Loan for ingredients for soap-making business

Abigael Chirchir

Nairobi County, Kenya

100% repaid

Entrepreneur

Name

Abigael Chirchir

Member since

July 2015

On-time repayments

144 installments  •  78%

About Me

Am Abigael Chirchir 28yrs old frm Nairobi Kenya.I studied at regional Institute for my Diploma course in Journalism and media Studies and later I Joined Maseno University for my degree in Business Administration and IT.My graduation is due in December and I look forward to use the skills I got in class and apply it inthe world of business.I Joined Zidisha family in 2025 through a friend who introduced me and have been receiving loans since then which has been of great help to me and I look forward to continue with my projects through the help of Zidisha since I want to be self employed and not dependant on being employed forever since I want to reach my goals of becoming a successful entrepreneur.For now am employed at a security firm as a controller and am looking forward to do more business as a side hustle but later I will venture into business full time.I hope Zidisha will help my dreams come through.

My Business

I ventured into detergent business since 2015 after I got various formulas for soap making and other detergents like Handwash,Harpic,Softener,Jik,Dettol and many more through a friend and there after I decided that it will be my venture and immediately when I learnt of Zidisha I started borrowing money to help me purchase the various ingredients and other expenses too.
I started with the little I had till it grew to something profitable and grew to large scale venture whereby I started getting huge orders especially for soap and Handwash and on a good week I would make around Ksh 12000 frm the liquid soap and Ksh 8000 from handwash that's roughly 20k per week.From that I saw it better to try selling the softener,Harpic,Jik and Dettol and it would add around Ksh 4000 on addition.My customers grew fond of my products and that's my story on my income.

Loan Proposal

Loan Proposal

Once i get this loan, i plan to buy;
1. Ingredients US$0.50per ingredient
2.Packaging containers at US$0.42 per container
I am looking forward to make my business wholesale because my customers have increased and i realized some of them want my products in bulk so that they can resell elsewhere so i want to expand it to that level
I am expecting my profits to increase by 40%
I hope this loan will be successful. Thank you lenders in advance.

Feedback

4

None

None

  • Sooz Cheong    Jul 25, 2019

    Loan was paid back in a timely manner with good correspondence. Glad to lend again.

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  • Margaret    Dec 13, 2017

    Excellent repayment once again!

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  • Margaret    May 1, 2017

    Abigael paid her loan off in a timely manner and was a pleasure to work with. I would gladly lend to her again and encourage others to do the same.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$536.64

Date disbursed

Jul 9, 2018

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: $22.60

Credit risk payment: $67.83

Lenders

JimVandegriff

Trinidad, California, United States

V

Valis

Singapore, Singapore

fransk

Culemborg, Netherlands

W

wesbh89

United States

I

idris

United States

PC

Patrick Clavette

Hartford, Wisconsin, United States

LJ

United States

Jennifer

Berlin, Germany

Tom Eggert

Madison, United States

M

Mark

Toulouse, France, France

A

Anonymous

United States

M

Margaret

United States

Paul Buchheit

Mountain View, United States

Mark Rowlatt

Peterborough, UK, United Kingdom

GA

Gal Ashuach

רעננה, Israel

DB

Darren Boyd

United States

D

David

United States

World Centric

Sonoma County, California, United States

Ask Abigael a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Abigael Chirchir    Dec 8, 2019

    Hallo.I want to enquire why am I denied a loan and I have tried to apply two times when I have taken many loans and made repayments.Kindly lenders consider my application kindly.Regards.

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  • Abigael Chirchir    Jul 25, 2019

    I apologize for late repayment due to unavoidable circumstances but am going to clear the balance today.Regards.

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  • Abigael Chirchir    Jun 6, 2019

    Halloo.I used the loan to purchase the various ingredients for my detergents.
    The loan helped me to pay my bills and also to repay the loan partly and i want to apologize for not making the remaining payment on time because of unavoidable circumstances and financial strain but i do pledge that am going to clear the loan by the end of this month.

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  • Abigael Chirchir    Jan 26, 2019

    Hallo lenders hope you are all doing well.
    I have received a total of 40845 and a going to purchase the chemicals for making the various detergents for my business as stated earlier and going to keep you posted.
    Thanks so much for the loan i know its going to help me in a big way.
    I really appreciate.

