I would wish to thank all my lenders and who would wish to lend me time again as am always promising to repay in time so...

Entrepreneur

About Me

My names are Vincent Momanyi Kenanda, I was born in Kisii County, Kisii South District, Suneka Division, Bogiakumu Location, Bomwanda Sub-location, Kenyambi Village,I was born on 26/1983, and I joined primary school that I completed in 1999 and got my Primary certificate. In the year 2000 I joined Gusii Highlights Secondary School and completed in the year 2003. Year 2004 I joined my College where I did Information Technology and got my Certificate in 2005. In 2009 I started my business as Internet Cyber cafe and 2010 collapsed when I got road accident that broke both my legs and stayed long months in Hospital and the business was sold.

I am a married man with my beloved wife Abigael, we have 4 kids three grils and a last born boy. The three os my kids are in school at St. Benedict Academy Kisii Town, Next to The Stephens Hotel.

My Business

I am currently having 2 TVS motorbikes for mainly for business as mode of transport within the Kisii County Municipality, this type of business has a high demand because the motorbike are very convenient compared to mini buses and taxis and also cheap within short routes compared the prices to a taxi. My customers prefer my business because my riders are experienced and have Licence, they are also maintaining hygiene in terms of cleanness, both themselves and the motorbike, The motorbikes are also installed with a radio system that most customers like to be entertained while on ride.

This business is profitable because of daily fixed amount I make from each Motorbike out of this money I spend 800 for the service every after 2 weeks. The risks which are their is that if you do not follow up and inspect the riders during the service day, they will not take the motorbike instead they will consume the money and inform you that the service is done and therefore through this way the Motorbike will be at risk to spoil the Engine due to lack of old oil replacement and other crucial parts.

I want to add more 2 Motorbikes once I get a loan as gradually my limit loan will be increasing as I will committe myself to repay in time, in this way am also creating job opportunities for young and Ambitious men who are above 18 years old without a job.

Loan Proposal

Dear Zidisha team am so happy fot giving this thrird opporty to apply for a loan although it is slightly higher although had expected to receive higher than this so that they can allow me get another new motor to expand my motorbike transport buisniess but know am limited to lower credit. This loan am intending to renew my motorbike insuarance and also the rest I pay tax to authorities of tke Kisii County Municipality. Thank you and hope you are going to lend me to enable me do all this. Thnak you and God bless you all for the giving and supportive heart.

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