Purchase a new computer so I can offer Internet services

Nancy

Mwotot-kapenguria, Kenya

100% repaid

Entrepreneur

Name

Nancy

Member since

June 2015

On-time repayments

385 installments  •  64%

About Me

My name is Nancy Chepkorir Andiema from Kapenguria. i come from a family of 10 (5 girls 5boys ), i am the 6th born brought up by a single parent our beloved mother. from the 10 kids i was lucky i went up to form four though with alot of challenges. our mother couldnt afford basic need leave alone school fees. my fees was through bursary from well wishers an i am greatfull for that.
i managed through college by kneating mats where i used to make kshs. 25.00 per thread and in a day i managed atmost five threads that makes it kshs. 125.00 per day. i used to do casual work like washing clothes for people and get some cash from it. i studied Community Development did volunteer work and now i own a kiosk through the little savings i made. it has been difficult to get job. through this kiosk i get basic needs for my family and i can now pay fees for my little sisters.
i engage in merry go round with my friedns here where we assist each other with capital to boost our businesse in turns.
The pokot culture is very unique you do not take what does not belong to you if you have not borrowed. honesty and community brotherhood is treasured very much. the media has a very bad image of the pokots which is not true. Pokots are peaceful people who love development. it is the land of the heroes.
I am married with two children Steve is 7 years and Joy will turn 10 years on the 18th of December, 2020. Joy says she want to be a Medical Doctor so is Steve. I am completed part time classes and graduated with a bachelor degree in Business Management Human Resource Management option, i usually tell them that one day i will be Dr. Nancy Chepkorir Andiema so they all want to be doctors. My husband is very supportive we run the kiosk together and this makes me happy.
During my passtime i do volunteer work i also love singing i am in the church choir.

My Business

In my kiosk i run an Mpesa agent, we do offer photocopy, typing and printing services.
We sell retail goods like mannila papers, pens, celotapes, envelops among others.
We offer internet services, We do KRA online returns for our customers among other e-business. recently we registered a sole proprietor company which deals with computer and stationeries we hope this will bring enough revenue to us and we can meet all our needs on day to day live.
The goods and services are easy to work on and also in demand. the world is going global so are we trying to catch with the days trends.
Why did i choose this type of business. yes when i was doing my course in community development i learnt through entrepreneurship where i did a business plan on computer and bookshops. when i came out i could not get enough capital to start on my plan so with only Kshs. 15,0000.00 i got myself an mpesa agent line and paid single business permit, i borrowed kshs. 35,000.00 from friends and families for initial float and there my business started unlike the earlier business plan which needed around Kshs. 800,000.00.
My costs and revenues are manageable.
I use the profits for school fees, top up my business and provision of basic needs. I got a loan from zidisha of 150USD. This loan has been a stepping stone in my business i purchased a desktop computer which i use to offer internet services and its proceeds has enabled me get a land for one year on lease to plant watermelons when the season for it comes. Right now i am doing poultry farming. I have approximately 480 improved indiginous chicken. With this i am able to supply eggs to the nearby shops and also sell chicken for consumption.

Loan Proposal

With the loan i will buy a desktop computer at 173.3332 USD i will be required to add
28.725 USD to the loan so that i can get the desktop computer i need.
this desk top computer will be used to offer internet services to my clients.
I usually have like 20 clients waiting to be served for internet services with only one computer which makes other clients to leave without getting the services with this computer i will have met the needs of my clients and in doing so made more sales.
With this computer in my shop i expect my profits to double.

My Videos

Mar 22, 2021: Small poultry farmer challenges

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Dec 28, 2015

Repayment status

On Time

Projected term

3 months

Lenders

O

Oliver

Geneva, Switzerland

fairspirit

Utrecht, Netherlands

mepster

San Francisco, Ca, United States

J

jamdal

Australia

MW

Matt Willis

United States

WE

Wendy Emlyn

Devon, United Kingdom

JO

Johan O

Borlänge, Sweden

C

carle

United States

P

patrice54

United Arab Emirates

P

patrice63

United Arab Emirates

A

appoline50

United States

A

appoline141

United States

Ask Nancy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Nancy    Mar 29, 2023

    This to confirm that I have received the funds and will use the funds to procure farm inputs for food security.

    Thank you for support

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  • Nancy    Mar 26, 2023

    Good morning from Kenya, thank you lenders for making my project w reality.
    I will buy farm inputs which will include fertilizer, seeds, herbicides, and also prepare land that is plough and incur in other farm expenses from it. I will be food secured and also the community at large.

    Once again thank you for being making it a reality.

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  • Gojali    Mar 26, 2023

    Hi! Hope it helps!

    Translated by Google     Show original

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  • Isti    Mar 25, 2023

    Hopefully useful and can be successful

    Translated by Google     Show original

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  • Elpinah    Mar 21, 2023

    Hi Nancy, I encourage you to do more maize farming. Maize is staple food in Kenya, and presently Kenya has suffered severe drought and there is lack of maize flour for Kenyans to put food on the table. The past two weeks rain has come back in most parts of Kenya, and I hope even where you do maize farming. Be encouraged to plant more maize, and the reason I am funding your project. Bring food on the table for Kenyan families. Thank you. God bless you.

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  • Erica    Mar 20, 2023

    Wishing you and your family the very best.

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  • Sarai    Mar 13, 2023

    Best wishes!
    I don’t know if you believe Jesus Yeshua is the Christ but regardless I’m praying for you and your family.

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  • Nancy    Mar 12, 2023

    Thank you zidisha lenders for enabliñg me meet my children's education fee and also getting myself enrolled for masters with major in Community Development and NGO management. All this was made possible from the proceeds of the chicken project you funded me through Zidisha platform. Remain blessed.

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  • Nancy    Jan 20, 2023

    The markets demand is very low hence low revenues. i hope within the next few weeks the economy will change positively.

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  • Nancy    Dec 7, 2022

    I've been unwell for sometime and the sales have greatly gone down. I have great hope that the business will pick in few coming weeks and I will manage to pay my loan

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  • Nancy    Nov 10, 2022

    There is a financial constraints brought about by the change in climate which has led to low turnout.

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  • Nancy    Nov 2, 2022

    There is financially constraints brought about byvthe harsh economy I hope when things get better I will up my repayments.

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  • Nancy    Oct 26, 2022

    There has been very low output due to economic constraints hence low revenues. I have great hopes that this condition will change soon to positive outcome and enable me repay my loan.

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  • Nancy    Oct 6, 2022

    I am unwell and the demand in the market is low hence less revenues which has translated to low income

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  • Nancy    Sep 18, 2022

    The market conditions are not conducive for creation of more revenues hence low income.

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  • Nancy    Sep 3, 2022

    The sales have gone down hence low income. Which translates to little revenues

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  • Nancy    Aug 15, 2022

    Low demand in the market andvhigh cost of feeds has led to the low revenues

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  • Nancy    Aug 9, 2022

    There is low demand of the goods in the market hence low revenues.

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  • Nancy    Jul 18, 2022

    The demand in the market is low hence less revenues which has translated to low income

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  • Nancy    Jul 12, 2022

    The demand in the market is low hence less revenues

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