Invited By: Cornelius Nartey
Invited Members: 13 View
Volunteer Mentor For
10 other members
Lender Interest: $56.50 at 0.81% annual rate over 4 months = $0.19
Service Fee: $56.50 at 5% annual rate over 4 months = $1.15
Total Loan Cost:
$0.19 + $1.15 = $1.34
Upon joining Zidisha, Evans paid a lifetime membership fee of $0.00.
Upon joining Zidisha, Evans also opted to pay $121.42 in return for a higher starting credit limit.
The cost paid to join Zidisha is only paid once and entitles Evans to raise an unlimited number of loans at zero interest. Learn more
I am a young man of 33 years. I completed Tema Technical Institute in 2004 and obtained a City and Guilds Certificate in Block Laying and Concreting.
Since then I have been working on contract basis as a mason on building projects.
On a typical day, I often wake up around 5:00 am to catch the first bus going to my work site. If it is
located far away I prefer to lodge on site for the rest of week, to reduce transport costs.
Currently, I am working on starting a cement sale business as an additional occupation.
My dream is to start a cement shop business and later block molding. The latter would require heavier investment so that is for the long-term.
A man I once worked for gifted to me his unused container. I intend to refurbish this for my cement shop business. This would help augment my income and make me a business owner.
Currently, I need to weld, screed and roof the container and get it ready for this business. When given a loan, I would use it for these preparatory works.
The source of income that will be used to repay the loan will come from my masonry work.
I would use the loan to start the preparatory works needed for my planned cement shop.
Currently, I need to weld, screed and roof my cement shop container and get it ready for business. I would use this loan to pay for welding costs. There are a few rusts and cracks that need to be fixed on the body of the container to make it more secure. I have spoken to a Welder located in my neighborhood and he has assured that he can do this job perfectly.