Loan to buy laboratory equipment

Francis Erzah

Kumasi, Ghana

37% repaid

Entrepreneur

Name

Francis Erzah

Member since

March 2016

On-time repayments

196 installments  •  72%

About Me

My name is Francis Erzah, I come from Kikam in the western region of Ghana.
I began basic school at St Augustinus preparatory school. From there I entered St. Marys boys senior high school where I did general science. I continued to the university of Cape Coast where I did Medical Laboratory Technology.
I'm currently working in my own lab.At the university I stayed in ogua hall. After one year at school, I left the hall to settle at a hostel closed to campus. I chose a friend as my roommate ,we all shared ideas and also learnt together in the room as we did a common programme which is Medical laboratory science.
We periodically go for a vocational training programme to enlighten our practically on what we we're studying.
After school, I did my one year mandatory internship at Komfo Anokye Teaching hospital, Kumasi. The hospital is the second largest hospital in Ghana, I rotated in the various laboratories in the hospital. Due to that rotation I had a lot of practical knowledge in my field of study. I stayed with my uncle in Kumasi, where I always moved to work. I'm currently single and working in my laboratory. I'm a Christian ,I attend the Church of Pentecost, my mom and dad also attend the same church. I was born into the church. I became the youth leader in my church since 2010 and I have impacted positively into the life of the youth of my church. I'm currently the chief organist or pianist of my my church, I play keyboard in almost 4 church as part time duty. On Sundays I play for my church but on other days apart from Sunday I visit the other church to help the play the keyboard or play the keyboard for them. As a renowned Medical Laboratory Scientist, one of my aims is to upgrade myself to the international world of quality laboratory services. I'm achieving that by being a certified member of the American Society for Clinical Pathologist, international.
I currently hold a certificate as a Medical Laboratory Scientist from the certifying body, Allied Health Professions Council, Ghana.
I also hold a diploma from American electronics and computer institute, Ghana.
I'm Jack of all trades master of all. I also sing and play piano very well every Sunday and Saturday at church. I have got myself 3 acres of coconut farm.
I'm also interested in research, I have been part of many researches. One of which I completed with my supervisor was on the topic "in-vitro antioxidant and wound healing properties of the leaves of Combretum dolichopetalum " publisher is journal of applied pharmaceutical science, japs. I'm very knowledgeable and good in entrepreneurship. This is to tell my honourable lenders that I mean business in life. I didn't come to this world to mess up my life ,neither did I come to live aimlessly. With God on my side, l excellence will be my portion.

My Business

My name is Francis Erzah, I attended University of Cape Coast ,where I read Medical Laboratory Science. As a medical laboratory scientist, working in the laboratory has been my ultimate interest and thanks be to God and Zidisha for a tremendous act in my life. My laboratory is one of the most renowed in the district and most often receives quite adequate number of clients. Since the establishment of the laboratory I have been able to effect a change in my community by providing free screening for the community members, especially food sellers and drivers. The laboratory does a wide range of test which include liver function test, renal function test malaria test, widal test, blood group, sickle cell etc.
Each test has it own price ,the tests prices ranges from Ghc 10 to Ghc50. With this moderate price, people are able to afford test in my laboratory. This makes it possible for me to pay the zidisha loan on time.
The staffs at my laboratory are well qualified and learned, because of that we receive client from various towns and this increases our profit margin.
Laboratory test is now the most concerned aspect of the hospital because the world is now evidenced based. We deal with evidence before treatment. Work starts at 8:00 am and closes at 4:00 pm. There is enough working hours for us to leave no stone unturned, we work very well to earn for the repayment of the zidisha loan. The laboratory normally uses automated machines for some tests and others manually done per day.

