Materials for building construction
Joshua
Kagan Komenya, Kenya
18% repaid
Entrepreneur
Name
Joshua
Member since
November 2016
On-time repayments
192 installments • 88%
About Me
I am Joshua Ochieng Otieno, I was born in 1977 at Ndiru village Kagan East in Rangwe constituency Homa bay county,Nyanza province in the republic of Kenya. I did primary education in 1993,but failed to join secondary due to poor grade. I went to Mawego Technical Institute where I did certificate in building and construction. My dear father died in 1998 leaving nothing valuable for family use. Later I went to Bondo town to look for masonry jobs which I got sufficiently to earn a living to support my mother who had to do some menial duties to provide for the family needs. I got married in the following year, 1998 and God the creator blessed us with four children, a girl and three boys and all of them are going to school. The first born ,a girl is in secondary school form two and the other three children are in primary school. My daughter would prefer to be a nurse, the second one like to become a doctor, the third child would like to be a secondary teacher and the last kid in future would prefer to become a pilot. My home village borders Kisii in the east which contains undulating geographical features which attracts local and foreign tourists. It also receives cool highland breeze from Kisii mountain and has heavy rainfall which is favourable for agricultural activities,livestocks keeping and it also support commercial activities in the Rangwe and its environment. During my free time especially Sunday, I commonly visit the friends, extended family members, participating in communal events and going to church to attend Sunday mass.My hobbies are playing football in the pitch, reading bible,novels,magazines and internet reading of educational and other social sites,watching football premier leagues and singing hymns in the church.
My Business
I joined building and construction sector in Bondo town, Siaya county after finishing masonry course at Mawego Technical Training lnstitute in the year 14/11/2000,leaving other family members back at home to fetch for money in the construction field to provide primary and secondary neccesary requirements to the all family. I worked very hard to do more meaningful jobs to gain experience, save more money, share and learn ideas, socialize with other fundis and get some buildings tenders as God Almighty do provide in the field of masonry. With the little savings and other sources of income I earn, this income help to provide food for the nuclear family, extended family members including my lovely mother, some two opharns and very old grandmother. It also helps me to purchase clothes, household wares, and purchasing of drugs for our livestock in the family. It also helps to pay school fees for the four children, two opharns and buying of school requirements for the kids. With this income it aided me build another extra large and big house to replace the old hut which was small as the family was in increasing gradually in number. It settles debts, buying of other secondary needs for the family, pays various bills and meeting some extra expenses for the smooth running of family affairs. In the building and construction sector, in a week i can earn approximately of kshs 9000/= which helps me to settle the above primary and secondary wants. It will also help to service,maintain and buying of some tools and needed materials in masonry
Loan Proposal
Thanks so much my dear lenders and entire Zidisha platform for the monetary aid offered to me. With the disbursement, first i will pay school fees for the forthcoming year for all the children at a cost of KES.120,000,some building materials like bamburi cement at a cost of KES. 40,000,various timber sizes and round poles at a cost of KES 15,000,white powder, waterproof cement, 20 litre oil for lubricating machines, sharpening files,spades,wheelbarrows,building blocks and bricks and some other building materials for structural works all at a cost of KES. 40,000.All household and work expenses will be paid at a cost of KES. 5,000. All these purchases and payments will improve living standard of my family, good profit margin, all basic needs catered for, business,work and family expenses will be paid for. Thanks for the support provided by Zidisha team and my caring lenders.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$2,354.00
