I will buy 4gb memory cards at 2.5 dollars each

Entrepreneur

About Me

Hi Zidisha. Am the founder of Digikabz Technologies. We specialize in Web Design, Graphic design, Online marketing,Hardware repair and Data recovery. I have been in business for the last 28 months.

Visit www.digikabz.co.ke to get more information about my business.

The main reason why I would like you to assist me with a loan is because in January this year, I started selling computer accessories and am desperately in need of money to add my stock. The computer accessories are mice,flash disks,hard disks,ram,chargers,VGA cables,power cables,HDMI cables and many more.

I hope you will grant me the loan and I promise to pay the loan as stipulated in your rules. thank you.

My Business

My business specializes in Web design, Graphic design, Internet marketing, Hardware repair and maintenance. My services are in high demand because many businesses in Kenya are either trying to rebrand themselves because they have expanded regionally. Our country has the biggest economy in East and Central Africa and these businesses have needed my services like the one mentioned above to penetrate other markets. The cost of doing business in Kenya is very expensive. My business is actually taxed by the National Government and the County government and the overheads such electricity, rent, water is very high. I chose this kind of business because I wanted to exercise my skills that I had leant over the years. I wanted to do something that was unique and didn’t have much competition. If they is one thing I have learnt in the few years that I have been to business is that the best lesson you can learn from winning is that you can.
My average total revenue per month is Kshs 50,000 but my net profits amount to Kshs 30,000. That is why I need your help so that I can expand my business. I use the profits to service my university loan and the also reinvest some money in the business. I hope you grant me a loan this time around because I do believe in a few years time you will be highlighting my success story to the world.

Loan Proposal

I will buy 4gb memory cards at 2.5 dollars each to boost my computer accessories business. I intend to sell the memory cards at 4 dollars each. I will make a profit of 60 percent memory card. My dream is to have a stock of all computer accessories in my shop.

I have tried to buy some of the computer accessories using my savings e.g. dvd writers, key boards, hard disks, flash disks, mice and video graphic array cables.
At the moment the customers are responding well to my range of products. It is amazing how the customers are forced to buy my stock especially when am repairing their computers.

Am also offering computer repair and maintenance services in the same business. My hope is to pay the loan as soon as possible so that you can add me a loan limit so that I can add stock to my business because some of these computer accessories don’t cost cheap.

Three years from now I hope to have opened another branch so that I can create employment opportunities to the youth of this country. At the moment am mentoring two guys for them to acquire skills and go and start their computer repair business.

Once again thanks for considering my proposal

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