Lender Interest: $600.00 at 1.81% annual rate over 12 months = $10.86
Service Fee: $600.00 at 5% annual rate over 12 months = $30.00
Total Loan Cost:
$10.86 + $30.00 = $40.86
Upon joining Zidisha, Leah paid a lifetime membership fee of $12.00. This was a one-time cost and entitled Leah to lifetime Zidisha membership.
My name is Leah Wanjiku Muniu. I am a married lady with three sons. The second born is joining the college to take a plant operator course in Feb. 2012 the last born is fifteen years in form one at Kijabe Boys High School.
I come form Karunga Centre just as you come from Nakuru on the Nakuru/Nyahururu road you reach a centre called Maili Saba you branch on your right, you take a rough road go past St. John Secondary School then to Karunga Centre. From karunga you go to Murungaru Secondary School many people know Ev. Leah Muni’s residence.
I do farming business where I keep dairy cows I get 6000 per month from the income of milk which is 72000 per year. I also grow cereals like maize and wheat from wheat I get about 300000 per year and from maize I get about 200000 so the total annual income from my business is 600000.
I need to improve my farming skills to maximum yield by adding two extra dairy cows.