guenter    Dec 14, 2014

Ann?

guenter    Sep 10, 2014

Dear Ann,
now we are some months later - do you have any news for us, please?
Günter

guenter    Mar 24, 2014

Dear Ann,
thank you for your message! I understand and I appreciate that you are trying to pay back. Best wishes!
Günter

Ann    Mar 24, 2014

Dear Lenders,I am very sorry for not repaying my loan,This is due to my business on in progress at the moment.I would like you to be patient till i resume back to the business.Let me try my best to make some potion of my repayment on 17/04/2014,a mount of K.E.S.5,000.Hope to continue by bit till the end .God bless you.
Yours.
ANN.

Ann    Mar 24, 2014

Dear Lenders,I am very sorry for not repaying my loan,This is due to my business on in progress at the moment.I would like you to be patient till i resume back to the business.Let me try my best to make some potion of my repayment on 17/04/2014,a mount of K.E.S.5,000.Hope to continue by bit till the end .God bless you.
Yours.
ANN.

Ann    Mar 24, 2014

Dear Lenders,I am very sorry for not repaying my loan,This is due to my business on in progress at the moment.I would like you to be patient till i resume back to the business.Let me try my best to make some potion of my repayment on 17/04/2014,a mount of K.E.S.5,000.Hope to continue by bit till the end .God bless you.
Yours.
ANN.

Ann    Mar 24, 2014

Dear Lenders,I am very sorry for not repaying my loan,This is due to my business on in progress at the moment.I would like you to be patient till i resume back to the business.Let me try my best to make some potion of my repayment on 17/04/2014,a mount of K.E.S.5,000.Hope to continue by bit till the end .God bless you.
Yours.
ANN.

guenter    Mar 9, 2014

Hi Ann,
dou you have any news for us, please?
Thanks,
Guenter

TheWhiteCat    Mar 8, 2014

Hi, any news on Anne?

roberta.zenere    Oct 5, 2013

Dear Lenders,

my name is Roberta Zenere and I am a Kenya Country Liaison Intern at Zidisha. Within this role, I am coordinating the Zidisha's MPESA team, responsible for processing loan repayments and disbursements.

Today, while reviewing our accounts, I noticed that the repayment of 94.26 USD (8,000 KES) posted on May, 26 in the repayment schedule of Ms Nyokabi was entered by mistake. This means that, upon removal of the transaction, the amount that had been credited to your lender account will be reversed and will reduce your available balances accordingly.

We are sorry for this inconvenience. Please, let us know if you have any questions.

Thanks for your patience!

Best regards,

Roberta
Zidisha Team

Ann    Mar 19, 2013

due to the country under went to election,i do hereby not be able to repay the amount indicated.for there is no turnout of customers,A lso i have been paid to school fees during this difficult period .It is her first time to join secondary school since i haven't been to the state.I am trying my best to repay on time.I do apologize for that.

• H

  hugh1    Aug 25, 2013

  Hello Ann: Just a line to keep in touch. My name is Hugh and I am one of the lenders who helped to fund your Zidisha loan. I hope that your business is picking up and that life is good for you and your girls. I expect that you are in touch with the Zidisha Team, but I know that your lenders would be happy to hear your news, so if you have the chance to send us an update about how things are going, that would be really great. Best wishes.

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Ann    Feb 21, 2013

Dear Lenders,its election period in our beloved country,most of the people in our area are not busy because when it comes at this situation most of the people are afraid to use there money for they do not know what will happen next.T o my option i aught to request for one month grace period to look forth.My business is learning very slowly and hope after 4/03/2013 every thing will be okay.

• Pierfausto    Feb 21, 2013

  I read the reason why you will postpone the payment. I hope everything will strat better after election. May God bless your country.

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Pierfausto    Dec 12, 2012

Hello Ann. I wish you a prosperous New year and a blessed Christmas. May God always protect you.

ReducedFat    Dec 4, 2012

Ann it is very exciting to read about your growing business, and it is excellent to hear that you are on the way to purchasing a second building. I wish you success in the busy holiday season.

dcembrola    Dec 3, 2012

November 29, 2012

Hello, my name is Dan Cembrola, one of Zidisha’s Kenya Client Relationship Managers. I am currently visiting Zidisha borrowers in Nakuru and its outskirts.

Today I visited Ann in Salgaa, a small town 30 kilometers west of Nakuru. Salgaa is a small but growing town. Its recent growth is largely due to the flower farms that have been developed in the region. Ann recalls how different the town of Salgaa was when she first moved there six years ago.

As the town continued to grow, Ann realized the need for a general store to satisfy the everyday needs of the workers that had migrated to the area.
One and a half years ago, Ann opened her general store which caters to every citizen of Salgaa, Ann says. When she opened her store in 2011, it was the only one in town. Some competitors have since opened but Ann proclaims that her store still maintains the largest inventory. Her inventory includes everything from groceries, foodstuffs, shoes, clothing, cosmetics, and toiletries. Two times per week, Ann makes the short trip to Nakuru to restock her store.

Ann's store is comprised of two adjacent buildings that have been connected to allow Ann to have more space for the surplus inventory she bought with her first loan. Currently, Ann owns one of the buildings and rents the second for 2,000 Kenyan Schillings per month. As her business continues to grow, she intends to purchase the second building outright.

With her next loan, Ann is planning to use a portion of it to restock her inventory. With the profits from selling her increased inventory and the remainder of the loan, Ann intends to open a second business. She currently sells some cosmetics from her general store, but she believes there is enough demand from the increased population of Salgaa to necessitate a store selling strictly cosmetic products. She envisions that her new store could also serve as a salon at some point. Ann's demeanor, always boisterous and bubbly, seemed even brighter when she talked about the prospect of her new business and the opportunity to create another job in the town of Salgaa.

Ann    Sep 24, 2012

Hi lenders,today is wonderful because i have spent few hours with Traci.The business is well managed, some of my stock is new depending on the fashion.

Ann    Feb 23, 2012

I m very great full to what you have done to me .God bless you .

• Kylie    Feb 24, 2012

  Hello Ann, blessings to you as well, and may your business grow and prosper always. Kylie

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