Improvement on quality and quantity of my mutumba
Joseph
Salgaa Rongai, Kenya
100% repaid
Entrepreneur
Name
Joseph
Member since
April 2012
On-time repayments
402 installments • 70%
About Me
I am 60 years of age married with 6 children, a boy and 5 girls. I reached in class seven of primary education. After school I involve myself in casual labor for quite a long time but finally I managed to start a small business of the famous mutumba( secondhand clothes)business.I also practice farming of maize and beans,where my wife is involved.am doing well with my business all along. i really thank God for the great effort that he has blessed me my business is increasing in size day after the other and all thanks is to zidisha team for there great support.In salgaa all is well with my mitumba business since it has assisted me do well with life time after the other.
My Business
My business is selling second hand clothes business. It is in Salgaa town about 35km from Nakuru town on the way to Eldoret. People like second hand clothes because it is cheaper than new ones.I used to negotiate with my costumers very quietly,that is why they like my business.my business is in an open place where people use to pass-bye.Some times i do an offer to my business,by sellingng if a customers buy ten cloth, i will give him/her two handkerchief.My only focus now is to expand the business and ensure that with my that forth and other loans from zidisha makes me grow and not a shame this organization at large.in short my mutumba business is simple,measurable,archievable,reliable and timely.(SMART)
Loan Proposal
i will divide this loan into four portions
first portion,i will use 80,000 to buy new stock from nairobi but not at once.once the stock is over i will buy another one atleast every stock will be of 10,000
second portion.I i will use 20,000 to expand the space that i use and open another place within the market so that my young daughter can help me to sell since am old and need assistance.
third portion 20,000 i will buy new clothes that are sold in shops,since i can'nt rely on mutumba alone and even in the Bible God said man shall not live on bread alone.this idea has come about due to growth of salgaa town people have advanced and is now a cosmopolitan.the remaining amount of less than 10,000 i will use to transport my mutumba and all my materials from nairobi to salgaa and pay securiy officer who looks after my clothes at the market at night.thank you
Feedback
Positive
10
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,633.00
Date disbursed
Jun 13, 2014
Repayment status
On Time
Projected term
18 months
Other loans
Lenders
Sweden
Sweden
Sweden
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Summary
Amount repaid
$1,878.41
Amount remaining
$0.00
Date repaid
Nov 30, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 21, 2014 | $57.57 | Jun 20, 2014 | $57.57 |
| Jun 28, 2014 | $57.57 | Jun 20, 2014 | $57.57 |
| Jul 5, 2014 | $1.14 | Jun 20, 2014 | $1.14 |
| Jul 12, 2014 | $0.00 | ||
| Jul 19, 2014 | $0.00 | ||
| Jul 26, 2014 | $23.26 | Jul 19, 2014 | $23.26 |
| Aug 2, 2014 | $23.26 | Jul 19, 2014 | $23.26 |
| Aug 9, 2014 | $23.26 | Jul 19, 2014 | $23.26 |
| Aug 16, 2014 | $23.26 | Jul 19, 2014 | $23.26 |
| Aug 23, 2014 | $23.26 | Jul 19, 2014 | $23.26 |
| Aug 30, 2014 | $23.26 | Aug 16, 2014 | $23.26 |
| Sep 6, 2014 | $23.26 | Aug 16, 2014 | $23.26 |
| Sep 13, 2014 | $23.26 | Aug 16, 2014 | $23.26 |
| Sep 20, 2014 | $23.26 | Aug 16, 2014 | $23.26 |
| Sep 27, 2014 | $23.26 | Aug 16, 2014 | $23.26 |
| Oct 4, 2014 | $23.26 | Sep 15, 2014 | $23.26 |
| Oct 11, 2014 | $23.26 | Sep 15, 2014 | $23.26 |
