Internet cafe

Kelvin

Kafue, Zambia

100% repaid

Entrepreneur

Name

Kelvin

Member since

December 2018

On-time repayments

97 installments  •  73%

About Me

My names are Malambo Kelvin.I was born in Ndola , Copperbelt province of Zambia. I encountered hardships in my childhood as i was raised not in my parents home. I started school in 1991 and completed my secondary education in 2002 at the age of 17. I studied Business Management from 2005 to 2007 that earned me a diploma.
For me to go to college, i asked grandma for capital which she gave me, about 30 dollars. I traded with this small amount and i was able to raise tuition fees even after she was dead. This gave me a good business experience.
After completing my college and could not find a job, i worked part time jobs to sustain my life and married in the process because i almost lost hope. As a family man i learnt to be responsible and worked even harder.I was able to raise 700 dollars with which i started poultry business in 2014. Since then i have been through thin and thick ,ups and downs until recently when i become more tough and experienced business man.
We are blessed with the Mediterranean climate and are able to produce pineapples and most people here are launchers from which sector came Zambia's ever richest man Hakainde Hichilema.
My children are still very young two boys and a girl but they like to be found around me and my work.
Am used to reading business material and playing with my kids.

My Business

My business is electronics and hardware. I also do computer & phone solutions. The goods & services are in demand because people are either building or need home essentials. Computers & phones have become so important in one's life such that every person will need them. People are buying these goods every day for work, education or luxury.
Because of the demand and the knowledge that i have about the goods and services i decided to join this industry.
The costs are:
Computers $50 * 20 pieces
Basic Phones $10 * 220 pieces
Smart Phones $40 * 80 pieces
Accessories $600
Rentals $100 monthly
Carriage in $200
Other $300

Gross revenues : $9500
Note: this budget is for the computers & phones business

Loan Proposal

With this loan i will be able to progress towards my goal of ZMW 50,000 revenue monthly.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$190.00

Date disbursed

May 10, 2019

Repayment status

On Time

Projected term

10 months

Lenders

AltruisticSelfishnes

Chicago, United States

HE

help each other

Glasgow, United Kingdom

ads68

Melbourne, Australia

Muslim

Riyadh, Saudi Arabia

Treesforpeople

Oxfordshire, United Kingdom

ShaneHeneghan

Galway, Ireland, Belgium

A

akshu71

Ottawa, Canada

pvilliger

Zurich, Switzerland

W

wiwillia

Milbrae, United States

T

tengbao

United States

A

adiipienaar

South Africa

Paul Buchheit

Mountain View, United States

Pankratio

EastVan, Canada

H

heretohelp

Philippines

mepster

San Francisco, Ca, United States

E

Ejackson

United States

S

Stephan

Netherlands

Dave Bogard

New York, United States

Roy

Espoo, Finland

MW

Matt Willis

United States

jtreyes

United States

Lotus Flower

United States

JT

John Tabacchi

United States

moursund

Beaver Nation, United States

Kevin

San Francisco, United States

MR

Michiel Rauws

San Francisco, Netherlands

H

Harry

Florida, United States

Ren

Minneapolis/StPaul, United States

BS

Brooke Schreier Ganz

Mill Valley, California, United States

K

Kindra

USA, United States

PK

Paul K

Los Angeles Area, United States

Ask Kelvin a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Maimbolwa    Jul 17, 2021

    i tried calling kelvin but the phone was not going through will keep calling him

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  • Maimbolwa    Jun 12, 2021

    i spoke with him he said he will pay soon enough

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  • Maimbolwa    Jun 12, 2021

    i tried calling on both the call button and my phone,he said will pay as soon as he he capable has some personal issues

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  • Kelvin    Apr 16, 2021

    Repositioning.

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  • Chilufya    Apr 2, 2021

    I talked to him concerning the repayments and he tald me to finish it next month

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  • Loveness    Jan 30, 2021

    I have talked to Kelvin and he is saying that his business is doing so bad .

