Aida

Dakar, Senegal

100% repaid

Entrepreneur

Name

Aida

Member since

June 2010

On-time repayments

15 installments  •  60%

About Me

My name is Aida Sow. I live in the Sacré Coeur 3 neighborhood of Dakar with my husband and my two children. I do business to help my husband who doesn’t make much money. With the difficulties of our country, I must work hard for the future of my children and my relatives. I work hard so my children do not miss out on education like their mother. I continued my education until the third year of highschool. I stopped because my parents couldn't afford to keep me in school. Then I went to work as a housework assistant, I was payed 40,000 CFA (roughly $80) each month. I saved until I had about 300,000CFA (roughly $600), then I started my own business to secure a better future.

My Business

I used to sell clothing but the selling on credit didn't work well, people would take clothing and not pay me, that’s why I switched to selling foods [which people can afford to pay up front]. I sell dried fish, smoked fish, palm oil, bissap [type of hibiscus flower used to make a sweet drink and flavor cooking in West Africa], honey, le pain de singe (fruit of the baobab tree) and locally produced peanut butter. With foods, I’ve had success. But in life, you have expenses, that’s why I am asking for a loan to continue my activities. The first loan that I received, it was on 12/12/2008 from Microcred, a loan of 400,000CFA (roughly $800) that I payed back in 8 months. Each month, I paid an installment 50,000CFA ($100). They had told me to pay it back within a year, but I did it in 8 months. I worked well with this loan – it gave me much more profit and gave me the ability to afford much more, like school for my children.

Loan Proposal

I will increase my offerings to sell with my loan from Zidisha. If I had more money, I’d buy more inventory and I would make much more. The products I sell (palm oil, smoked fish, honey, etc…), are those that everyone needs. People buy these products each day, they need them, they are necessities in the Senegalese diet.

Show original Français  

About Me

My name is Aida Sow. I live in the Sacré Coeur 3 neighborhood of Dakar with my husband and my two children. I do business to help my husband who doesn’t make much money. With the difficulties of our country, I must work hard for my children and my parents. I must work hard so my children do not miss out on education like their mother.

I continued my education until the third year of highschool. I stopped because my parents did not have the means (to continue my education). After, I did housework, I was payed 40,000 CFA (roughly $80) each month. I saved until I had about 300,000CFA (roughly $600) and I started my own business to ensure my future.

(this is a translation of the original French below)

Moi, je m’appelle Aida Sow. J’habite a Sacre Coeur 3 à Dakar avec mon mari et mes deux enfants. Je fait la commerce pour aider mon mari qui ne gagne pas beaucoup. Avec les difficultés qui est dans notre pays il faut que travaille beaucoup pour l’avenir de mes enfants et de mes parents. Je me batte pour que mes enfants ne manquent pas l’éducation comme leur mama.

J’ai fait l’ecole jusqu’a la troisième. J’ai arreté parce que mes parents n’avaient pas les moyennes. Apres, j’ai fait le ménage, on me payait 40,000 par mois. Je les rassamblé jusqu’a une somme de 300,000CFA et je démarré mon commerce pour assurer l’avenir.

My Business

My name is Aida Sow. I live in the Sacré Coeur 3 neighborhood of Dakar with my husband and my two children. I do business to help my husband who doesn’t make much money. With the difficulties of our country, I must work hard for my children and my parents. I must work hard so my children do not miss out on education like their mother.

I continued my education until the third year of highschool. I stopped because my parents did not have the means (to continue my education). After, I did housework, I was payed 40,000 CFA (roughly $80) each month. I saved until I had about 300,000CFA (roughly $600) and I started my own business to ensure my future.

I sold clothing but had issues with my clients, people would buy clothing on credit and not pay me, that’s why I switched to selling foods. I sell dried fish, smoked fish, palm oil, bissap (local fruit), honey, le pain de singe (local fruit), peanut pasta. With foods, I’ve had success. But in life, you have expenses, that’s why I am asking for a Zidisha loan to continue my activities.

The first loan that I received, it was on 12/12/2008 from Microcred, a loan of 400,000CFA (roughly $800) that I payed back. Each month, I payed 50,000CFA ($100) to pay back my loan. They told me to pay it back within a year, but I did it in 8 months. I worked well with this loan – it gave me much more profit and gave me the ability to afford much more, like school for my children.

(this is a translation of the original French below)

Moi, je m’appelle Aida Sow. J’habite a Sacre Coeur 3 à Dakar avec mon mari et mes deux enfants. Je fait la commerce pour aider mon mari qui ne gagne pas beaucoup. Avec les difficultés qui est dans notre pays il faut que travaille beaucoup pour l’avenir de mes enfants et de mes parents. Je me batte pour que mes enfants ne manquent pas l’éducation comme leur mama.

J’ai fait l’ecole jusqu’a la troisième. J’ai arreté parce que mes parents n’avaient pas les moyennes. Apres, j’ai fait le ménage, on me payait 40,000 par mois. Je les rassamblé jusqu’a une somme de 300,000CFA et je démarré mon commerce pour assurer l’avenir.

J’ai vendu des habits comme ca ne marchait pas avec les credit, les gens prends des habits et ils ne me payent pas, c’est pourquoi j’ai change pour vendre des denrés alimentaires. Moi je vends du poisson sec, le poisson fumés, l’huile de palme, le bissap, le miel, le pain de singe, la pate d’arrachide. Avec des denrés, j’avais du succès. Mais, avec la vie des fois tu fais les dépenses c’est pourquoi je demande le prêt pour continuer les activités.

Le premier prêt que j’ai recu, c’était le 12/12/2008 de Microcred, un prêt de 400,000CFA que j’ai payé dans 8 mois. Chaque mois, je versé 50,000CFA par mois. On m’avait dit de le payer dans un an, mais je l’ai payé dans 8 mois. J’ai travaillé bien avec ce prêt parce que j’avais beaucoup plus de bénéfices et j’avais la capacité de fais beaucoup plus de choses comme l’école de mes enfants.

Loan Proposal

I will increase my offerings to sell with my loan from Zidisha. If I had more money, I’d buy many products (to sell) and I would make much more. The products I sell (palm oil, smoked salmon, honey, etc…), are those that everyone needs. People buy these products each day, they need them, they are necessities in the Senegalese diet.

(this is a translation of the French below)

Je vais faire beaucoup de stock pour vendre avec mon prêt de Zidisha. Si j’avais beaucoup d’argent et j’achete beaucoup de produits, je gagne beaucoup plus. Avec les produits que j’achete (l’huile de palme, poisson fumés, le miel, etc..), tous le monde a besoin. Parce que les gens achetent chaque jours ces produits, ils les ont besoins, on les prepares chaque jour.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$765.00

Date disbursed

Sep 15, 2010

Repayment status

On Time

Projected term

26 months

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