Name
Valentine
Member since
January 2017
On-time repayments
65 installments • 65%
I am aged 30 born in Kenya and brought up in the slums of Nairobi County. Growing up in a humble family of 3 siblings, I had to learn and go through a lot at a very early age. My parents were not fully able, and I had to work hard to help them educate me. Luckily, I got the opportunity of joining university through a sponsor and undertook a course in Computer Science. Unfortunately, he passed on before I finished my studies, but my hard work and determination pushed me through to the end. Employment became very difficult since I graduated and had to find means of sustaining myself. This did not put me down, but it rather gave me strong hopes. I opted to try freelance research, writing, transcription and data entry. This has sustained me over years. I would like to make an effort of growing this into a bigger venture where I can employ more young people and have them achieve their dreams. Being a single parent of a young boy (The mum passed away in a road accident) I am determined very much to see him through his school and make his life easier than mine was .
My business basically entails selling human hair products online. I have been doing this for over an year and see massive growth in my business. I am now looking forward at improving my sales by increasing the products that I want to deal with.
I have a massive following on Facebook with over 23,000 followers and Instagram over 6,000 followers on my business page. My sales grow day in day out and i am looking to open a physical branch.. I believe with the required support i can make it grow bigger.
This loan will assist me in adding my human hair stock supply. I have been in this business for over an year and looking forward to increase new stock in my inventory. I believe given this amounts, i will easily add to my stock and make more sales as I have customers all over the country.
My business wasn't adversely affected because most my sales are online and I have a constant flow of clients. This means that my general income has only gone down by 5% which does not have an impact at all. Currently business is going back to normal meaning my cash flow should stabilise asap.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$492.00
Date disbursed
Jul 25, 2020
Repayment status
On Time
Projected term
2 months
Other loans
Amount repaid
$492.71
Amount remaining
$0.00
Date repaid
Sep 26, 2020
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 2, 2020 | $55.18 | Jul 31, 2020 | $55.18 |
Aug 9, 2020 | $55.18 | Aug 7, 2020 | $55.18 |
Aug 16, 2020 | $55.18 | Aug 15, 2020 | $55.18 |
Aug 23, 2020 | $55.18 | Aug 21, 2020 | $55.18 |
Aug 30, 2020 | $55.18 | Aug 30, 2020 | $55.18 |
Sep 6, 2020 | $55.18 | Sep 4, 2020 | $55.18 |
Sep 13, 2020 | $55.18 | Sep 12, 2020 | $55.18 |
Sep 20, 2020 | $55.18 | Sep 18, 2020 | $55.18 |
Sep 27, 2020 | $51.24 | Sep 26, 2020 | $51.24 |
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