Entrepreneur
Name
Moses
Member since
December 2014
On-time repayments
293 installments • 47%
About Me
I'm Moses Ichingwa Born in Kakamega County,35 years ago . I joined a local primary school there and studied from nursery.I later joined primary education for eight years and passed well and was enrolled for secondary school where i also passed with flying colours. I had a vision to become a business manager in my own business and employ people in my own company. After my Secondary course, I could not get a job. This really contributed to the end of my education and then I had to start looking for an alternative to this. I was now on my own since my parents could not get enough considering there are many siblings in our family. I eventually overcame all these Misfortunes and began to have at least a smile a few weeks after establishing my small business shop along the road. I targeted people from my community since they have to walk long distances to the market to get foodstuffs for their family. I still own ashop a shop along the road which makes me earn a living am undergoing a computer course since i started receing funding from zidisha
My Business
I own a food kiosk(a small shop/place) where I sell different kinds of local foods and stuffs for people especially the locals in my village . Since I started this business, I have developed instantly. I started with selling paraffin, I eventually introduced other heavier stuffs like wheat floor, cooking oil, peas, maize and beans etc. I earn at least 10 dollars daily after paying my attendant and materials. I save 5 dollars, for my future, while the rest I invest in the business. l want to establish my own provision (shopkeeping) firm..I purchase various items:detergents,food stuffs,plastics,milk,clothes,fuel etc.l Hope to expand my business increase profit and income where i will continue the trend of just meeting my potential, only taking on new challenges when someone brought it to my attention that I’d be perfect for the opportunity.
Since i started getting funding from zidisha life has never remained the same.i sell foodstuffs to the locals including bread,wheat flour,salt,cooking oil,soda,juice,milk,detergent and kerosene.These are the main goods that I sell to the local community around.These goods become very useful the community because most of my customers hail from the village and the shop is a village shop.It has reduced the long distances thy travel to markets and town.I chose this business because its easy to operate and has readily available customers who permanently stay in the village.I make daily sales of 40 to 50 dollars out of which I earn 15dollars and save 5 dollars.My family leads a better life for am able to take my children to god schools,we cant go without having atleast three meals a day.From the savings I have been able to purchase some materials which I indent to put up a good house for our shelter.am also taking part time studies to improve my knowledge.If it were not for this business then I would be a begger
My sales have been improving day in day out from 40 to between 60 to 100 dollars daily.i have continued to sell sugar, salt,bread,juice,wheat and maize flour,blue band,rice,green grams etc to the locals.making a daily profit of 5 to 15 dollars daily where am able to 3 dollar at least daily.the rest i use to feed my family, pay rent, pay fees for my children, provide basic needs for my parents and also assist the needy in my local church and home improvement.i have a drastic change in my life.my life is comfortable for i dont strain in doing my daily activities.i capitalise on the ready market from the local community.this is because the nearest market is some kilometres away therefore coexisting
.We live a happy life because of the business
From this business, I pay my house rent, I buy my clothes, and I support my younger siblings who are still in school
Loan Proposal
i will buy more stock to enable me maximize profit i will buy
1.wheat flour10 bundles at150dollas
2.blue band at15dollas
3.sugar 2 bags at 160 dollars
4.green grams 2 bales at 760 dollars
5.maize flour 10 bales at 120 dollas.
