Magau Ngala

Mitangoni, Kenya

100% repaid



Magau Ngala

Member since

October 2012

On-time repayments

17 installments  •  59%

About Me

I am a Kenyan young man aged 36yrs old. A father of four children, Adam, Ayub, Mark, and Duncan. I was born with four brothers and three sisters. Of which the two of them the first and the second born passed away in the year 1995 and the second 2011. both of them leaving some orphans and widows, the first born left me with four orphans of which two of them are now in colleges the second born is Training for a diploma in Early child hood Development and the other are just trained for computers and the other two a boy and a girl are in primary school one in std 7 and the other boy in std eight all looking forward to be taken to school by me. The other brother left a burden of five children to look after, the first born and the second born are in STD seven and the others are in lower classes all wants to eat and get Education.

My Business

I’m not employed; I am a mason taking private contracts just from the locality and I decided to take the two small loans from the two organization and purchased a dairy cow mixture farming which is producing for me 15liters of milk every day and I am selling the milk @ Kshs.40/= per liter of all total money is Kshs.600/= per day. The customers likes my products because of good hygiene, good timing of milking and I also do not dilute the milk, am faithful to them out of this my business I don’t regret to have started it. I therefore look forward for Zidisha company to consider my loan application and give me fund to zidisha my business thank you.

Loan Proposal

I will use the money to buy milk which i will use to supply in my local restaurants in our home area. I will buy 750 liters of milk each Kshs.40/= this will cost Kshs.30,000/= of the loan. I will sell same 750 liters @ Kshs.55/= per liter making a gross profit of Kshs.41250/= the rest of loan amount will be used for transport.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Nov 15, 2012

Repayment status

On Time

Projected term

18 months

Cost to entrepreneur

Lender interest: $497.99 at 11.00% annual rate over 18 months = $86.73

Service fee: $39.43

Upon joining Zidisha, Magau paid a lifetime membership fee of $17.46.




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Candiac, Canada

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