Increasing my hardware stock and buying my artificial leg
James
340, Kenya
100% repaid
Entrepreneur
Name
James
Member since
April 2013
On-time repayments
382 installments • 89%
About Me
My name is James Mwangi Kamau. I am married with two kids and I live at Utawala near MC Area where I run a hardware shop. I am an accountant by profession and after working for over 10 years in a formal sector I decided to start my business of selling hardware equipments and building materials. I started this business because the job where I was employed before was not paying well and I needed more money to be able to cater the needs of my family and expand financially. The hardware business in our area is more profitable because is a new upcoming real estate and many domiciles are under construction.
My Business
My hardware business is located near a busy road that connects Utawala with the rest of the Estate. Its about 200m from the main road. The name of the shop is "Jaba Hardware" and is a brand name of the whole estate and many customers prefer my goods because they are of high quality and I provide better customer service. I have employed two workers to help deliver the goods to my customers on time. My monthly turnover is Kenya shillings 400000 per month, which gives me a profit of Ksh 20000 after incurring all the expenses . I sell building equipments such as hammers, saws, nails, priers and building materials such as sand, ballast, stones, timber, iron sheets and sanitary wares.
Loan Proposal
Hi lender I which to take new loan which I am planning to invest in buying more stock such as block board , ceiling more cement stone blocks hardware tools like libate machine , plumbing machine , water pumps silicon guns,water tanks and other hardware materials the cost will be about £1102 and artificial leg cost £686 the rest £490 will invest in my new premises which is almost to be shattered soon the first floor.
About Me
Hi Hi My name is James Mwangi Kamau am married with three Kinds and I live at Utawala near MC Area where I run a hardware shop. I am an accountant by profession and After working for over 10 years in a formal sector I decided to start my business of selling hardware equipment and building materials. I started this business because the job was employed was not paying well and I need more money to be able to cater for my family and expand financial. The hardware business in our area is more profitable because is a new upcoming Estate and many houses are under construction. My first born joined national school he is in form 2. He wish to became a doctor and second born a doctor and third born a teacher/ lecturer
My Business
My hardware business is located near a busy road that connects Utawala with the rest of the Estate. Its about 200m from the main road. The name of the shop is called Jaba Hardware and is a brand name in the whole estate and many costumes prefer my goods because they are of high quality and better customer service. I have employed two workers to help deliver the goods to my Customer on time. My monthly turnover is kenya shillings 1,900,000 month which which gives me a profit of Ksh 80000 after all the expenses . I sell building equipments such as hammers, saws, nails,priers and building materials such as sand,ballast, stones, Timber,iron sheets and sanitary wares and cement in bulk. The profits I get I use to pay loan and iam currently building a big premises for my business to shift but I have not shifted since I bought a lorry for collecting stock especially cement and other as I am intending to become a Contructor and I am in processor registering a company a and I pay School fees for my kids
Loan Proposal
Hi lender I which to take new loan which I am planning to invest in buying more stock such as block board , ceiling more cement stone blocks hardware tools like libate machine , plumbing machine , water pumps silicon guns,water tanks and other hardware materials the cost will be about £1102 and artificial leg cost £686 the rest £490 will invest in my new premises which is almost to be shattered soon the first floor.
Feedback
Positive
6