this will enable my stock increase and my neighbour will benefit by not going for long distances to look for the food stuffs especially this time when the country is undergoing food shortage by so doing my life will change economically. the profits will increase by 30 percent
Feedback
Positive
None
Neutral
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Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$559.00
Date disbursed
Jun 7, 2017
Repayment status
Late
Projected term
40 months
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Summary
Amount repaid
$340.96
Amount remaining
$218.24
Expected completion
Oct 18, 2020
Status
Repaying late
Installment amount
$1.98
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 18, 2017 | $29.65 | Aug 17, 2017 | $29.65 |
| Jun 25, 2017 | $29.65 | Aug 17, 2017 | $29.65 |
| Jul 2, 2017 | $29.65 | Aug 17, 2017 | $29.65 |
| Jul 9, 2017 | $29.65 | Aug 17, 2017 | $29.65 |
| Jul 16, 2017 | $29.65 | Aug 17, 2017 | $29.65 |
| Jul 23, 2017 | $29.65 | Aug 17, 2017 | $29.65 |
| Jul 30, 2017 | $29.65 | Aug 17, 2017 | $29.65 |
| Aug 6, 2017 | $29.65 | Aug 17, 2017 | $29.65 |
| Aug 13, 2017 | $0.00 | ||
| Aug 20, 2017 | $0.00 | ||
| Aug 27, 2017 | $0.00 | ||
| Sep 3, 2017 | $0.00 | ||
| Sep 10, 2017 | $1.98 | Sep 10, 2017 | $1.98 |
| Sep 17, 2017 | $1.98 | Sep 10, 2017 | $1.98 |
| Sep 24, 2017 | $1.98 | Sep 24, 2017 | $1.98 |
| Oct 1, 2017 | $1.98 | Oct 1, 2017 | $1.98 |
| Oct 8, 2017 | $1.98 | Oct 1, 2017 | $1.98 |
| Oct 15, 2017 | $1.98 | Oct 16, 2017 | $1.98 |
| Oct 22, 2017 | $1.98 | Oct 24, 2017 | $1.98 |
| Oct 29, 2017 | $1.98 | Oct 29, 2017 | $1.98 |
| Nov 5, 2017 | $1.98 | Nov 16, 2017 | $1.98 |
| Nov 12, 2017 | $1.98 | Nov 16, 2017 | $1.98 |
| Nov 19, 2017 | $1.98 | Nov 21, 2017 | $1.98 |
| Nov 26, 2017 | $1.98 | Nov 26, 2017 | $1.98 |
| Dec 3, 2017 | $1.98 | Dec 7, 2017 | $1.98 |
| Dec 10, 2017 | $1.98 | Dec 9, 2017 | $0.99 |
| Dec 9, 2017 | $0.99 | ||
| Dec 17, 2017 | $1.98 | Dec 20, 2017 | $0.99 |
| Dec 20, 2017 | $0.99 | ||
| Dec 24, 2017 | $1.98 | Dec 20, 2017 | $0.99 |
| Dec 20, 2017 | $0.99 | ||
| Dec 31, 2017 | $1.98 | Jan 2, 2018 | $0.99 |
| Jan 7, 2018 | $0.99 | ||
| Jan 7, 2018 | $1.98 | Jan 7, 2018 | $1.98 |
| Jan 14, 2018 | $1.98 | Jan 28, 2018 | $1.98 |
| Jan 21, 2018 | $1.98 | Jan 28, 2018 | $1.98 |
| Jan 28, 2018 | $1.98 | Jan 28, 2018 | $1.98 |
| Feb 4, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Feb 11, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Feb 18, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Feb 25, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Mar 4, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Mar 11, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Mar 18, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Mar 25, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Apr 1, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Apr 8, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Apr 15, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Apr 22, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Apr 29, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| May 6, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| May 13, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| May 20, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| May 27, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Jun 3, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Jun 10, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Jun 17, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Jun 24, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Jul 1, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Jul 8, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Jul 15, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Jul 22, 2018 | $1.98 | Jul 21, 2018 | $1.98 |