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  • Abigael Chirchir    Jan 23, 2019

    halloo lenders.The loan you will give me will be used to purchase various chemicals and packaging material for my detergent business.
    The finances will help me greatly to fulfill the supply agreement as per the tender i received.
    It will also grow my business and give me an improved income.
    I want to take this opportunity to say thank you for giving me the loan i really appreciate.
    Will keep you posted.My Regards.

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  • Abigael Chirchir    Jan 11, 2019

    Hallo lenders.I used the loan you gave me in purchasing of chemicals for soap making and packaging materials.
    The purchase has made a difference as i have been able to open a fixed savings account so that i can be able to save more to cater for future expenses.I have managed to supply my clients consistently as per their demand.
    My earnings have increased but not with a bigger margin because the prices of the chemicals i usually purchase increased too.
    I have saved my earnings in a fixed savings account.
    My family is doing great we traveled upcountry for December holiday and we had lots of fun because we experienced seeing how nature is by having nature walks.

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  • Abigael Chirchir    Dec 18, 2018

    Hallo lenders .I want to pay the amount due once since my deadline already expired.
    Am apologizing for late payment i know this time round i have not been able to do my payments on time due to unavoidable circumstances that required money but i promise am going to try my best next time.
    The loan has helped me big time not only in my business but in other areas that require financial prowess.Am grateful for this far i have come courtesy of you lenders may God bless you and i wish you a MERRY CHRISTMAS AND PROSPEROUS 2019.

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  • Peter Gatundu    Dec 17, 2018

    Abigael will finish her loan in January coming year.Let us keep supporting her.

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  • Peter Gatundu    Oct 22, 2018

    I talked to Abigael today and she had some money challenges but working very hard to pay her Zidisha loan by the end of this week.Thank you very much for keeping on supporting her business.

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  • Peter Gatundu    Oct 6, 2018

    Abigael will resume her loan payment soon. Let us continue supporting her.

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  • Abigael Chirchir    Sep 22, 2018

    I apologize for not repaying my loan on time last week and this week since i have some challenges but i promise to repay very soon.

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  • Abigael Chirchir    Sep 22, 2018

    Hallo lenders am sorry for being late in my updates.
    The purchase has made a difference because i was able to get more customers hence my income has improved.For now i may not be in a position to tell my increased incomes but i will inform you later.
    I have used my increased earnings to repay my loan and some for my savings.

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  • Abigael Chirchir    Jul 9, 2018

    I HAVE RECEIVED 43568.I am planning to buy ingredients for my wholesale business and am going to update you soon about my progress.Thank you so much for the loan am grateful.

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  • Margaret    Jul 8, 2018

    Hi Abigael,
    I am so happy to see your loan was fully funded. It has been very rewarding to watch you grow your business to this level! We wish you continued success in your soap making business. Perhaps you could add other cleaning supplies to your business like sponges, mops, etc? You already have the customer base looking for such items so it might be a good way to expand your business in the future. Best of luck to you as always. With Regards, Margaret

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  • Abigael Chirchir    Jul 8, 2018

    Hallo lenders.I am going to purchase the ingredients for my business in bulk.The loan will help me expand my business to wholesale hence am looking to having more customers and making huge sales.THANK YOU SO MUCH.

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  • Abigael Chirchir    Jul 4, 2018

    Hallo lenders? I purchased the several ingredients that i had posted earlier.
    The loan really helped me with having a huge stock which was enough for my customers because there is no single time that i ran out of products to supply my customers with.My earnings has increased tremendously and i used to save some of the money which helped me with repaying of the loan and some other cash i used for my home expenses.Currently my siblings are studying,our last born is looking forward to sit for form four exams her final year in high school in November.The other one is almost winding up studies in college and am so happy for them.We are looking forward to visit our rural home in August holiday the interesting thing about my place is that we have people of diverse cultures and its enjoyable to learn from others basic life skills.

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  • Abigael Chirchir    Jun 30, 2018

    My reason for change of installment is to beat the deadline and get an increase of the loan.I want to expand and improve my business with the new funds.

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  • Abigael Chirchir    Apr 4, 2018

    Thank you very much.I received a loan of Ksh 34290.
    I look forward to improve and progress my business with those funds.

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  • Abigael Chirchir    Apr 2, 2018

    I m going to purchase ingredients for my detergent business as stated earlier liquid soap,hand wash ,softener,harpic and jik.The funds will increase my earnings and help me to make more sales.I also look forward to repay my loan on time.I take this opportunity to thank you so much for accepting my request and supporting me.

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  • Carl Corvin    Mar 28, 2018

    Go girl!

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