Improve my beauty salon

Janet Baya

Malindi, Kenya

100% repaid

Entrepreneur

Name

Janet Baya

Member since

December 2017

On-time repayments

22 installments  •  59%

About Me

My name is Janet Baya. I am twenty five years old. I went to school and completed my education. I like reading novels and enjoying nature. I am a lady with realistic goals in life. I have great vision in life and I am very optimistic in life.

My Business

I am a lady who is business oriented and very optimistic that my goals will eventualy come true. I am running a saloon. The saloon business is doing very well now a days and I am making an income that can sustain me. I want also to expand my business so that I can increase my income.

Loan Proposal

Hello lenders I would like to use the loan that you will give me to improve on my business of saloon, beauty and cosmetics. I will buy the following;
5 New plastic chair at Ksh 3,250
4 Shampoo for Ksh 3,600
2New hair drier for 3,500.
This will help me improve my business and make more profit. Thank you in advance.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$113.12

Date disbursed

May 17, 2018

Repayment status

On Time

Projected term

8 weeks

Cost to entrepreneur

Service fee: $4.76

Credit risk payment: $14.29

Lenders

MarktheMormon

Sandy, Utah, United States

MC

United States

Katja

Switzerland

J

James

United States

Carrie

Arlington, MA, United States

T

Tim

United States

Mustafa Kapsigay

Nusaybin, Turkey

Darrell Burgan

Dallas, TX, United States

Ask Janet a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Janet Baya    Aug 21, 2018

    I am setting up my business afresh and there fore I need a little time before I clear this loan.

    Log in to reply • Share
  • Janet Baya    Aug 14, 2018

    Thank you for the loan I received.
    Now I bought all that I planned to. For now I have already started working seriously. I have first reduced the instalment because I want to start making profit before increasing the installment.
    Thank you very much.

    Log in to reply • Share
  • Janet Baya    Aug 2, 2018

    Thank you very much for this loan. I will use this love an to do the following:
    Hire 2causal at Ksh at5,000 for five weeks.
    Buy costmetics costing Ksh 10,000
    The remaining amount I will use it to make the place of work more attractive, this will attract more customers.
    I want to say again thank you very much.

    Log in to reply • Share
  • Janet Baya    Jul 20, 2018

    I posted my loan proposal which was approved for funding, unfortunately, on the second day the loan expired while it was 3% funded. I don't really know what happened but this is very sad.
    Am not happy at all.

    Log in to reply • Share
  • Janet Baya    Jul 14, 2018

    Lenders, you have been doing a marvelous job and I still hope that you will continue with the good work that you started. Thank you and may God bless the work of your hands.

    Log in to reply • Share
  • Janet Baya    Jul 10, 2018

    Hello lenders, thank you very much for your patience since the time I reduced my repayment installment. I am now glad to inform you that my business is doing very well an therefore I would like to increase my installment.
    Thank you once again for your patience and support to me and many other borrowers across the world.

    Log in to reply • Share
  • Janet Baya    Jul 2, 2018

    Am very sorry for the inconvenience

    Log in to reply • Share
  • Janet Baya    Jun 18, 2018

    I would like to reduce my weekly repayment. I apologize for the inconvenience caused. I did not intend to do so but due to unavoidable circumstance I have to. However all will be well soon.

    Log in to reply • Share
  • Janet Baya    May 25, 2018

    Lenders I bought the following;
    5 New plastic chair at Ksh 3,250
    4 Shampoo for Ksh 3,600
    2New hair drier for 3,500.
    Thank you very much for this loan I believe it will make a big difference.

    Log in to reply • Share
  • Janet Baya    May 16, 2018

    Thank you lenders for this loan in improving my saloon business.

    Log in to reply • Share
  • Hilary Rowland    May 16, 2018

    Hi Janet,

    I would be happy to be a mentor and give advice about marketing, etc. Email me if you'd like help. hilaryny (at) gmail.com

    Best,
    Hilary

    Log in to reply • Share
  • Euge    May 15, 2018

    best of luck janet! Eugenia from Argentina

    Log in to reply • Share
  • Dao Nguyen    May 14, 2018

    Janet, I'm curious how you were able to pay your previous loan ($108) in full on Dec. 3, 2017 Usually borrowers pay in installments. thank you for answering.

    Log in to reply • Share
  • Janet Baya    May 10, 2018

    It is now a month and I can not post a new loan proposal. I posted comments on other borrowers and I can not be allowed to apply for a loan. This is very discouraging. For how long will I wait before am allowed to apply for a loan. It feels bad.

    Log in to reply • Share
  • Janet Baya    Apr 26, 2018

    I thank al lenders for their continued support.

    Log in to reply • Share
  • Janet Baya    Apr 19, 2018

    I want to reduce the instalment because i have not made enough money to be able to repay the previous instalment.

    Log in to reply • Share
  • Onyendo Habil    Apr 12, 2018

    Janet How are you,I learned you are my mentor

    Log in to reply • Share
    • Janet Baya    May 25, 2018

      Oh Yes Onyendo Habil, I f you need help about zidisha be free to contact me. Its my pleasure to serve you.

      Log in to reply • Share
  • Janet Baya    Dec 16, 2017

    Thank you for the loan

    Log in to reply • Share
  • Janet Baya    Dec 13, 2017

    Thank you

    Log in to reply • Share
  • Janet Baya    Dec 3, 2017

    Thank you very much lenders, I received my loan in my M-pesa account. This loan will help me in my business. I really thak you lenders and the zidisha as a whole. God bless zidisha , God bless all lenders.

    Log in to reply • Share


Loading...

Loading...

Loading...