Date disbursed
Sep 6, 2019
Repayment status
Late
Projected term
21 months
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Summary
Amount repaid
$421.17
Amount remaining
$1,933.15
Expected completion
Jun 7, 2021
Status
Repaying late
Installment amount
$45.28
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 16, 2019 | $118.25 | Sep 16, 2019 | $118.25 |
| Sep 23, 2019 | $9.85 | Sep 23, 2019 | $9.85 |
| Sep 30, 2019 | $9.85 | Oct 1, 2019 | $9.85 |
| Oct 7, 2019 | $9.85 | Oct 7, 2019 | $9.85 |
| Oct 14, 2019 | $9.85 | Oct 15, 2019 | $9.85 |
| Oct 21, 2019 | $9.85 | Oct 21, 2019 | $9.85 |
| Oct 28, 2019 | $9.85 | Oct 29, 2019 | $9.85 |
| Nov 4, 2019 | $9.85 | Nov 5, 2019 | $9.85 |
| Nov 11, 2019 | $9.85 | Nov 12, 2019 | $9.85 |
| Nov 18, 2019 | $9.85 | Nov 18, 2019 | $9.85 |
| Nov 25, 2019 | $9.85 | Nov 26, 2019 | $9.85 |
| Dec 2, 2019 | $9.85 | Dec 3, 2019 | $9.85 |
| Dec 9, 2019 | $9.85 | Dec 9, 2019 | $9.85 |
| Dec 16, 2019 | $9.85 | Dec 17, 2019 | $9.85 |
| Dec 23, 2019 | $9.85 | Dec 23, 2019 | $9.85 |
| Dec 30, 2019 | $9.85 | Dec 30, 2019 | $9.85 |
| Jan 6, 2020 | $9.85 | Jan 6, 2020 | $9.85 |
| Jan 13, 2020 | $9.85 | Jan 13, 2020 | $9.85 |
| Jan 20, 2020 | $9.85 | Jan 20, 2020 | $9.85 |
| Jan 27, 2020 | $9.85 | Jan 28, 2020 | $9.85 |
| Feb 3, 2020 | $9.85 | Feb 3, 2020 | $9.85 |
| Feb 10, 2020 | $9.85 | Feb 12, 2020 | $9.85 |
| Feb 17, 2020 | $9.85 | Feb 18, 2020 | $9.85 |
| Feb 24, 2020 | $9.85 | Feb 24, 2020 | $9.85 |
| Mar 2, 2020 | $9.85 | Mar 3, 2020 | $9.85 |
| Mar 9, 2020 | $0.00 | ||
| Mar 16, 2020 | $0.99 | Mar 17, 2020 | $0.99 |
| Mar 23, 2020 | $0.99 | Mar 17, 2020 | $0.99 |
| Mar 30, 2020 | $0.99 | Mar 30, 2020 | $0.99 |
| Apr 6, 2020 | $0.99 | Mar 30, 2020 | $0.99 |
| Apr 13, 2020 | $0.99 | Mar 30, 2020 | $0.99 |
| Apr 20, 2020 | $0.99 | Apr 14, 2020 | $0.99 |
| Apr 27, 2020 | $0.99 | Apr 14, 2020 | $0.99 |
| May 4, 2020 | $0.99 | Apr 14, 2020 | $0.99 |
| May 11, 2020 | $0.99 | Apr 14, 2020 | $0.99 |
| May 18, 2020 | $0.99 | Apr 14, 2020 | $0.99 |
| May 25, 2020 | $0.99 | May 17, 2020 | $0.99 |
| Jun 1, 2020 | $0.99 | May 17, 2020 | $0.99 |
| Jun 8, 2020 | $0.99 | May 17, 2020 | $0.99 |
| Jun 15, 2020 | $0.99 | May 17, 2020 | $0.99 |
| Jun 22, 2020 | $0.99 | May 17, 2020 | $0.99 |
| Jun 29, 2020 | $1.00 | Jun 16, 2020 | $1.00 |
| Jul 6, 2020 | $1.00 | Jun 16, 2020 | $1.00 |
| Jul 13, 2020 | $1.00 | Jun 16, 2020 | $1.00 |
| Jul 20, 2020 | $1.00 | Jun 16, 2020 | $1.00 |
| Jul 27, 2020 | $1.00 | Jun 16, 2020 | $1.00 |
| Aug 3, 2020 | $1.00 | Aug 8, 2020 | $1.00 |
| Aug 10, 2020 | $1.00 | Aug 8, 2020 | $1.00 |
| Aug 17, 2020 | $1.00 | Aug 8, 2020 | $1.00 |
| Aug 24, 2020 | $1.00 | Aug 8, 2020 | $1.00 |
| Aug 31, 2020 | $1.00 | Aug 8, 2020 | $1.00 |
| Sep 7, 2020 | $1.00 | Sep 10, 2020 | $1.00 |
| Sep 14, 2020 | $1.00 | Sep 10, 2020 | $1.00 |
| Sep 21, 2020 | $1.00 | Sep 10, 2020 | $1.00 |
| Sep 28, 2020 | $1.00 | Sep 10, 2020 | $1.00 |
| Oct 5, 2020 | $1.00 | Sep 10, 2020 | $1.00 |
| Oct 12, 2020 | $1.00 | Oct 13, 2020 | $1.00 |
| Oct 19, 2020 | $1.00 | Oct 13, 2020 | $1.00 |
| Oct 26, 2020 | $1.00 | Oct 13, 2020 | $1.00 |
| Nov 2, 2020 | $1.00 | Oct 13, 2020 | $1.00 |
| Nov 9, 2020 | $1.00 | Oct 13, 2020 | $1.00 |
| Nov 16, 2020 | $1.00 | Nov 16, 2020 | $1.00 |
| Nov 23, 2020 | $1.00 | Nov 16, 2020 | $1.00 |
| Nov 30, 2020 | $1.00 | Nov 16, 2020 | $1.00 |
| Dec 7, 2020 | $1.00 | Nov 16, 2020 | $1.00 |
| Dec 14, 2020 | $1.00 | Nov 16, 2020 | $1.00 |
| Dec 21, 2020 | $1.00 | Dec 22, 2020 | $1.00 |
| Dec 28, 2020 | $1.00 | Dec 22, 2020 | $1.00 |
| Jan 4, 2021 | $1.00 | Dec 22, 2020 | $1.00 |
| Jan 11, 2021 | $1.00 | Dec 22, 2020 | $1.00 |
| Jan 18, 2021 | $1.00 | Dec 22, 2020 | $1.00 |
| Jan 25, 2021 | $45.28 | Jan 25, 2021 | $4.98 |
| Mar 10, 2021 | $4.98 | ||
| Dec 10, 2021 | $0.99 | ||
| Dec 28, 2021 | $3.94 | ||
| Jan 8, 2022 | $4.93 | ||
| Feb 4, 2022 | $1.97 | ||
| Feb 1, 2021 | $45.28 | ||
| Feb 8, 2021 | $45.28 | ||
| Feb 15, 2021 | $45.28 | ||
| Feb 22, 2021 | $45.28 | ||
| Mar 1, 2021 | $118.25 | ||
| Mar 8, 2021 | $118.25 | ||
| Mar 15, 2021 | $118.25 | ||
| Mar 22, 2021 | $118.25 | ||
| Mar 29, 2021 | $118.25 | ||
| Apr 5, 2021 | $118.25 | ||
| Apr 12, 2021 | $118.25 | ||
| Apr 19, 2021 | $118.25 | ||
| Apr 26, 2021 | $118.25 | ||
| May 3, 2021 | $118.25 | ||
| May 10, 2021 | $118.25 | ||
| May 17, 2021 | $118.25 | ||
| May 24, 2021 | $118.25 | ||
| May 31, 2021 | $118.25 | ||
| Jun 7, 2021 | $73.01 | ||
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