Increasing stock of foodstuff & plastic items to resell

John

Nakuru, Kenya

Funds disbursed

$0 to go

100% funded of $587 goal

0

days left

Entrepreneur

Name

John

Member since

March 2015

On-time repayments

23 installments  •  61%

About Me

I went to Wei primary school and join Wei secondary school. I later join Tambach Teachers College.I am a teacher employed in a private primary school.I like involving myself in our business when i am free.when am back to work, the business is managed by my wife.

My Business

We have opened a small business with my wife. we sell different types of household items like sugar,rice,maize and wheat flour,some cereals,cooking oil,detergents and many others.l buy these goods in wholesale and then later sell them to my customers in retail.Its a good business because one cannot stay without making sale during the day.I fund it using the small income from my teaching job.I use my profit to expand the business.I am planning to start selling some of the products in wholesale like sweets, rice,sugar,sanitary towels and others.l would like to improved my shop now that our country is gradually reopening the economy and business will start to pick even well.

Loan Proposal

The demand for foodstuffs in my area has shot up. This means that the supply for foodstuffs in the area is low.I am taking this chance to supply.l will buy millet worth 20000,maize worth 8000,greengrams worth 8000,beans worth 20000 and cooking oil worth 5000.I will aslo supplement my business with Nikos and plastics materials worth 2000.all these materials,l will buy in wholesale and sell in retail.

Income Source

Now that economy has opened in our country. There is circulation of money in the market.my commodities are fast moving products and u make sale daily.I also employed and I can use this income to supplement my repayment of the loan.

Feedback

5

None

1

  • Erik G    Dec 11, 2020

    Unfortunately John did not communicate at all on his last loan despite being months late with all the repayments and being asked many times what the challenges were. Disappointing after his previous track record.

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  • Erik G    Sep 1, 2020

    405USD loan paid back on schedule and in full. Looks like you are doing really solid job of managing the expansion of your business John. Happy to support another loan if that in your plans.

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  • guenter    Sep 1, 2020

    John payed back very well, and he kept us informed (he posted about his progress, very appreciated).

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  • Mark Weir    Jul 29, 2020

    Second loan and paid back on the dot, well done John. Happy to continually support when needed.

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  • Victoria    Jul 14, 2020

    A great person to support. Payments were made on time.

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  • Mark Weir    Jun 20, 2020

    John was a pleasure to work with and great to see it helped his retail business. Would be more than happy to work with him again. Stay safe John

