Loan for ingredients for soap-making business

Abigael Chirchir

Nairobi County, Kenya

100% repaid



Abigael Chirchir

Member since

July 2015

On-time repayments

144 installments  •  78%

About Me

Am Abigael Chirchir 28yrs old frm Nairobi Kenya.I studied at regional Institute for my Diploma course in Journalism and media Studies and later I Joined Maseno University for my degree in Business Administration and IT.My graduation is due in December and I look forward to use the skills I got in class and apply it inthe world of business.I Joined Zidisha family in 2025 through a friend who introduced me and have been receiving loans since then which has been of great help to me and I look forward to continue with my projects through the help of Zidisha since I want to be self employed and not dependant on being employed forever since I want to reach my goals of becoming a successful entrepreneur.For now am employed at a security firm as a controller and am looking forward to do more business as a side hustle but later I will venture into business full time.I hope Zidisha will help my dreams come through.

My Business

I ventured into detergent business since 2015 after I got various formulas for soap making and other detergents like Handwash,Harpic,Softener,Jik,Dettol and many more through a friend and there after I decided that it will be my venture and immediately when I learnt of Zidisha I started borrowing money to help me purchase the various ingredients and other expenses too.
I started with the little I had till it grew to something profitable and grew to large scale venture whereby I started getting huge orders especially for soap and Handwash and on a good week I would make around Ksh 12000 frm the liquid soap and Ksh 8000 from handwash that's roughly 20k per week.From that I saw it better to try selling the softener,Harpic,Jik and Dettol and it would add around Ksh 4000 on addition.My customers grew fond of my products and that's my story on my income.

Loan Proposal

Loan Proposal

Once i get this loan, i plan to buy;
1. Ingredients US$0.50per ingredient
2.Packaging containers at US$0.42 per container
I am looking forward to make my business wholesale because my customers have increased and i realized some of them want my products in bulk so that they can resell elsewhere so i want to expand it to that level
I am expecting my profits to increase by 40%
I hope this loan will be successful. Thank you lenders in advance.





  • Sooz Cheong    Jul 25, 2019

    Loan was paid back in a timely manner with good correspondence. Glad to lend again.

    Log in to reply • Share
  • Margaret    Dec 13, 2017

    Excellent repayment once again!

    Log in to reply • Share
  • Margaret    May 1, 2017

    Abigael paid her loan off in a timely manner and was a pleasure to work with. I would gladly lend to her again and encourage others to do the same.

    Log in to reply • Share


Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jul 9, 2018

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: $22.60

Credit risk payment: $67.83



Trinidad, California, United States



Singapore, Singapore


Culemborg, Netherlands



United States



United States


Patrick Clavette

Hartford, Wisconsin, United States


United States


Berlin, Germany

Tom Eggert

Madison, United States



Toulouse, France, France



United States



United States

Paul Buchheit

Mountain View, United States

Mark Rowlatt

Peterborough, UK, United Kingdom


Gal Ashuach

רעננה, Israel


Darren Boyd

United States



United States

World Centric

Sonoma County, California, United States

Ask Abigael a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.



Amount repaid


Amount remaining


Date repaid

Jan 1, 2019


Fully repaid

Repayment History

Expected Payments Actual Payments
Jul 20, 2018 $31.53 Jul 20, 2018 $31.53
Jul 27, 2018 $31.53 Aug 3, 2018 $31.53
Aug 3, 2018 $31.53 Aug 3, 2018 $31.53
Aug 10, 2018 $31.53 Aug 20, 2018 $31.53
Aug 17, 2018 $31.53 Aug 20, 2018 $31.53
Aug 24, 2018 $31.53 Aug 24, 2018 $31.53
Aug 31, 2018 $31.53 Sep 7, 2018 $31.53
Sep 7, 2018 $31.53 Sep 14, 2018 $31.53
Sep 14, 2018 $31.53 Nov 9, 2018 $31.53
Sep 21, 2018 $31.53 Nov 9, 2018 $31.53
Sep 28, 2018 $31.53 Nov 9, 2018 $31.53
Oct 5, 2018 $31.53 Nov 9, 2018 $31.53
Oct 12, 2018 $31.53 Nov 9, 2018 $31.53
Oct 19, 2018 $31.53 Nov 9, 2018 $31.53
Oct 26, 2018 $31.53 Dec 14, 2018 $31.53
Nov 2, 2018 $0.00
Nov 9, 2018 $0.00
Nov 16, 2018 $0.00
Nov 23, 2018 $0.00
Nov 30, 2018 $0.00
Dec 7, 2018 $0.00
Dec 14, 2018 $0.00
Dec 21, 2018 $63.64 Jan 1, 2019 $63.64