Zidisha |

Joseph

Salgaa Rongai, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Joseph

Member since

April 2012

On-time repayments

402 installments • 70%

About Me

I am 60 years of age married with 6 children, a boy and 5 girls. I reached in class seven of primary education. After school I involve myself in casual labor for quite a long time but finally I managed to start a small business of the famous mutumba( secondhand clothes)business.I also practice farming of maize and beans,where my wife is involved.am doing well with my business all along. i really thank God for the great effort that he has blessed me my business is increasing in size day after the other and all thanks is to zidisha team for there great support.In salgaa all is well with my mitumba business since it has assisted me do well with life time after the other.

My Business

My business is selling second hand clothes business. It is in Salgaa town about 35km from Nakuru town on the way to Eldoret. People like second hand clothes because it is cheaper than new ones.I used to negotiate with my costumers very quietly,that is why they like my business.my business is in an open place where people use to pass-bye.Some times i do an offer to my business,by sellingng if a customers buy ten cloth, i will give him/her two handkerchief.My only focus now is to expand the business and ensure that with my that forth and other loans from zidisha makes me grow and not a shame this organization at large.in short my mutumba business is simple,measurable,archievable,reliable and timely.(SMART)

Loan Proposal

I will increase the stock of my mitumba clothes by buying several bundles.I will also use another amount of money to repair my house where i stock my mitumba .Since it is in a bad condition, by the grace of God and will of people my business will improve both qualitatively and quantitatively.It is my wish and hope that lenders and zidisha fraternity at large will be blessed because it is not easy for anyone to take his time and lend me but is because of your good will.Thank you all zidisha fraternity.