Elizabeth Ruto

Nakuru, Kenya

33% repaid

Entrepreneur

Name

Elizabeth Ruto

Member since

August 2010

On-time repayments

49 installments  •  57%

About Me

I am Elizabeth Ruto born in 1967 in Rongai . I am married to one husband and blessed with 5 children .I have 2 girls who are schooling in Kapkoiga girls secondary school . Joan Ruto will be sitting for her KCSE(Kenya certificate of secondary education) this year while Gladys is in form two.
Vivian is my third born and is schooling in Samge boarding school. She is in standard six. Benjamin and Amos are day scholars at Kanga primary and my desire is that I would like them to join Boarding school since education is the only key to success.

My Business

My business involves making new clothes such as skirt suits, school uniforms and wedding cloths .I also mend the worn out clothes.I started my tailoring shop at Waka centre in 2004. The business was running smoothly until 2007 when diminished due to post election violence. It was affected by conflicts because the enterprise is located in an area where the Kikuyu and Kalenjins live and the conflicts was between them. I closed down the business until there was peace in 2009.
My main purposes of running this business is to ; enable me to pay my children’s school fees, earn more capital for the continuation of my business and without forgetting orphans and widows whom I help by making and paying for their clothes at my society since they are human like us and they are ours.
Very many customers come to my tailoring shop because I handle them politely and with a lot of curtsey . In addition to this they like me because I mend them the clothes that fit them and fulfill their demands .
People from near and far come to my enterprise to view the displayed patters as they also demand for the customer` s book for more details .I also iron their clothes and ensure they are as sixpence.
If given the loan; I will invent more for my business, buy 2 new sewing machines and employ the jobless so as to earn their living .The major challenges that I face in my business is that customers fail to come for their clothes after they are mend and stiff competition from other cloth makers. Customers may fail to collect their clothes because of their dependences on agricultural activities. Due to adverse environment changes they fail to come for their clothes because they depend on agriculture and when the season is good they collect in time without problems . The stiff completion is due to many tailors in the area but I am able to run well with competition, because my customers like me and my job.
Lastly and not least I appreciate and love my job because it has uplifted my living standards from where I was to where I am whereby I am able to sustain my family and even lend a hand to the less fortunate in our society , since I believe in principle that goes ‘After a hardship comes relief.’

Loan Proposal

I want to use this amount two she cattle worth K.E.S.1400,000.Construct place for them to live in new modern state,it will cost about K.E.S.30,0000,buying food staff for the animals worth K.ES.30,000.Also i will use K.E.S.30,000 for the health care if needed.This will help to increase my income and to create job for those who have no job at the moment.My family will be happy because when they need to use milk in a meal,they will have no problem.

Feedback

13

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$2,757.95

Date disbursed

Jul 10, 2013

Repayment status

Late

Projected term

27 months

Cost to entrepreneur

Lender interest: $2,757.95 at 1.99% annual rate over 27 months = $124.86

Service fee: $218.85

Lenders

Daniel

Brussels, Belgium

Wiseclerk

Remagen, Germany

T

Tmann

Los Angeles, United States

BM

Benedicte Monroe

Sarasota// Phnom Penh, United States

M

mikedufty

Perth, Australia

Brian

Midhurst, Canada

C

Christian

Saarbruecken, Germany

EricDWalters

Rochester, Mn, Usa, United States

Daniel

Hamburg, Germany

N

nsamberger

London, United Kingdom

Kitty

Hailsham, United Kingdom

W

Walter

Victoria BC, Canada

C

chkuo

Taipei, Taiwan

L

lmuenchen

Munich, Germany

Johnny

shanghai, China

Hope2012

United Kingdom

Charmonica

London, United Kingdom

S

stroll

Stockholm, Sweden

ErikN

Stockholm, Sweden

B

BerndWeber

Munich, Germany

KyRoamer

Louisville, Kentucky, United States

F

Fiodal

Helsinki, Finland

M

m_dennis

Toronto, Canada

T

treyh

San Diego, CA, United States

sarasofia

Stockholm, Sweden

G

giaco

madrid, Spain

Cordula

Cologne, Germany

L

Lucy2012

London, United Kingdom

P

PeaceandLove

Morro Bay, United States

M

Markus

Tirschenreuth, Germany

C

cjmenchaca

Austin, United States

BrianHibbs

South Bend, United States

rfcno

New Orleans, United States

Jeff and Marcie

Portland, OR, United States

L

Lemon

Switzerland, Switzerland

E

Elisa

Espoo, Finland

B

briansedz

Canton, Ohio, United States

Krtecek

Balzers, Liechtenstein

beverly

Vancouver, Canada

groggj1

Jacobstown, United States

KirstenShute

Montreal, Canada

russell

leicester, United Kingdom

H

hanh352

Homosassa, United States

Limeleaf

Toronto, Canada

Pierfausto

Rome, Italy

D

DamoA

Wollstonecraft, Australia

M

missjoyy

Munich, Germany

L

ldworld

Idaho, United States

andreasol

Bielefeld, Germany

A

aguayo

Silicon Valley, United States

M

Mårten

Inden, Switzerland

Jouni

Finland

pentatonicscale

Niiza-shi, Japan

Namaste250

Pittsford, United States

zphelj

Dallas, United States

M

mhalme

Uusimaa, Finland

A

Aziza

Washington, United States

G

GrandmaMae

Wausau, United States

K

Klemens

M, Germany

P

PHU99

Zwingenberg, Germany

S

sersche

Zurich, Switzerland

M

mistromme

Roseville, United States

hugomesser

Blokker, Netherlands

A

Anette

Uppsala, Sweden

K

kikusin

Shanghai, China

bycyt

Whitefish, United States

Bobrm2k3

Charleston, United States

C

cardiff

Falls Church, United States

S

solarkismet

Logan, United States

F

filiperosa

Setubal, Portugal

T

Taupe

Balzers, Liechtenstein

Robert D

Houston, United States

Treesforpeople

Oxfordshire, United Kingdom

F

fundfinite

Wellington, New Zealand

S

Somniferum

Ontario, Canada

Ask Elizabeth a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...