Stock of second-hand clothing to sell for Christmas

Daphine

Nakuru, Kenya

6% repaid

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Entrepreneur

Name

Daphine

Member since

July 2014

On-time repayments

55 installments  •  33%

About Me

I am a third born in a family of seven ,am married to a professional teacher .we have two kids professionally i did secretarial course at Tracom College Nakuru,Due an employment in kenya i decided to venture into business ,currently am dealing with second hand clothes.During my free time i enjoy having fun with my family,reading novels,watching movies and hiking. I love attending church functions since am a strong believer of the bible,a part from that i help in community work ,where by i also help guide and counsel young girls especially the teenagers so as to help them understand themselves.Despite my overprotective parents i learned to pave way for myself which has helped me survive in the business world

My Business

I normally get my clothes from dubai and bangok,I make 600 dollars per month from my sales inclusive of the rent and other expenses.i pay a rent of 50 dollars per month amounting to 600 dollars per annum and occasionally i usually employ two boys to assist me in carrying the luggage to whom i usually pay 30 dollars whenever they assist me.my customers prefer my business since i bring quality clothes which are on fashion and they since they prefer fashion i always satisfy all of them despite the social classes,my business face a lot of risks since clothes are not perishable commodities.apart from rent and manpower i usually p lough back the profit that i get and that is why my business is doing well.

Loan Proposal

I will use the loan to increase the stock especially laddies and children's clothes which are in demand this December holiday. I will spend 250 dollars to make an order for the additional stock from Dubai. The remaining amount of 50 dollars will be used to meet the miscellaneous expenses like rent for the business premisses.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$290.00

Date disbursed

Dec 18, 2014

Repayment status

Late

Projected term

8 months

Other loans

Jul 2014:  $150

Lenders

Julia Kurnia

Sterling, Virginia, United States

Kitty

Hailsham, United Kingdom

Zidisha

Sterling, United States

chrsve46

Stockholm, Sweden

nakamura

United States

camilberlin

Berlin, Germany

Bobrm2k3

Charleston, United States

calvero

Bergen, Norway

G

guggl

Vienna, Austria

dlpringle

Denver, United States

S

snowtigeress

United States

M

mbarbier

United States

C

Captain

Austria

GS

Guillaume Schaack

Luxembourg, Luxembourg

Tsay

Taipei, Taiwan

Ask Daphine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Victor    Jan 31, 2015

    Hi lenders,
    I called Mbuga and was scared when she responded in a low tone, I could depict what affects her.She was unable to speak well because of being hospitalized.
    She only told me that she will appreciate if we could talk after she has left the hospital.
    I humbly request that you remain patient help her in prayers as try to find out what exactly eats her up.
    I hope she will get well.
    Regards
    V.M

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  • Daphine    Dec 18, 2014

    dear lenders
    the previous loan helped me start and stock my business, the current loan will assist me extend my clothes business. i will be able to now import my products and expand my business. i have maintained my competitive advantage in the business center through good and affordable products.

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  • Daphine    Dec 18, 2014

    thank you kitty; i thank the lenders for this wonderful gesture. i also thank God for this.

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  • Kitty    Dec 18, 2014

    Congratulations on being funded, I hope the business goes well

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  • Daphine    Dec 17, 2014

    dear lenders
    waooh am so excited my loan has been funded to this extent. thank you so so much, i have no words just saying God bless you all. you have really changed lives of very many people through your kind lending.

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  • Daphine    Dec 17, 2014

    dear lenders
    my greatest joy would be the funding of my loan to the end. i am happy that lenders have really helped me raise my loan to 44%. i would be happy if it was to be raised up to 100% so as to finance my project. thank you.

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  • Daphine    Dec 11, 2014

    hi lenders, time is lapsing without me attaining my goals. kindly assist me to attain them. thank you and God bless you.

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  • Daphine    Dec 10, 2014

    I went to clinic yesterday to find the being my expected child. Soon God will bless me with my second child. My expected baby is doing very well.

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  • Daphine    Dec 10, 2014

    Hi lenders, thank you for the support you are giving me. I kindly need you assistance still for my loan to be funded fully before time lapses. Please make it possible for me to capture the market within the time frame of demand. Thank you in advance. I am looking forward soon to get my stock before the Christmas.

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  • Daphine    Dec 5, 2014

    Hi lenders, my business has been good despite the ups and downs of life. I am looking forward to apply another loan to boost my stock this December because the demand is high. Thank you lenders in advance.

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  • Daphine    Nov 19, 2014

    hallo lenders. i have been having a problem of sickness with my family but it is getting over. i will resume the repayment soon. thank you.

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  • Daphine    Nov 12, 2014

    Hi lenders, my business is well despite the fact that i have been having some sickness in my family which requires me to attend my husband in hospital. He is well now and this will ensure regular repayment. Thank you and sorry for any inconvenience.

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    • trincowski    Nov 13, 2014

      Hi Daphine! No worries! I understand that life never goes according the plan. Never... So take your time and keep us informed. See ya!

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  • Victor    Nov 4, 2014

    Hi lenders,
    I spoke to Daphine Mbuga today and she had a challenge in the past where her chld was sick but has improved.
    She confirmed having sent past installements today and will be updated by zidisha any time.
    Let`s hope she will do the same next time.
    V.M
    Victor Odera.

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  • Daphine    Sep 8, 2014

    Hi Lenders. This Is To Inform You that My Business Is Doing Very Well. There Is Progress Witnessed In My Business. The Stock I Bought Is Almost Over As I Plan To Go For Another.Thank You For The Loan You Gave To Me.

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  • Daphine    Aug 15, 2014

    hi lenders, my business is doing well and i am enjoying high sales this august holidays. thank you

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  • Daphine    Aug 9, 2014

    God is good to have made me make astep in life. Thank you lenders i will not fail you. Thanks

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  • Daphine    Aug 4, 2014

    I will waste no chance, opportunity comes once for a while. Thank you lenders i assure you success.

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  • Daphine    Aug 4, 2014

    Thank you Brian, you have real encouraged me, let God bless you.

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  • Brian    Aug 4, 2014

    I wish you well with your business, Daphine.

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  • Daphine    Aug 1, 2014

    it is so fun how things work i will soon be managing a fashion homuse,that is my drea

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