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  • Kelvin    Jan 5, 2021

    my business is not doing well

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  • Kelvin    Dec 1, 2020

    things are hard

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  • Ketty    Nov 14, 2020

    Dear Lenders.

    I spoke with Kelvin and he explained that he will make a repayment towards his loan soon. Thank you.

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  • Kelvin    Oct 12, 2020

    lack of capital in my business

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  • Chiozya    Oct 8, 2020

    Dear Lenders,


    I spoke to Kelvin and he has told me that he plans to make a repayment towards his loan next week. Thank you.

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  • Chiozya    Sep 3, 2020

    Dear Lenders,

    I spoke with Kelvin and he explained to me that he plans to make a repayment towards his loan today. Thank you.

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  • Kelvin    Aug 29, 2020

    problems

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  • Kelvin    Apr 15, 2020

    Am so grateful and asking God bless and protect in this difficult time.

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  • Kelvin    Apr 12, 2020

    My last loan gave me great business success .Am looking forward to another still great business period . Thanks for unfailing lending hand. I pray to the Almighty God to see us through this COVID-19 period . Stay blessed

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  • Kelvin    Oct 6, 2019

    Every child have the right to education. In Africa, about 75% of children have either not enrolled in school or going to very poor schools mine included. Schools are charging very high fees with poor services. A big number of children are dropping out of school. It hurts a lot as a responsible parent and citizen to see these children grow up uneducated and poor citizens. This is why poverty in Africa will continue for generations ahead.
    I have a dream and i'm dedicated to fight hunger and poverty through education. I bought a plot and some blocks to build an excellent and affordable educational facility.
    I will look for help from well wishers to sponsor 65% of the poor children and charge $11 only per term for those that can manage. This charge is nothing compared to $48 most private schools are charging on average.
    My hope is heavily dependent on Zidisha because of the flexibility in the repayment plans. The school will carter for 560 students going in groups of 40 students per class. if i manage to reach a credit limit of a least $85 on Zidisha this year. I'm talking about 560 poor children accessing free education next year in my community.
    This is how great the impact of lenders on Zidisha can be see and appreciated.

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  • (Comment deleted by author)

    • Lotus Flower    Jul 17, 2019

      You're welcome again, Kelvin.

      I don't know the answer to that question, though.
      Anytime more than three (3) business days go by
      without a reply, you can ask again in the Forum.

      Or, if you have a text-box option available at the HELP link in your account, under any of the subjects available to you in the drop-down list of choices, sending a private message to Julia probably would be better (more likely to receive a response). If you do that, please wait three (3) business days, though, before writing to her again to ask the same question.

      Thanks, and best wishes.

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  • Kelvin    Jun 26, 2019

    Business is going on well thanks to you my lenders for enabling me. Am set to repay my loan on time and praying as well as wishing for your continued support.
    God bless you

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  • Kelvin    Jun 18, 2019

    Thanks Laurie. Great! more corrections are welcome, help me improve my grammar too.

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  • (Comment deleted by author)

    • Lotus Flower    May 11, 2019

      Hmm, what about the other subject options in the drop-down list of options on the HELP page in your account? Isn't there at least one with a text-box available for sending a private message to the Staff?

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      • Kelvin    May 12, 2019

        Thanks for that question, you just reminded me. There isn't one and have had none at least since i join Zidisha but i used my discussion page as an alternative. Thank you

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        • Lotus Flower    May 12, 2019

          Hmm, it's very disappointing to hear that, Kelvin. You definitely should be able to post in the Forum, and you also should have at least one subject option with a text-box available at the HELP link in your account for typing a private message to the Staff. Since you don't, I'll make an exception and contact Julia privately for you, to let her know that you have no way whatsoever available to you for contacting the Staff, or even for posting in the Forum to reach the community of other borrowers and lenders, either. I'm so sorry to hear about that, and thank you for the clarification.

          Kind regards,
          Laurie

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