Zidisha |

Odukhula

Nakuru, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Odukhula

Member since

June 2013

On-time repayments

69 installments • 25%

About Me

My names are Johnstone Odukhula Oduori.
I was born in a family of nine in the rural western part of kenya. I really treasured my my parents who were peasant farmers and struggled a lot to educate me from the proceeds they got by tilling the small farm mostly in harsh weather.
I struggled a lot in my education and after my o-levels I went to a teachers college to do P1 course but dropped out due to fees.I left for Nairobi where I worked as a gardener and gatekeeper as I raised fees to go to college.
I managed to take a clerical course which later enabled me to work with insurance.
I proceeded to take an insurance examination and later on managed to join university.
Out of campus I have been able to form an organization that trains/capacity builds youth and women in life skills to face the challenges in life.
Thank you.

My Business

Besides selling insurance,I am giving back to the community via providing trainings/capacity building youth and women in micro business management,group formations,proposal writing and fund raising.
my market is mainly religious institutions,registered Community based organizations etc.
I charge them a small fee for the trainings to help buy training materials and hire of tools.
Currently there is minimal competition as the market is so big and the need for training great.
The risk is that at times some groups have no income to pay for the training fee and others default totally.

Loan Proposal

If the lenders consider my request,I will use the loan in purchasing training materials i.e note books,ball pens,felt/marker pens,charts etc which I do use in training women and youth groups at a fee.This will help me be able to progress with trainings without a hitch as currently I do wait upon the 1st down payment from this groups so as to be able to source for training materials.
In some instances like in schools and religious institutions they prefer doing a one off payment after training so this loan will be of great help not only to me but the community too.