Human-hair business

Valentine

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Valentine

Member since

January 2017

On-time repayments

65 installments  •  65%

About Me

I am aged 30 born in Kenya and brought up in the slums of Nairobi County. Growing up in a humble family of 3 siblings, I had to learn and go through a lot at a very early age. My parents were not fully able, and I had to work hard to help them educate me. Luckily, I got the opportunity of joining university through a sponsor and undertook a course in Computer Science. Unfortunately, he passed on before I finished my studies, but my hard work and determination pushed me through to the end. Employment became very difficult since I graduated and had to find means of sustaining myself. This did not put me down, but it rather gave me strong hopes. I opted to try freelance research, writing, transcription and data entry. This has sustained me over years. I would like to make an effort of growing this into a bigger venture where I can employ more young people and have them achieve their dreams. Being a single parent of a young boy (The mum passed away in a road accident) I am determined very much to see him through his school and make his life easier than mine was .

My Business

My business basically entails selling human hair products online. I have been doing this for over an year and see massive growth in my business. I am now looking forward at improving my sales by increasing the products that I want to deal with.
I have a massive following on Facebook with over 23,000 followers and Instagram over 6,000 followers on my business page. My sales grow day in day out and i am looking to open a physical branch.. I believe with the required support i can make it grow bigger.

Loan Proposal

This loan will assist me in adding my human hair stock supply. I have been in this business for over an year and looking forward to increase new stock in my inventory. I believe given this amounts, i will easily add to my stock and make more sales as I have customers all over the country.

Income Source

My business wasn't adversely affected because most my sales are online and I have a constant flow of clients. This means that my general income has only gone down by 5% which does not have an impact at all. Currently business is going back to normal meaning my cash flow should stabilise asap.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$492.00

