Followers: 5
Feedback Rating: 100 % Positive (5)
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On-Time Repayments: 34% (29)
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This Loan
100% Repaid

Disbursed Amount: $204.00
Date Disbursed: Nov 25, 2011
Repayment Status: On Time
Repayment Frequency: Monthly Projected Term: 17 months
Cost of Loan: $25.20
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Cost of this loan

Lender Interest: $204.00 at 3.72% annual rate over 17 months = $10.75

Service Fee: $204.00 at 5% annual rate over 17 months = $14.45

Total Loan Cost:
$10.75 + $14.45 = $25.20

Cost paid to join Zidisha

John will also deposit $137.44 into the Zidisha Members Loan Fund as security for lenders against default. John may withdraw the Members Loan Fund deposit at any time, as long as all outstanding loan amounts are repaid to lenders.

These costs are only paid once and entitle John to raise an unlimited number of loans at zero interest.

About Me

My family consist of single mother and two brothers who are still in High school.We live in Kamurunyu village.Am a O-level which i completed in the year2006.I stated my business to provide for my family daily bread being the fast born,pay school fees for my brothers and also to be dependent,and self reliance.

My Business

My business offers transport services using a donkey cart. In my area there are poor roads thus making very difficult for other means.My customers prefer my services due to my efficiency ,affordable prices,and also speed.This business profitable and there is a lot of demand for this services and i would like to buy a motorbike to advance my services. My business faces a lot of limitation such as poor road network,bad weather condition.Kindly request the Zidisha leaders to finance my business.

Loan Proposal

I would like to buy a Motor bike with the loan i will add my personal savings of 40000 and buy a motor bike worth 60000. this will help me in my business because I will be able to offer efficient and faster services to my customer most of them being small scale retail shop and Green Grocers where by i will offer transport services for their goods.

Positive   5      Neutral   0      Negative   0     

  • juliemartha     May 28, 2015


    Reliable payments. I would gladly lend again. May God bless you!

  • Pierfausto     Aug 19, 2014


    Positive experience.

  • MillerClark     Nov 23, 2013


    Repaid early, thanks. Best wishes for the future success of your business Mr Mwathi.

  • americatoasia     Nov 23, 2013


    John repaid the loan early and in full. He is an ideal borrower.

  • mikedufty     May 9, 2013


    All good


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John Mwathi
Po Box 5396 00200 Nairobi City Embakasi Village, Kenya

100% Repaid