Loan Proposal

I started my own business after my internship at Komfo Anokye Teaching Hospital, 2015. With the little money I raised during my internship, I open my own laboratory in Atonsu,Kumasi . At my laboratory, I can perform basic laboratory tests, example, Haemoglobin concentration estimation, malaria, typhoid, urinalysis hepatitis B and C, sickle cell test. Each test has it price and it ranges from 5 GHS to 15 GHS with malaria having the least price and Hepatitis B the highest price. In a day, I can get about five people visiting my laboratory. I need money to buy some reagents for my laboratory. I need money to boost my laboratory. The main reason why I need the why the loan is to start buy reagents which will enable me begin test on kidney and liver.
The kidney and the liver play important role metabolism, they can be affected by bacteria, inflammations and other pathological disorders. Most people in my neighborhood do not know how vital these organs are so they carelessly allow diseases like bacteria and virus affect it, eg. hepatitis B and C. Because of this, I want to take it upon myself to do those test in my laboratory for the people to have it done to realise disorders concerning the their liver and kidneys. 
I need this money because my father who sometimes supports me in times of need has lost his job and now I'm financially handicapped. The amount i have in my account now is not enough to buy the reagents i need for my laboratory to move on. So I'm humbly pleading with you to help me with the requested amount to enable me get those reagents. When I get those reagents, i will be able to test for the liver enzymes, AST,ALT, Bilirubin, GGT, Proteins and I will also test for this analyte in the kidney, creatinine, urea. All these test determine the liver and kidney functions respectively. Please help me help my community and my country as well by making them realize disorders on their livers and kidneys. Part of the profit I get is used to cater for my father has lost is job and now old, some for myself and part for my brother who is schooling. When I start these tests I'm optimistic and assured of making enough profit to pay the loan in full and 

