16 installments • 56%
My family back ground is very scattered as we were not grown up together. I decided that I cannot rely on the family and had to think of something to do. I am a teacher but at the moment retired. So apart from doing private tuition i decided to to start a small business with a few computers so as to help me improve on my graphics as I am a designer. My family are not able to sustain me and my grandchildren so I must be able to know what other source I am able to venture into. I do hope to be able to add more computers so that I can start a cyber to improve on the income for my daily use.
I did manage but in a small way by buying photocopy papers and other graphics papers and have been able to at sustain myself and my family. I live with my grandson and he is in school so I do have commitments that i have to look into. I have a number of customers because my designing is so different compared to others. This is for mainly business cards, wedding cards, funeral programs and others. The texture of colors used is what pulls other customers. I also do a lot of typing and customers bring their typing work because I am very fast at typing. I have two ways of being able to repay loans, either thru my monthly income that I get from tuition which is on monthly basis, or thru the cyber. I also do swimming lessons which also gives me a good income as I have monthly customers who pay on a monthly basis. My main interest is to improve on the cyber and make it grow bigger with more computers. I also want to change the old computers to flat screens and faster CPU
I want to buy a lap top to help me be able to work at night. The other lap top has knocked again, they say I have to buy another mother body. I feel that paying 12,000/-Ksh to return the mother body is almost the same as buying another one. So I would rather add some money on what you will give me then I buy a knew one with at least 2years guarantee which will help me. I have started another project which will need me to be working at night. This project is on eradicating street children from the street, I hope with my partners to take these boys and girls to school or polytechnics which are government. so that they can be boarders, in the meantime we are also trying to look for somewhere where they can be able to stay during the time when schools are closed. It is a project that is still in the pipe line and our launching will be on 20th November at Citymax here in Nakuru. If you give me this loan to get this lap top I will really appreciate as it will help me so much. god bless as you positively help me.
Nov 14, 2013
Cost to entrepreneur
Lender interest: $228.38 at 7.46% annual rate over 13 months = $19.21
Service fee: $8.99