18, 2020 | $2.47 |
Aug 22, 2020 | $2.47 | Aug 18, 2020 | $2.47 |
Aug 29, 2020 | $2.47 | Aug 18, 2020 | $2.47 |
Sep 5, 2020 | $2.47 | Aug 18, 2020 | $2.43 |
Sep 7, 2020 | $0.04 | ||
Sep 12, 2020 | $2.47 | Sep 7, 2020 | $2.47 |
Sep 19, 2020 | $2.41 | Sep 7, 2020 | $2.41 |
Sep 26, 2020 | $2.47 | Sep 22, 2020 | $2.47 |
Oct 3, 2020 | $2.47 | Sep 22, 2020 | $2.47 |
Oct 10, 2020 | $2.47 | Sep 22, 2020 | $2.47 |
Oct 17, 2020 | $2.47 | Sep 22, 2020 | $2.43 |
Oct 5, 2020 | $0.04 | ||
Oct 24, 2020 | $2.47 | Oct 5, 2020 | $2.47 |
Oct 31, 2020 | $7.34 | Oct 5, 2020 | $7.34 |
Nov 7, 2020 | $12.33 | Nov 6, 2020 | $12.33 |
Nov 14, 2020 | $12.33 | Nov 6, 2020 | $12.33 |
Nov 21, 2020 | $12.33 | Nov 6, 2020 | $12.33 |
Nov 28, 2020 | $12.33 | Nov 6, 2020 | $12.29 |
Dec 9, 2020 | $0.04 | ||
Dec 5, 2020 | $12.33 | Dec 9, 2020 | $12.33 |
Dec 12, 2020 | $7.34 | Dec 9, 2020 | $7.34 |
Dec 19, 2020 | $2.47 | Dec 21, 2020 | $2.47 |
Dec 26, 2020 | $2.47 | Dec 21, 2020 | $2.45 |
Jan 4, 2021 | $0.02 | ||
Jan 2, 2021 | $2.47 | Jan 4, 2021 | $2.47 |
Jan 9, 2021 | $2.47 | Jan 11, 2021 | $2.47 |
Jan 16, 2021 | $2.47 | Jan 11, 2021 | $2.45 |
Jan 20, 2021 | $0.02 | ||
Jan 23, 2021 | $4.91 | Jan 20, 2021 | $4.91 |
Jan 30, 2021 | $11.12 | Feb 3, 2021 | $11.12 |
Feb 6, 2021 | $11.12 | Feb 3, 2021 | $11.12 |
Feb 13, 2021 | $11.12 | Feb 3, 2021 | $0.43 |
Feb 15, 2021 | $10.68 | ||
Feb 20, 2021 | $11.12 | Feb 15, 2021 | $0.45 |
Mar 1, 2021 | $10.66 | ||
Feb 27, 2021 | $11.12 | Mar 1, 2021 | $11.12 |
Mar 6, 2021 | $44.34 | Mar 1, 2021 | $2.86 |
Mar 4, 2021 | $39.42 | ||
Mar 10, 2021 | $2.07 | ||
Mar 13, 2021 | $44.34 | Mar 13, 2021 | $44.34 |
Mar 20, 2021 | $44.34 | Mar 30, 2021 | $44.34 |
Mar 27, 2021 | $20.20 | Mar 31, 2021 | $20.20 |
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