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Loan Info

Project Type

Classic Loan

Disbursed amount

$587.00

Date disbursed

Sep 8, 2020

Repayment status

Late

Projected term

2 months

Lenders

HI

Highly Improbable

Saskatoon, Canada

investor

Candiac, Canada

M

MarkAndMary

Seattle, United States

tycho

Madison, WI, United States

PaulE

Cockeysville, MD, United States

AltruisticSelfishnes

Chicago, United States

F

FHult

Stockholm, Sweden

T

Tallago3

Munich, Germany

C

cjmenchaca

Austin, United States

Tavin

Ottawa, Canada

C

cyrilleberger

Gammalkil, Sweden

D

Divergent

Bethesda, United States

Cloudways

Malta, Malta

ads68

Melbourne, Australia

Christopher

Copenhagen, Denmark

Ingela

Falun, Sweden

V

Valis

Singapore, Singapore

G

Goldrivermob

Gold River, Canada

A

AndrewC

London, United Kingdom

L

Leonora

TÄBY, Sweden

R

run426

DeBary, United States

JonB

London, United Kingdom

xtrahardware

Cazenovia, United States

lizandsteve

guelph, Canada

Freewolf

Salt Lake City, United States

MrMichigander

Marquette, United States

mikeice

Kohler, United States

Scotts5320

New York, United States

sderickson

Berkeley, CA, United States

G

GoughGirl

Washington, Dc, United States

SBlue1

Germany

M

Mj11991

Cleveland, United States

johnhudson

Washington, DC, United States

B

bscent

Hong Kong

Grant Xavier Storer

Seattle, Wa, United States

Mimobo

Schwäbisch Gmünd, Germany, Germany

PolarBearCapital

United States

T

thehigginsons

United Kingdom

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Dave Bogard

New York, United States

Mark

Nijmegen, Netherlands

E

erica

antwerpen, Belgium

moursund

Beaver Nation, United States

Kevin

San Francisco, United States

I

Ian

United Kingdom

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Aran Dunlop

United States

A

Andrei

United States

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

Ramon Maghsoudi

San Francisco, United States

Sinan Taifour

Munich, Germany, Germany

SA

Shar Alamdari

Los Angeles, United States

F

Frank

United States

chessplayer

Berlin, Germany

MF

Mike Frawley

United States

JA

Joshua Axtell

United States

JV

Jose Vidal

New York, United States

Day Family

Melbourne, Australia

VC

Victor Chong

United States

Ellen

Michigan, United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

hervey liu

United States

NH

Nancy Hull

United States

Melissa K

Portland, Oregon, United States

Dean Suminski

Portland, Oregon, United States

JF

J Fister

United States

R

RMIM

United States

Jane

Ontario, Canada

S

Sarah

Arlington, United States

A

Alex

United States

BN

Brian Neilon

United States

Nethanel Kohen

NYC, United States

MC

Melissa Corrigan

Richmond, California, United States

Carrie

Arlington, MA, United States

NS

Natalie Stone

United States

Darren Jeppson

Denver, Colorado, United States

H

Haley

United States

Mai Phuong Nguyen

Nashville, United States

RW

Ronald Waite

United States

E

EJOBIV

United States

PJ

Pike Juniors

Adelaide, Australia

Remo

Switzerland

DO

Denis Ontiveros

Guildford, United Kingdom

We Not Me

St. Paul, Minnesota, United States

L

Lisa

United States

EA

Eric Ayers

Atlanta, United States

Jeanette

Fort Worth, Texas, United States

Peter Collins

Darmstadt, Germany

Tim

Utrecht, Netherlands

MA

Maggie and M

United Kingdom

Andrew

United States

B

Bram

Germany

JR

Jose Ramirez

World, Spain

R

Roman

Germany

RS

Ralph Smyth

United Kingdom

GF

Gammon Family

United States

NB

Nikolaus Bührer

Karlsruhe, Germany

T

Tim

Germany

M

MaggieK

United States

DH

David Hopkins

United States

M

Melissa

United States

DB

David Buchanan

Ilmenau, Germany

Chris

Netherlands

R

Ru

New York, United States

V

Vic

Finland

MC

Mike Cormack

Vancouver, Canada

A

Anonymous

United States

MN

Mike Newhof

Grand Rapids, MI, United States

A

Anonymous

United States

C

Christian

Switzerland

H

HJ

Switzerland

EG

Erik G

Switzerland

Utahna

United States

A

Anonymous

United States

JI

James Innes

United Kingdom

Ask John a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Nelson    Nov 27, 2020

    I called Chomba and informed m that he is Working on it to Pay Today his loan.

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    • Erik G    Nov 30, 2020

      Thanks Nelson. Would be good if John also communicates with his lenders especially if he is facing some challenges.

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  • Nelson    Nov 27, 2020

    I have tried to reach John Chumba he is not Responding all of my calls,Even tried to rich one of his referee same he is not picking up the call.

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  • Erik G    Nov 23, 2020

    Chomba - you seemed to have a professional approach to your business. Remember that your defaulting on the loan pushes up the costs to all other borrowers on Zidisha. What issues are you having? Would be good to communicate though this. Best, Erik

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  • Timothy    Oct 14, 2020

    I called Chomba and he informed me that he is working ways out to repay the loan. Hoping the best from him.

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    • Erik G    Nov 8, 2020

      Thank you Timothy. Sorry to see Chomba will not communicate directly with his lenders about the status. Erik

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  • Erik G    Oct 13, 2020

    Jambo John - how are things? Sorry to see that you are behind with the payment schedule especially after the confidence you established previously for your lenders. Hope everything is OK. Would be great to hear an update. Astante Sana .. Erik

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  • John    Sep 8, 2020

    Hi lenders.l have expedited my loan

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    • Erik G    Nov 30, 2020

      John, what's going on? You had good communication before the loan was dispersed and then even after two months of not repaying a dollar of it you don't provide any communication. I hope everything is OK. Unfortunately that lack of communication does not look good. Erik

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  • John    Sep 5, 2020

    Hi lenders.hoping for your funding.thanks.

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  • Erik G    Sep 2, 2020

    Hi John - happy to support some of your loan request again. All the best with everything. Erik

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  • Erik G    Sep 2, 2020

    Hi John - given the issues with plastic waste have you been able to look into recyclable materials as alternatives for some products? Are many people around Nakuru looking at reducing waste/plastic products or want sustainable alternatives? When I was last in Kenya two years ago the govt just implemented a much needed ban on plastic bags. Would be great to hear what your thinking is around this. Best, Erik

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    • John    Sep 3, 2020

      Hi Erik G, thank you for your advice and concern about plastic materials.for the carrier bags and packaging materials, I am using environmental friendly materials.The plastic materials am selling for now are basins,buckets,jars,dustbins,dustpan,potties,containers and utencils racks-which can be recycled after use.

  • John    Sep 2, 2020

    Thank you Erik G for your support and response.I am looking forward for your support again.thanks.

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  • Erik G    Sep 1, 2020

    Hi John - thanks for all the communication and also the prompt repayment of the loan again. Looks like you are doing a great job of managing the expansion of your business. Builds great confidence for your lenders. If you think another loan will help to continue your growth and enable you grow your profits to support you family etc.., I'll be happy to support it again. All the best.. Erik

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  • John    Sep 1, 2020

    Hi lenders.l have completed repaying my loan.The loan assisted me greatly and I am very grateful to all.God bless you and I am looking forward to work with you again.

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  • John    Aug 29, 2020

    Hi my lenders, my business is making profit.I am able to sustain my family and help those around me.Thank you for your continued support.

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  • John    Aug 21, 2020

    Hi lenders.I have made my second repayment. Thanks for standing with me.I am doing well.stay safe.

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  • John    Aug 7, 2020

    Hi lenders.I am doing well in my business. I increased the stock and my customers are happy.Thank you.

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  • John    Aug 3, 2020

    Hi lenders.I am happy to inform you that I have received the loan.Thank you so much for your assistance.

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  • John    Aug 3, 2020

    Hi lenders.I am very thankful and happy for funding my loan.I will buy locals grains in wholesale.This will help me so much from the profit I will earn.Thank you.

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  • Erik G    Aug 3, 2020

    Looks like you have a good repayment history John. Glad to contribute to your loan and hope it helps you achieve what your plan is with the shop. Best, Erik

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    • John    Aug 3, 2020

      Thank you Erik G for your contribution to my loan.Thank you for your best wishes.

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  • John    Aug 1, 2020

    Hi lenders.I am glad and happy that my previous loan helped me and my family a lot.I improved my shop stock and this gave me a good profit.This profit improve my living standards and those close to me.Thanks again for your assistance.

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  • John    Jul 29, 2020

    Hi lenders.I have repaid my loan.hoping to apply again soon.Thank you.

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