Fatchur Rochman

Jember, Indonesia

100% repaid

Entrepreneur

Name

Fatchur Rochman

Member since

August 2013

On-time repayments

374 installments  •  74%

About Me

I am a government employee. I am a librarian. But in my house or outside my working hours, i run a small grocery shop shop to add income and to pay for kids' tuition. This grocery shop at my house has daily basic need and owns customers from near and far neighbors. The basic daily needs such as oil, gasoline and mineral water AQUA brand are needed more capital. Therefore, i really need an additional capital to increase the amount of sales commodity and to smooth a buying and selling process in our shop.

My Business

I work as a Librarian in a Library, Archives and Documentation of Jember Sub-District, Indonesia. My monthly salary is Rp.3.500.000,- or about $350. My other income is a government project official as much as Rp 1.000.000,- or $100. I have another income from my grocery shop for around Rp 3.000.000,- or $300 monthly. Additional capital that i need is to increase the stock of oil, gasoline, and mineral water gallon of AQUA. I can also use the money for additional product variations for my shop, such as snacks, stationery, and basic needs of body treatment.

Loan Proposal

I will use the funds to increase sales of products such as mineral water, cooking gas and pulse phone. This much-needed staples of my customers, and capital will quickly return with a nice profit.
My customers were around housing and settlements. Them, the housewives and their children also need other needs.
Among other things, school supplies, snacks, soft drinks, candy. It also could be developed to increase the capital sells body care products, such as soap, toothpaste, routine needs of women and so on.

Show original Bahasa Indonesia  

About Me

Saya adala pegawai pemerintah. Jabatan sebagai Pustakawan. Tetapi di rumah atau di luar jam dinas, saya menjalankan usaha warung atau toko kecil untuk menambah penghasilan dan biaya sekolah anak. Usaha dagang di rumah ini berisi bahan kebutuhan pokok sehari-hari yang mempunyai pelanggan dari tetangga dekat maupun jauh. Kebutuhan pokok tentang bahan bakar minyak, bahan bakar gas (untuk masak) dan air mineral merek AQUA perlu mendapatkan tambahan modal. Untuk itu, saya sangat membutuhkan tambahan modal untuk meningkatkan jumlah komoditi penjualan dan melancarkan proses jual beli di toko atau warung kami.
Selain tersebut di atas saya beserta isteri juga menjalankan usaha produk rumah tangga berupa camilan KACANG TELUR merek SEDAPBETUL. Saat ini masih kami edarkan di beberapa warung internet dan toko-toko kecil dan sekolah di Jember.

My Business

Saya sudah menjalankan usaha toko dengan merek SEDAP BETUL sejak 2005. Produk yang saya jual dan laku laris antara lain gas untuk memasak, air mineral, kue/camilan dan sembako.
Omzet terus meningkat meskipun naik turunnya tidak signifikan.
Selama 1 tahun terakhir banyak juga permintaan konsumen yang berasal dari tetangga perumahan berupa jasa perbaikan untuk pakaian. Untuk itu itu saya sangat membutuhkan tambahan modal untuk produk sandang ini antara lain :
- benang jahit
- kain kiloan
- pembersih pakaian
- pewangi pakaian
- alat jemuran, dan lain-lainnya
Demikian juga perlu untuk pengadaan alat obras, neci dan kancing baju. Meskipun bisa membeli second hand, tetapi biayanya juga perlu disediakan. Maklum jasa perbaikan untuk pakaian dan kebutuhan sandang ini makin meningkat. Tujuannya agar konsumen tidak kecewa dan makin akrab dengan toko SEDAP BETUL.
Tenaga untuk layanan toko dan perbaikan pakaian bisa ditangani bersama isteri yang saling membantu.
Kalau kebutuhan komoditi sandang ini tercukupi, maka komoditi jualan lainnya juga akan makin meningkat. Konsumen makin puas, konsumen makin dekat, konsumen makin mudah mengeluarkan anggarannya untuk belanja dan menggunakan jasa dari toko saya.
Terima kasih untuk semua mitra Zidisha. Sukses selalu untuk kita semua.

Loan Proposal

I will use the funds to increase sales of products such as mineral water, cooking gas and pulse phone. This much-needed staples of my customers, and capital will quickly return with a nice profit.
My customers were around housing and settlements. Them, the housewives and their children also need other needs.
Among other things, school supplies, snacks, soft drinks, candy. It also could be developed to increase the capital sells body care products, such as soap, toothpaste, routine needs of women and so on.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$98.00

Date disbursed

Nov 22, 2013

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Lender interest: $98.00 at 4.36% annual rate over 5 months = $1.98

Service fee: $1.77

Lenders

russell

leicester, United Kingdom

A

Astrid

Den Haag, Netherlands

indrayudha

Jakarta, Indonesia

K

Krtek

Freiburg, Germany

A

alexvanandel

Haarlemmermeer, Netherlands

ruediger00

Montreal, Canada

W

wally

Torino, Italy

M

Maggie

Australia

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