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$454.39

Date disbursed

Jul 25, 2017

Repayment status

Late

Projected term

32 months

Cost to entrepreneur

Service fee: $12.03

Lenders

N

nani

austin, United States

valentin

Stockholm, Sweden

AH

Aleksi H

Helsinki, Finland

investor

Candiac, Canada

davelowe100

Perryville, United States

BelleStarr

Albuquerque, United States

O

Oliver

Geneva, Switzerland

EHTHighSchool

Egg Harbor Township, United States

ErikN

Stockholm, Sweden

J

jozua

Delft, Netherlands

AndreaBravi

London, UK, Canada

Raoul72

Naarden, Netherlands

A

Anonymous2

United States

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

T

ToddK

Indianapolis, IN, USA, United States

K

Kumaran&Thea

London, United Kingdom

C

cjmenchaca

Austin, United States

J

Jessica

Patagonia, Argentina

R

rmacaw

Australia

kuebel

Vienna, Austria

beverly

Vancouver, Canada

G D Export

Kolkata, India

HE

help each other

Glasgow, United Kingdom

G

graememoss

Amsterdam, Netherlands

indeh

London, United Kingdom

DLarson

Morris, United States

Cloudways

Malta, Malta

J

jzidi

Los Angeles, United States

pentatonicscale

Niiza-shi, Japan

G

Goodwill

Oakland, United States

ads68

Melbourne, Australia

Bruno

São Paulo, Brazil

Eduard

Dnepr, Ukraine

R

Rearden

STAVANGER, Norway

C

chrono

Toronto, Canada

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

K

KnutG

Bergen, Norway

Bobrm2k3

Charleston, United States

H

HomesteadSchool

Glen Spey, United States

T

Taupe

Balzers, Liechtenstein

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

C

Colmena

Chicago, United States

Zal0m0n

Atlantis!!!! x), Mauritania

gseletko

South Perth, Australia

mojobob

Hayward, United States

Sappetta

Bolzano, Italy

H

Habroukema

Austin, United States

ibc123

Seattle, United States

E

E

Marin county, United States

M

markus61

cologne, Germany

Evan Lamos

Brussels, Belgium

I

Iamzwolf

Middletown, United States

A

akshu71

Ottawa, Canada

TomF925

www.AfricaLeap.com, United States

sderickson

Berkeley, CA, United States

M

Malibu

Westwood, United States

T

tomcat14

Brussels, Belgium

D

drorm

United States

O

osubucks45

United States

AllieJ

Camberwell, Australia

jonnyhj

Stockholm, Sweden

S

stuartxyz

Denver, Colorado, United States

bb4dogs

United States

T

thenwhen

United States

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

L

luckiestmonkey

United States

Scangaid

Pittsburgh, United States

Grant Xavier Storer

Seattle, Wa, United States

E

edbean

United Kingdom

Loungin

United States

T

Tim47

United States

H

Heath

United States

Otto Barten

Amsterdam, Netherlands

L

LondonTown

United Kingdom

SuperMario28

Cudahy, United States

jennysommer85

United States

A

andreab

United States

C

cwbreaux

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

DR

Daniel R

Berlin, Germany

Dave Bogard

New York, United States

Villa Maria Outliers

Montreal, Canada

Robin Goodfellow

Vancouver, British Columbia, Canada, Canada

C

Carol

Falmouth, United States

J

Jane

United States

rjb

Phnom Penh, Cambodia, United Kingdom

Mark

Nijmegen, Netherlands

MD

Miles Dodge

CORVALLIS, United States

SMOICE

Berlin, Germany

MW

Matt Willis

United States

W

Wade

United States

Jake Badger

Roskilde, Denmark

PC

Patrick Clavette

Hartford, Wisconsin, United States

SK

Sunghwan Kim

Republic of Korea

Bank of Sofie

Drammen, Norway

BS

Bruno Silva

United States

ME

Manaal Eisa

Washington DC, United States

Emma

Australia

PG

Paul Graham

United States

Kavitha Amarnath

Sydney, Australia

Eugen Stamm

Zurich, Switzerland

EB

Ellen Batten

Kalamazoo, Michigan, United States

R

Ryan

United States

Carlo Cruz

Cincinnati, OH, United States

I

isaac

United Kingdom

M

Magnus

Switzerland

KK

karl kerksiek

United States

KT

Kate Turner

United States

N

Nancy

United States

C

Carlene

United States

JA

Jason and Sandra

Toronto, Canada

L

Laura

San Francisco, United States

I

ibaer

Germany

L

Lucy

Australia

LR

Laetitia Rocha

United Kingdom

J

jennie

Guatemala

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

RR

Rory Rohloff

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

JA

Joshua Axtell

United States

Katie

United States

NM

Nitya Marepally

San Ramon, CA, United States

V

VJ

Canberra, Australia

JZ

Julia Zaks

United States

R

Ralf

Germany

D

Dalton

San Francisco, United States

C

Campbell

New Zealand

HCPSPIRIT

Helsinki, Finland

The X2AI Team

San Francisco, United States

The Weltys

Averill Park, NY, United States

GS

Gary Sinard

Franklin, TN, United States

Bo Rosén

Eslöv, Sweden

A

Anonymous

United States

R

Raffins

United States

Menno

Adelaide, Australia

MH

Meika Harris

United States

A

Andrew

United States

France

R

RMIM

United States

A

Aaron

United States

E

Eric

Canada

Bryce Bow

Bloomington, In, United States

M

MounirCC

Antwerp, Belgium

A

Anonymous

United States

AB

Ashira Blazer

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

M

Menke59

United States

RM

Roddy Murray

United Kingdom

JS

jackson silvey

United Kingdom

MW

Matt Winkler

United States, Canada

SS

Sam Smith

United States

M

Mark

United States

H

Haley

United States

LP

Lisa Penning

United States

A

Alex

United States

RD

Roel De Meester

Antwerpen, Belgium

LM

Lee Montecucco

Washington State, United States

E

EJOBIV

United States

LW

Liz Wanjiku

United States

S

Shams

United Arab Emirates

Metalfreund

Berlin, Germany

AS

Anna Storey

United States

Sadie Weiss

Knoxville, United States

EE

Erin E Zamzow

United States

Helen and Denis

Global citizens, United States

CJ

Clarissa joshua

United Kingdom

P

Paul

Germany

J

JB

Germany

WM

Will Martin

United States

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