Stephen Wanjiku

Kandutura Village, Kenya

35% repaid



Stephen Wanjiku

Member since

May 2012

On-time repayments

11 installments  •  18%

About Me

I was born in 1986 in a family of married to Ann and we are blessed with two children;Hannah and Sammy.Am 5.2ft tall brown in colour and a jovial man.iam born again and going to heaven by faith.i reside at waka where my business is also located.i was unfortunate because i did not complete my education at primary school due to lack of school fees.i joined the appentice of a mechanic called ndegwa who showed me how to service motor cycles and bicycles.he later left me and iam now stationed at Waka centre.

My Business

The business is known by the name riziki garage,i repair bicycles,motor cycles and i also do some welding that is i make metal doors and windows,alll this service is offered to the community living around rongai district.i face a lot of competition from Boniface garage and Chege's garage but i have a great merit over them since i offer my service at a lower charges than they do so this helps me make more sales revenue and a profit though the materials are becoming expensive am trying my best to maintain my costomers and attract more of them .I HAVE OF LATE STARTED TO MAKE METAL GATES ,DOOORS AND WINDOWS WHICH ARE GIVING ME ALOT OF MONEY.

Loan Proposal

i intend to buy 20 supreme diamond tyres for bicycles .i also intend to buy 20 bicycle tubes for my customers.i as well intend to buy one carton of grease,one carton of general oil for the servicing of motorbike engines . I also intend to buy 10 motorbike brake pads,5 bicycle pedals and one carton of ball bearings for bicycle wheels.i expect to add more cash and purchase anglelines,plain sheets and tubes that will go along way in making doors and window which will be sold later to my customers






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Oct 11, 2012

Repayment status


Projected term

12 months

Cost to entrepreneur

Lender interest: $498.45 at 4.71% annual rate over 12 months = $23.67

Service fee: $25.13

Upon joining Zidisha, Stephen paid a lifetime membership fee of $8.73.



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