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$2,416.00
Date disbursed
Nov 21, 2017
Repayment status
On Time
Projected term
17 months
Other loans
Lenders
United States
Norway
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
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Summary
Amount repaid
$2,417.78
Amount remaining
$0.00
Date repaid
Mar 20, 2019
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 29, 2017 | $32.52 | Nov 28, 2017 | $32.52 |
| Dec 6, 2017 | $32.52 | Dec 4, 2017 | $32.52 |
| Dec 13, 2017 | $32.52 | Dec 11, 2017 | $32.52 |
| Dec 20, 2017 | $32.52 | Dec 18, 2017 | $32.52 |
| Dec 27, 2017 | $32.52 | Dec 23, 2017 | $32.52 |
| Jan 3, 2018 | $32.52 | Jan 1, 2018 | $32.52 |
| Jan 10, 2018 | $32.52 | Jan 6, 2018 | $32.52 |
| Jan 17, 2018 | $32.52 | Jan 15, 2018 | $32.52 |
| Jan 24, 2018 | $32.52 | Jan 22, 2018 | $32.52 |
| Jan 31, 2018 | $32.52 | Jan 28, 2018 | $32.52 |
| Feb 7, 2018 | $32.52 | Feb 3, 2018 | $32.52 |
| Feb 14, 2018 | $32.52 | Feb 12, 2018 | $32.52 |
| Feb 21, 2018 | $32.52 | Feb 19, 2018 | $32.52 |
| Feb 28, 2018 | $32.52 | Feb 25, 2018 | $32.52 |
| Mar 7, 2018 | $32.52 | Mar 5, 2018 | $32.52 |
| Mar 14, 2018 | $32.52 | Mar 12, 2018 | $32.52 |
| Mar 21, 2018 | $32.52 | Mar 17, 2018 | $32.52 |
| Mar 28, 2018 | $32.52 | Mar 26, 2018 | $32.52 |
| Apr 4, 2018 | $32.52 | Apr 2, 2018 | $32.52 |
| Apr 11, 2018 | $32.52 | Apr 9, 2018 | $32.52 |
| Apr 18, 2018 | $32.52 | Apr 16, 2018 | $32.52 |
| Apr 25, 2018 | $32.52 | Apr 23, 2018 | $32.52 |
| May 2, 2018 | $32.52 | Apr 28, 2018 | $32.52 |
| May 9, 2018 | $32.52 | May 7, 2018 | $32.52 |
| May 16, 2018 | $32.52 | May 12, 2018 | $32.52 |
| May 23, 2018 | $32.52 | May 20, 2018 | $32.52 |
| May 30, 2018 | $32.52 | May 27, 2018 | $32.52 |
| Jun 6, 2018 | $32.52 | Jun 4, 2018 | $32.52 |
| Jun 13, 2018 | $32.52 | Jun 12, 2018 | $32.52 |
| Jun 20, 2018 | $32.52 | Jun 18, 2018 | $32.52 |
| Jun 27, 2018 | $32.52 | Jun 25, 2018 | $32.52 |
| Jul 4, 2018 | $32.52 | Jul 2, 2018 | $32.52 |
| Jul 11, 2018 | $32.52 | Jul 9, 2018 | $32.52 |
| Jul 18, 2018 | $32.52 | Jul 17, 2018 | $32.52 |
| Jul 25, 2018 | $32.52 | Jul 24, 2018 | $32.52 |
| Aug 1, 2018 | $32.52 | Jul 31, 2018 | $32.52 |
| Aug 8, 2018 | $32.52 | Aug 6, 2018 | $32.52 |
| Aug 15, 2018 | $32.52 | Aug 13, 2018 | $32.52 |
| Aug 22, 2018 | $32.52 | Aug 20, 2018 | $32.52 |
| Aug 29, 2018 | $32.52 | Aug 27, 2018 | $32.52 |
| Sep 5, 2018 | $32.52 | Sep 4, 2018 | $32.52 |
| Sep 12, 2018 | $32.52 | Sep 18, 2018 | $32.52 |
| Sep 19, 2018 | $32.52 | Sep 24, 2018 | $32.52 |
| Sep 26, 2018 | $32.52 | Sep 27, 2018 | $32.52 |
| Oct 3, 2018 | $32.52 | Oct 1, 2018 | $32.52 |
| Oct 10, 2018 | $32.52 | Oct 11, 2018 | $32.52 |
| Oct 17, 2018 | $32.52 | Oct 14, 2018 | $32.52 |
| Oct 24, 2018 | $32.52 | Oct 24, 2018 | $32.52 |
| Oct 31, 2018 | $32.52 | Oct 30, 2018 | $32.52 |
| Nov 7, 2018 | $32.52 | Nov 5, 2018 | $32.52 |
| Nov 14, 2018 | $32.52 | Nov 13, 2018 | $32.52 |
| Nov 21, 2018 | $32.52 | Nov 20, 2018 | $32.52 |
| Nov 28, 2018 | $32.52 | Nov 26, 2018 | $32.52 |
| Dec 5, 2018 | $32.52 | Dec 4, 2018 | $32.52 |
| Dec 12, 2018 | $32.52 | Dec 12, 2018 | $32.52 |
| Dec 19, 2018 | $32.52 | Dec 28, 2018 | $32.52 |
| Dec 26, 2018 | $32.52 | Dec 28, 2018 | $32.52 |
| Jan 2, 2019 | $32.52 | Jan 1, 2019 | $32.52 |
| Jan 9, 2019 | $32.52 | Jan 9, 2019 | $32.52 |
| Jan 16, 2019 | $32.52 | Jan 15, 2019 | $32.52 |
| Jan 23, 2019 | $32.52 | Jan 23, 2019 | $32.52 |
| Jan 30, 2019 | $32.52 | Jan 29, 2019 | $32.52 |
| Feb 6, 2019 | $32.52 | Feb 5, 2019 | $32.52 |
| Feb 13, 2019 | $32.52 | Feb 13, 2019 | $32.52 |
| Feb 20, 2019 | $32.52 | Feb 20, 2019 | $32.52 |
| Feb 27, 2019 | $32.52 | Feb 26, 2019 | $32.52 |
| Mar 6, 2019 | $32.52 | Mar 5, 2019 | $32.52 |
| Mar 13, 2019 | $32.52 | Mar 13, 2019 | $32.52 |
| Mar 20, 2019 | $32.52 | Mar 20, 2019 | $32.52 |
| Mar 27, 2019 | $32.52 | Mar 20, 2019 | $32.52 |
| Apr 3, 2019 | $32.52 | Mar 20, 2019 | $32.52 |
| Apr 10, 2019 | $32.52 | Mar 20, 2019 | $32.52 |
| Apr 17, 2019 | $32.52 | Mar 20, 2019 | $32.52 |
| Apr 24, 2019 | $32.52 | Mar 20, 2019 | $32.52 |
| May 1, 2019 | $11.37 | Mar 20, 2019 | $11.37 |
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