169 installments • 44%
I am Esther Wanjiru, I completed my secondary school level two years ago and since my parent did not have enough fund for me to continue with the college, I got employed in a business field where by am working in an mpesa and stationery shop. The business have been doing well and now i have decided to start my own business of cybercafe next month. I therefore request to get the loan to enable my business idea to work,i will be happy to get the loan. I have heard good things and also read from your posts about how people who have used the loan wisely have advanced. My prayer is I will also make good use of the money advanced to me. thanks.
I started my cybercafe four months ago and it is picking up. Am doing typesetting printing, photocopying, binding and lamination.My customers prefer my business because of my good customer relations that i have with them and the one on one interaction that i offer them. They also prefer my business because of the conducive environment offered by business through its ample location and the quality services that i offer my clients. My business is profitable because i have invested a lot of confidence in my clients who are assured of quality through my cyber. Thus am assured of the clients coming for my services. I face risks such as power shortages and machine break down especially the printer and photocopier which leads to a lot of losses and if i got a generator for my business i could be in a better position of dealing with this. Am dreaming big to expand my business and with Zidisha am sure all fulfill my dream.
Hi Zidisha thank you for taking me through during the last loan proposal. It has been a good time having you around and seeing my loan was disbursed on time, with the loan I was able to buy a new photocopy machine of which it has been of help and profit to my business and customers. Having bought the photocopy machine it has enabled me to achieve much in my business since I was able to print and photocopy many books as possible as needed by my clients which were a major problem previously. For now am much happy with Zidisha for making my dream come true, one thing I know is that am going far through your help. My proposal for the loan is that I may be able to purchase new modern computer machine to replace the old ones of which my customers keeps on complaining about them. With my profits from my business I have been able to save 550.66 US Dollars in my savings account. And therefore I request for your loan of 284 US Dollars to enable me meet my target of 840 US Dollars to be able to buy new modern computers, of which am sure I will make it with your loan if disbursed on time hoping for your positive response. With your help with loan I will be able to make my achievements as the year begins and knowing that I will be able to make my business more profitable. Hoping my proposal will be heard and worked on with time. Thank you Zidisha once more.
Jan 6, 2015
Cost to entrepreneur
Lender interest: $290.44 at 5.18% annual rate over 6 months = $8.60
Service fee: $6.14