Entrepreneur

About Me

My name is Veronicah Muthoni Kamanja.
Aged 38 years and have been married with four kids, living together.
The children attend a day primary school allocated in our home area.
We live in Naivasha district, Gilgil division Kiambogo location, Njeru village.
I did my KCSE exam in 1991 ie four course later joined a college of accounting.
Currently lam working at Mugaa secondary school as a accounts clerk.
I started a business of hair dressing which was at home,because l needed more money to cater and educate my children

My Business

I started a business of hair dressing which was at home,because l needed more money to cater and educate my children As time went l started attending more customers where l end up shifting from home hair dressing and hired a bigger room in a near by shopping center called Kiptangwanyi where electricity was available and means of communication and transport were good as compared to our home area.
Fromthe businessearning l was able to expand the work by buying more working tools and employed one saloon.
However the kind of goods that l sell are for the ladies eg ornaments, handbags, cosmetics and so on.Services are plainting of hair and nail painting.Most ladies working in different areas eg in businessis or in offices like to look beatiful, therefore their is need to apply cosmetics.My customers prefer my business because l charge fairly and the busines is always open.
Due to area allocation of business we make more profit only when the farming (harvest is good) because most people relie on farming even though they are employed.The risk the business faces is when their is no harvest.

Loan Proposal

I intend to purchase a water tank for storing rain water. A water tank with a capacity of 10 000 liters will hold enough water to see my family through the longest dry period ( between January to April). During this time my family usually spends half of the time in serch of water. This is alot of time wasted. With enough water for my mamily's domestic use I would have more time to attend to my business.

Besides, the price of water is prohibitive, a 20litres Jerican is sold at Kes 10. With a a consumption of about 100litres a day I will need to spend over Kes 50 per day.

at the same time one need to have a donkey for transporting the water. Since I do not have a donkey, I have to hire @ Kes 50 per day.

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