Date disbursed

Jul 25, 2020

Repayment status

On Time

Projected term

2 months

Lenders

C

CWS

Huntington beach, ca, United States

G

GalantnostS

Hong Kong, Hong Kong

Brian

Midhurst, Canada

C

Christian

Saarbruecken, Germany

R

Raabo

Rungsted, Denmark

AltruisticSelfishnes

Chicago, United States

M

MaBeAa

Berlin, Germany

EHTHighSchool

Egg Harbor Township, United States

Straetman

Kaarst, Germany

F

Forba

Mo i Rana, Norway

MarktheMormon

Sandy, Utah, United States

F

FHult

Stockholm, Sweden

Martin

Manama, Bahrain

MichaelDean

San Jose, United States

johnandmoliehi

Canton, New York, United States

T

ToddK

Indianapolis, IN, USA, United States

A

ashtanga99

Newport, United States

L

lped759

Saint Paul, United States

A

AlexCheng

Seattle, United States

B

Becmo

Brisbane, Australia

M

matts

New York, United States

T

tmsaddress

Orlando, Florida, United States

A

anonymous123

United States

dajawein

Gladstone, Australia

D

Divergent

Bethesda, United States

G

glomardor

Leonardtown, United States

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

Ellwood

Richelieu, France

D

Dschejwoulff

München, Germany

J

jzidi

Los Angeles, United States

C

Colesmiths

Sevenoaks, United Kingdom

clemenchiang

Singapore, Singapore

D

doinggood

Missoula, United States

Namaste250

Pittsford, United States

L

loistf

Madrid, Spain

peanut

Halifax, Canada

M

MttMNW

Königsbronn, Germany

B

BGRRisz

Arlington, United States

P

PetrusR

balmoral, Australia

rfriedenberg

New Jersey, United States

P

Peksa

Espoo, Finland

G

glh25

Winooski, United States

S

SheilaB

Nashville, United States

NativeTexan

Dfw Metroplex, United States

JTShorty

Gorham, Maine, United States

D

Don100

Wilton, United States

C

Colmena

Chicago, United States

L

LongTallSallymander

Menomonee Falls, United States

A

AndrewC

London, United Kingdom

soniad

Dubai, United Arab Emirates

MarshFamilyUK

Canterbury, United Kingdom

thomas2666

Brisbane, Australia

ibc123

Seattle, United States

M

mcmathae

Santa Clara, United States

O

OrientExpress

Tokyo, Japan

mikeice

Kohler, United States

D

Deback

Denver, United States

L

liseman

United States

Arjan Geven

Vienna, Austria

P

Peaches

United States

R

RosieWatrs

United States

L

leftyoctober

Minneapolis, United States

mepster

San Francisco, Ca, United States

B

bscent

Hong Kong

Grant Xavier Storer

Seattle, Wa, United States

K

Keith

Luxembourg

adrianz

United States

B

beegkitty

United States

P

pnrjulius

United States

JL

Joao Leal

United Kingdom

Peter R

Fulda, Germany

Matthias

Frankfurt Am Main, Germany

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Franmiguel

Perth, Australia

MW

Matt Willis

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

Kate Courteau

United States

K

K

United States

E

erica

antwerpen, Belgium

Thomas

Mueller, Germany

Kristin Rhodes

Kansas City, Kansas, United States

moursund

Beaver Nation, United States

Julia

United States

Kevin

San Francisco, United States

JC

JD Conley

United States

M

Marc

Newcastle upon Tyne, United Kingdom

I

Ian

United Kingdom

Jennifer Weber

Canandaigua, Ny, United States

RW

Roger Wang

United States

Pedro Lopez

United States

Mouhamed

United States

C

cota

United States

YM

Yelka Mikolji

United States

George

Corvallis, Oregon, United States

Jorgen V

Mol, Belgium

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

BB

Ben Bellows

United States

J

John

United Kingdom

Carla

Amsterdam, Netherlands

R

Rhys

Australia

B

United Kingdom

Solon Brown

Singapore, Singapore

F

Frits

Rotterdam, Netherlands

M

Mart

United Kingdom

Mattie Shaw

Seattle, United States

N

Nick

Greater London, United Kingdom

Mark Grey

Redding, CT, United States

AH

ajay hampapur

United States

E

eriklonnroth

United Kingdom

YK

Yonghwan Kim

Republic of Korea

Aran Dunlop

United States

J

Joel

United States

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

Ask Valentine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Valentine    Jun 24, 2022

    Hi Zidisha lenders. As promised, I am now back on my feet and I have already started making payments. I got involved in an accident which unfortunately kept me down and couldn't support myself for quite a long time.
    I appreciate your support and patience all through this time.

    Log in to reply • Share
  • George    May 13, 2021

    Hi Zidisha lenders. I trust you are fine. I was able to reach Valentine Juma and he is hospitalized. Kindly bare up as he resumes loan repayment

    Log in to reply • Share
  • George    Mar 17, 2021

    Hi Zidisha lenders. I trust you are fine. I was not able to reach Valentine Juma. I however talked to Shirlyne Kavai who informed Mr Juma is hospitalized. She agreed to let Mr Juma know and she is willing to pay something on his behalf if she has extra cash.

    Thanks for your patience.

    Log in to reply • Share
  • Frank Mwenda    Jan 13, 2021

    Valentine promised to continue making payments despite the hard economic times, he apologized for being late on his payments

    Log in to reply • Share
  • Valentine    Dec 18, 2020

    Hello. I understand that i have a loan and haven't paid. I have never missed either. I have been in hospital for a month now but want to guarantee you that i will clear this loan asap. To prove commitment, today i will try and do some deposit. I have never missed any payments and this is unfortunate

    Log in to reply • Share
  • Frank Mwenda    Dec 12, 2020

    I spoke with valentine, he said he's been unwell but promised to resume making payments once hes well

    Log in to reply • Share
  • Valentine    Nov 19, 2020

    I have fallen sick and admitted to hospital. I believe this will help me get back in line. And i will clear everything when discharged.

    Log in to reply • Share
  • Valentine    Oct 15, 2020

    Thank you. This will assist in purchasing a new computer.

    Log in to reply • Share
  • Valentine    Oct 14, 2020

    Thank you for your continous support. I am targeting to purchase more computers to open up a cyber cafe. The last loan helped me to purchase 2 second hand computers and I am targeting on purchasing more.

    Log in to reply • Share
  • Valentine    Jul 25, 2020

    Thanks for lending a hand. I will purchase a few new ladies products for my online shop and see how they sell before i add more.

    Log in to reply • Share
  • Valentine    Jul 22, 2020

    Thank you very much for your support. I will add my stock supply of new ladies products and keep you updated. Thank you Zidisha family.

    Log in to reply • Share
  • Valentine    Jul 20, 2020

    The previous loan was of great help. I was able to purchase a new laptop (surface pro) and also a router for my house. This way i got a new ISP which makes it cheaper for me paying my internet monthly rather than using my phone as a hotspot daily.

    Log in to reply • Share
  • Valentine    May 31, 2020

    Thanks for the loan. Looking forward to purchasing the new printer.

    Log in to reply • Share
  • Valentine    May 31, 2020

    With the previous loan, I was able to buy a new laptop which cost me Kshs 24,500. This is because I realized that most clients wanted to have a skype video conversation which meant that i needed a webcam.My old laptop didn't have one. I see treamendous growth now.

    Log in to reply • Share
  • Valentine    Apr 6, 2020

    Thank you for your support. I received 16,581 KES and will top this up and purchase a new laptop. This will really help me on my daily work. Thank you.

    Log in to reply • Share
  • Valentine    Apr 1, 2020

    Thank you for this. It will go a long way towards helping me purchase a new laptop.

    Log in to reply • Share
  • Valentine    Dec 14, 2018

    Thank you very much for the loan. I was able to pay my internet subscription and now working perfectly well. Thank you very much I humble appreciate.

    Log in to reply • Share
  • Valentine    Oct 18, 2018

    As this was a membership fee, I received 12ksh. I wasn't able to make purchases with this but opted to keep it back and top it up to help clearance of the loan.

    Log in to reply • Share
  • Ruth    Mar 8, 2017

    I talked to Valentine Juma and she has promised to clear her loan this week.

    Log in to reply • Share
  • Valentine    Feb 28, 2017

    Dear members.i repaid my loan about a week ago but today morning i got the money reversed back to my account.kindly help

    Log in to reply • Share


Loading...

Loading...

Loading...