Improving salon business

Ruth Phiri

Ndola, Copperbelt, Zambia

100% repaid

Entrepreneur

Name

Ruth Phiri

Member since

February 2021

On-time repayments

33 installments  •  61%

About Me

My name is Ruth Phiri a Zambian young lady and 22 years of age. Went to school and completed my high school. Due to lack of employment I created my job and which is a business for survival and a livelihood which I also support my family.

However am an entrepreneur and my focus is to grow my business big and become financially independent at last.

Am interested in Zidisha loans because I want my business to be boosted and become stable.

My Business

I have a salon business which is my source of income, in this business I plate hair, sell wig, nail cutting for ladies and painting. These are some of the services I provide to customers and I earn living out if it. The business is good and I generate good income.

In addition to that I also ventured into farming business which is my main source of income, I grow vegetables and maize ,through the farming business have generating good income sustainable able to support myself and family members.

The profit I make I use them for reinvestment in growing the business, home improvement and paying school for children. .

Loan Proposal

With this loan am applying for I want to buy salon equipment such as hair driers, the blowers, salon chairs, dressing mirrors and hair wig for sell in the salon, it will help me to improve the service delivery to my customer and provide quality services to them and attract more customers.

Income Source

I have strategically planned to be saving daily income I make on weekly basis to ensure that the loan is repaid on time, since I make an income daily from the services I sell to my customers, I will be saving enough to repay the loan weekly.

My Videos

May 8, 2021: Venturing in vegetable garden & maize farming

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$67.87

Date disbursed

Mar 8, 2021

Repayment status

On Time

Projected term

3 weeks

Cost to entrepreneur

Service fee: $4.20

Credit risk payment: $12.72

Lenders

John Minges

United States

A

Anonymous

United States

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  • Ruth Phiri    Sep 3, 2021

    Dear lenders am waiting for payments from my clients how have not yet paid me, as soon as they pay next week I will definitely settle the outstanding arrears. Thank you very much

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  • Ruth Phiri    Aug 7, 2021

    With this loan am requesting to buy organic fertilizer, Seedlings, pesticides and other farming inputs to grow my vegetables very well.
    From my previous loan I have managed to buy a small portion of land that has made me to venture into vegetable farming because this time around farming produce is becoming highly profitable.
    Hence I want to double my income level to improve the standard of living of family
    I have strategically planned to be saving daily income which I make on weekly basis to ensure that the loan is repaid on time, since I make an income daily from the services I sell to my customers by plating their hair and other salon services, therefore I will be saving enough money to repay the loan weekly also by selling the vegetables.
    Thank you so my lenders for your support am grateful for your efforts, may God bless you.

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  • Ruth Phiri    Aug 4, 2021

    The loan has done me a big difference in my life , family and business. The farming inputs bought has led me to produce health vegetables and maize crops.

    My family has also improved diet on a daily basis and also serving some money for reinvestment because of the efforts and support made by you my lenders.

    Thank you so much I really appreciate you.

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  • Ruth Phiri    Jun 24, 2021

    With this am requesting I would like to buy fertilizer, pesticides and other farming inputs to grow my vegetables very well. From my previous loan I have managed to buy a small portion of land that has made me to venture into vegetable farming because this time around farming produce are becoming highly profitable. Hence I want to double my income level to improve the standard of living of family.
    Thank grateful to pay it forward community for supporting me in this loan.

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  • Ruth Phiri    May 25, 2021

    Currently am still waiting the repayment from the sale of maize from the Food Reserve Agency {FRA} the cheque will be ready this week, I will settle the past week instalment. Thank you

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  • Ruth Phiri    May 11, 2021

    Am requesting for this loan to buy fertilizer, pesticides and other farming inputs to grow my vegetables very well. From my previous loan I have managed to buy a small portion of land that has made me to venture into vegetable farming because this time around farming produce are becoming highly profitable. Hence I want to double my income level to improve the standard of living of family.

    Thank you so much my lenders am so grateful for all of you to support me and my project, am really humbled may God bless you so much, thank you.

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  • Ruth Phiri    May 8, 2021

    Dear lenders the previous loan really has done a lot in my business after venturing into farming business growing vegetables and maize crop I have seen great differences in my financial earning and income, am very grateful and I would to you to support me once again because I want this loan to help me buy farming input and grow more crops and earn more profits as the business is doing very well.

    Thank very much for assisting me and to begin realizing my dreams despite the current situation the world is going through. Thank you and may God bless you so much

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  • Ruth Phiri    Apr 12, 2021

    Am requesting for this to buy fertilizer, pesticides and other farming inputs to grow my vegetables very well. From my previous loan I have managed to buy a small portion of land that has made me to venture into vegetable farming because this time around farming produce are becoming highly profitable. Hence I want to double my income level to improve the standard of living of family
    Thank you so much my lender for supporting me am really happy, may God bless you.

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  • Ruth Phiri    Apr 12, 2021

    Dear lenders am very happy for supporting in my salon business and it has made me to venture into vegetable farming at the moment, since I venture into vegetable farming am pretty doing well, the necessary garden is doing so well I managed to produce a good yield of vegetables and I sold them profitably, With the loan I also bought farming inputs which helped to produce good vegetables for sale, hence am so grateful to you my lenders and I pray that you help to developing my vegetable farming project in my next loan so I can expand the business.

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  • Ruth Phiri    Apr 1, 2021

    Am requesting for this to buy fertilizer, pesticides and other farming inputs to grow my vegetables very well. From my previous loan I have managed to buy a small portion of land that has made me to venture into vegetable farming because this time around farming produce are becoming highly profitable. Hence I want to double my income level to improve the standard of living of family
    Thank you to you all my lenders for coming on board to support me new business am venturing at the moment.

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  • Ruth Phiri    Mar 30, 2021

    I would like to inform you that my just ended loan was a good success in that after buying all the salon equipment needed to be in my salon the business has really improved by attracting customers from walk to do hair at my salon and the business has made huge profits which has now made to a small for vegetable farming, Onions and tomatoes as this area is more profitable. Thank you all my lenders for supporting me and I also encourage you to come on board to lend again. Thank you

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  • Ruth Phiri    Mar 8, 2021

    With this loan am applying for I want to buy salon equipment such as hair driers, the blowers, salon chairs, dressing mirrors and hair wig for sell in the salon, it will help me to improve the service delivery to my customer and provide quality services to them and attract more customers.
    Thank you so much my lenders for supporting me, May God bless you.

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  • Ruth Phiri    Mar 3, 2021

    Thank you so much my lenders for the awesome support you have given me, am so grateful. My salon business has improve with new salon equipment I have bought am so happy for the support you rendered to me. Following this great achievement am looking forward to to further boost the business by buy new salon chairs and dressing mirrors to attract more customers and improve service delivery. Thank you in advance

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  • Ruth Phiri    Feb 26, 2021

    With this loan am applying for I want to buy salon equipment such as hair driers, the blowers, Hair wig for sell in the salon, it will help me to improve the service delivery to my customer and provide quality services to them and attract more customers.
    Thank you so much my lenders for supporting me.

    Log in to reply • Share
  • Ruth Phiri    Feb 11, 2021

    With this loan am applying for I want to buy salon equipment such as hair driers, the blowers, Hair wig for sell in the salon, it will help me to improve the service delivery to my customer and provide quality services to them and attract more customers.

    Log in to reply • Share


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