| Oct 18, 2014 | $23.26 | Sep 15, 2014 | $23.26 |
| Oct 25, 2014 | $23.26 | Sep 15, 2014 | $23.26 |
| Nov 1, 2014 | $23.26 | Sep 15, 2014 | $23.26 |
| Nov 8, 2014 | $23.26 | Oct 18, 2014 | $23.26 |
| Nov 15, 2014 | $23.26 | Oct 18, 2014 | $23.26 |
| Nov 22, 2014 | $23.26 | Oct 18, 2014 | $23.26 |
| Nov 29, 2014 | $23.26 | Oct 18, 2014 | $23.26 |
| Dec 6, 2014 | $23.26 | Oct 18, 2014 | $23.26 |
| Dec 13, 2014 | $23.26 | Nov 18, 2014 | $23.26 |
| Dec 20, 2014 | $23.26 | Nov 18, 2014 | $23.26 |
| Dec 27, 2014 | $23.26 | Nov 18, 2014 | $23.26 |
| Jan 3, 2015 | $23.26 | Nov 18, 2014 | $23.26 |
| Jan 10, 2015 | $23.26 | Jan 5, 2015 | $23.26 |
| Jan 17, 2015 | $23.26 | Jan 5, 2015 | $23.26 |
| Jan 24, 2015 | $23.26 | Jan 5, 2015 | $11.63 |
| Jan 23, 2015 | $11.63 | ||
| Jan 31, 2015 | $23.26 | Jan 30, 2015 | $23.26 |
| Feb 7, 2015 | $23.26 | Feb 5, 2015 | $23.26 |
| Feb 14, 2015 | $23.26 | Feb 13, 2015 | $23.26 |
| Feb 21, 2015 | $23.26 | Feb 20, 2015 | $23.26 |
| Feb 28, 2015 | $23.26 | Feb 27, 2015 | $23.26 |
| Mar 7, 2015 | $23.26 | Mar 7, 2015 | $23.26 |
| Mar 14, 2015 | $23.26 | Mar 13, 2015 | $23.26 |
| Mar 21, 2015 | $23.26 | Mar 20, 2015 | $23.26 |
| Mar 28, 2015 | $23.26 | Mar 28, 2015 | $23.26 |
| Apr 4, 2015 | $23.26 | Apr 3, 2015 | $23.26 |
| Apr 11, 2015 | $23.26 | Apr 10, 2015 | $23.26 |
| Apr 18, 2015 | $23.26 | Apr 20, 2015 | $23.26 |
| Apr 25, 2015 | $23.26 | Apr 25, 2015 | $23.26 |
| May 2, 2015 | $23.26 | May 2, 2015 | $23.26 |
| May 9, 2015 | $23.26 | May 9, 2015 | $23.26 |
| May 16, 2015 | $23.26 | May 16, 2015 | $23.26 |
| May 23, 2015 | $23.26 | May 23, 2015 | $23.26 |
| May 30, 2015 | $23.26 | Jun 1, 2015 | $23.26 |
| Jun 6, 2015 | $23.26 | Jun 8, 2015 | $23.26 |
| Jun 13, 2015 | $23.26 | Jun 15, 2015 | $11.63 |
| Jun 22, 2015 | $11.63 | ||
| Jun 20, 2015 | $23.26 | Jun 29, 2015 | $23.26 |
| Jun 27, 2015 | $23.26 | Jul 6, 2015 | $11.63 |
| Jul 13, 2015 | $11.63 | ||
| Jul 4, 2015 | $23.26 | Jul 21, 2015 | $11.63 |
| Jul 27, 2015 | $11.63 | ||
| Jul 11, 2015 | $23.26 | Aug 3, 2015 | $11.63 |
| Aug 10, 2015 | $11.63 | ||
| Jul 18, 2015 | $23.26 | Aug 17, 2015 | $11.63 |
| Aug 22, 2015 | $11.63 | ||
| Jul 25, 2015 | $23.26 | Aug 22, 2015 | $11.63 |
| Aug 29, 2015 | $11.63 | ||
| Aug 1, 2015 | $23.26 | Aug 29, 2015 | $11.63 |
| Sep 7, 2015 | $11.63 | ||
| Aug 8, 2015 | $23.26 | Sep 7, 2015 | $23.26 |
| Aug 15, 2015 | $23.26 | Sep 12, 2015 | $23.26 |
| Aug 22, 2015 | $23.26 | Sep 12, 2015 | $11.63 |
| Sep 19, 2015 | $11.63 | ||
| Aug 29, 2015 | $23.26 | Sep 19, 2015 | $23.26 |
| Sep 5, 2015 | $23.26 | Sep 26, 2015 | $23.26 |
| Sep 12, 2015 | $23.26 | Sep 26, 2015 | $11.63 |
| Oct 3, 2015 | $11.63 | ||
| Sep 19, 2015 | $23.26 | Oct 3, 2015 | $23.26 |
| Sep 26, 2015 | $23.26 | Oct 10, 2015 | $23.26 |
| Oct 3, 2015 | $23.26 | Oct 10, 2015 | $11.63 |
| Oct 18, 2015 | $11.63 | ||
| Oct 10, 2015 | $23.26 | Oct 18, 2015 | $11.63 |
| Oct 26, 2015 | $11.63 | ||
| Oct 17, 2015 | $23.26 | Oct 26, 2015 | $11.63 |
| Nov 2, 2015 | $11.63 | ||
| Oct 24, 2015 | $23.26 | Nov 2, 2015 | $23.26 |
| Oct 31, 2015 | $23.26 | Nov 2, 2015 | $23.26 |
| Nov 7, 2015 | $23.26 | Nov 9, 2015 | $23.26 |
| Nov 14, 2015 | $23.26 | Nov 9, 2015 | $23.26 |
| Nov 21, 2015 | $23.26 | Nov 9, 2015 | $11.63 |
| Nov 14, 2015 | $11.63 | ||
| Nov 28, 2015 | $23.26 | Nov 14, 2015 | $23.26 |
| Dec 5, 2015 | $23.26 | Nov 14, 2015 | $23.26 |
| Dec 12, 2015 | $23.26 | Nov 21, 2015 | $23.26 |
| Dec 19, 2015 | $23.26 | Nov 21, 2015 | $23.26 |
| Dec 26, 2015 | $23.26 | Nov 21, 2015 | $11.63 |
| Nov 30, 2015 | $11.63 | ||
| Jan 2, 2016 | $17.94 | Nov 30, 2015 | $17.94 |
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