| Jul 29, 2018 | $1.98 | Sep 6, 2018 | $1.98 |
| Aug 5, 2018 | $1.98 | Sep 6, 2018 | $1.98 |
| Aug 12, 2018 | $1.98 | Sep 6, 2018 | $1.98 |
| Aug 19, 2018 | $1.98 | Sep 6, 2018 | $1.98 |
| Aug 26, 2018 | $1.98 | Sep 6, 2018 | $1.98 |
| Sep 2, 2018 | $1.98 | Sep 6, 2018 | $1.98 |
| Sep 9, 2018 | $1.98 | Sep 12, 2022 | $0.99 |
| Sep 16, 2018 | $1.98 | ||
| Sep 23, 2018 | $1.98 | ||
| Sep 30, 2018 | $1.98 | ||
| Oct 7, 2018 | $1.98 | ||
| Oct 14, 2018 | $1.98 | ||
| Oct 21, 2018 | $1.98 | ||
| Oct 28, 2018 | $1.98 | ||
| Nov 4, 2018 | $1.98 | ||
| Nov 11, 2018 | $1.98 | ||
| Nov 18, 2018 | $1.98 | ||
| Nov 25, 2018 | $1.98 | ||
| Dec 2, 2018 | $1.98 | ||
| Dec 9, 2018 | $1.98 | ||
| Dec 16, 2018 | $1.98 | ||
| Dec 23, 2018 | $1.98 | ||
| Dec 30, 2018 | $1.98 | ||
| Jan 6, 2019 | $1.98 | ||
| Jan 13, 2019 | $1.98 | ||
| Jan 20, 2019 | $1.98 | ||
| Jan 27, 2019 | $1.98 | ||
| Feb 3, 2019 | $1.98 | ||
| Feb 10, 2019 | $1.98 | ||
| Feb 17, 2019 | $1.98 | ||
| Feb 24, 2019 | $1.98 | ||
| Mar 3, 2019 | $1.98 | ||
| Mar 10, 2019 | $1.98 | ||
| Mar 17, 2019 | $1.98 | ||
| Mar 24, 2019 | $1.98 | ||
| Mar 31, 2019 | $1.98 | ||
| Apr 7, 2019 | $1.98 | ||
| Apr 14, 2019 | $1.98 | ||
| Apr 21, 2019 | $1.98 | ||
| Apr 28, 2019 | $1.98 | ||
| May 5, 2019 | $1.98 | ||
| May 12, 2019 | $1.98 | ||
| May 19, 2019 | $1.98 | ||
| May 26, 2019 | $1.98 | ||
| Jun 2, 2019 | $1.98 | ||
| Jun 9, 2019 | $1.98 | ||
| Jun 16, 2019 | $1.98 | ||
| Jun 23, 2019 | $1.98 | ||
| Jun 30, 2019 | $1.98 | ||
| Jul 7, 2019 | $1.98 | ||
| Jul 14, 2019 | $1.98 | ||
| Jul 21, 2019 | $1.98 | ||
| Jul 28, 2019 | $1.98 | ||
| Aug 4, 2019 | $1.98 | ||
| Aug 11, 2019 | $1.98 | ||
| Aug 18, 2019 | $1.98 | ||
| Aug 25, 2019 | $1.98 | ||
| Sep 1, 2019 | $1.98 | ||
| Sep 8, 2019 | $1.98 | ||
| Sep 15, 2019 | $1.98 | ||
| Sep 22, 2019 | $1.98 | ||
| Sep 29, 2019 | $1.98 | ||
| Oct 6, 2019 | $1.98 | ||
| Oct 13, 2019 | $1.98 | ||
| Oct 20, 2019 | $1.98 | ||
| Oct 27, 2019 | $1.98 | ||
| Nov 3, 2019 | $1.98 | ||
| Nov 10, 2019 | $1.98 | ||
| Nov 17, 2019 | $1.98 | ||
| Nov 24, 2019 | $1.98 | ||
| Dec 1, 2019 | $1.98 | ||
| Dec 8, 2019 | $1.98 | ||
| Dec 15, 2019 | $1.98 | ||
| Dec 22, 2019 | $1.98 | ||
| Dec 29, 2019 | $1.98 | ||
| Jan 5, 2020 | $1.98 | ||
| Jan 12, 2020 | $1.98 | ||
| Jan 19, 2020 | $1.98 | ||
| Jan 26, 2020 | $1.98 | ||
| Feb 2, 2020 | $1.98 | ||
| Feb 9, 2020 | $1.98 | ||
| Feb 16, 2020 | $1.98 | ||
| Feb 23, 2020 | $1.98 | ||
| Mar 1, 2020 | $1.98 | ||
| Mar 8, 2020 | $1.98 | ||
| Mar 15, 2020 | $1.98 | ||
| Mar 22, 2020 | $1.98 | ||
| Mar 29, 2020 | $1.98 | ||
| Apr 5, 2020 | $1.98 | ||
| Apr 12, 2020 | $1.98 | ||
| Apr 19, 2020 | $1.98 | ||
| Apr 26, 2020 | $1.98 | ||
| May 3, 2020 | $1.98 | ||
| May 10, 2020 | $1.98 | ||
| May 17, 2020 | $1.98 | ||
| May 24, 2020 | $1.98 | ||
| May 31, 2020 | $1.98 | ||
| Jun 7, 2020 | $1.98 | ||
| Jun 14, 2020 | $1.98 | ||
| Jun 21, 2020 | $1.98 | ||
| Jun 28, 2020 | $1.98 | ||
| Jul 5, 2020 | $1.98 | ||
| Jul 12, 2020 | $1.98 | ||
| Jul 19, 2020 | $1.98 | ||
| Jul 26, 2020 | $1.98 | ||
| Aug 2, 2020 | $1.98 | ||
| Aug 9, 2020 | $1.98 | ||
| Aug 16, 2020 | $1.98 | ||
| Aug 23, 2020 | $1.98 | ||
| Aug 30, 2020 | $1.98 | ||
| Sep 6, 2020 | $1.98 | ||
| Sep 13, 2020 | $1.98 | ||
| Sep 20, 2020 | $1.98 | ||
| Sep 27, 2020 | $1.98 | ||
| Oct 4, 2020 | $1.98 | ||
| Oct 11, 2020 | $1.98 | ||
| Oct 18, 2020 | $1.81 | ||
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