Eco-friendly gas cooking fuel sales

James

Migori County Kokuro Village, Kenya

100% repaid

Entrepreneur

Name

James

Member since

August 2013

On-time repayments

84 installments  •  75%

About Me

My names are James Ndolo Adera, I was born in 1983 in Migori County, Nyanza province, Awendo District, Rongo Division, Central Sakwa Location, Kombok Sub - Location, Kokuro Village. I went to Kokuro primary in 1989 - 1997, I joined Kanyawanga High School in 1998 - 2001 and I went to the College of Accountancy Ruraka Nairobi in 2004 - 2006. I am a married man with one wife Mrs Lucy Kagire and we have 2 sons.

I am employee of Transmara Sugar Company Ltd as Sales Accountant and same time A businessman.

My Business

I James Ndolo Adera I am Resident of Awndo Town, Currently working at Transmara Sugar Company Limited since June 2012 till to date as a Sales Accountant and also same time as Treasurer at Transmara Sugar Company Sacco Limited.

I James Adera, Again I am a Business man operating in Awendo Town. I have a one motorbike which operating between Awendo town and Rongo Town area and per day making a daily income of Kshs 400 after paying the operator and any other services required from Monday to Friday. I am also operating another business in Awendo Town whereby am selling new and Refills of gas cylinders, grills, burners, both 3kg, 6 kg and 13 kg. horse pipes, regulators and lanterns.

In this business I make a net of Kshs 1000 per day . There is a lot of demand for the cylinders due to extinguishing trees for making charcoal and fire wood. The business is still young due to little capital base but can do much better given access to enough capital. Currently averagely per day we sale four, 6kg cylinders and one 13kg cylinder per day and other gas products like grills, lanterns, burners, regulators giving us net as about Kshs 1000 as indicated above.

The business has got it risks as well, to accommodate many customers, we offer credit sales which are to be recovered by the end of every month. This , is not going well with us as some customers opt not to pay in time as agreed. This create a lot of risks of bad debts and additional costs of following up these bad debts. The business also, encounters competition from the local petrol stations which offer competitively lower prices due to their huge capitals base compared to my business which is still young and growing. The customers prefer my business as we offer free deliveries within the town, good customer service they get from my two workers who manage the business and the credit facility we offer to them.

Loan Proposal

I am very much grateful for all Zidisha lenders and the management for the support they have given right from the beginning of my first loan, up to the current one that am now applying for. These loans have greatly made me improve my business which, I started with low income and inventory capital base, and has grown reasonably. Having enough stock has also enabled me grow my customers confidence whereby, they don't miss the supplies whenever they need it hence, an improved sales and more profit at the end of the day and my capital as well for my business. Customers have always asked for other accessories like gas cookers, which have not stocked because of limited resources and my next loan will used to buy such accessories and add more existing stock as follows:- Gas cookers with 2 banners @ 4000x10pcs = 40,000 Cylinders 13kg filled with gas @ 7500x5pcs = 37,500 Banners for the 6kg gas @ 500x20pcs = 10,000 As refers to the above budget, I would have been safe to have more cash than the amount applied to cater for other expenses like Transport 6Kg cylinders Grills Regulators

Since we are approaching December holidays, I would like to ask all lenders to support me raise this bids in time to enable me have enough inventory as the number of clients will be increasing due to Christmas holidays which is approaching.

Thank you all and yours sincerely,

James Adera
Borrower -Kenya

Feedback

9

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,000.00

Date disbursed

Nov 10, 2014

Repayment status

On Time

Projected term

3 months

Lenders

M

marycb

United States

investor

Candiac, Canada

C

chkuo

Taipei, Taiwan

davelowe100

Perryville, United States

J

jdhowa2

Louisville, KY, United States

H

hilde

seattle, United States

J

jjonas

berlin, Germany

Landei

Sandersdorf-Brehna, Germany

B

bopsquod

Seattle, Wa, United States

Cloudways

Malta, Malta

DennyC

Rostock, Germany

R

rpmccarthy

Sydney, Australia

M

mmcclu111

San Francisco, United States

B

BClay

Campbell, United States

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

Bobrm2k3

Charleston, United States

Cricketca

San Jose, United States

N

nba1999

Beijing, China

JPadgett

Chandler, United States

isabelv

Barcelona, Spain, Sweden

Hedwich

Gorssel, Netherlands

B

bertvdlingen

utrecht, Netherlands

M

marymarrs

North Bend, United States

Matthieu

Switzerland, France

ShaneHeneghan

Galway, Ireland, Belgium

markpearson

Portsmouth, United Kingdom

E

E

Marin county, United States

Freewolf

Salt Lake City, United States

H

Haavard

Bergen, Norway

T

thebonseung

Republic of Korea

O

oonbug

United States

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

KrautFunding

Hamburg, Germany

Jonas

Brussels, Belgium

L

lenders

United States

X

xavier

Toronto, Canada

D

davecas

United States

A

ajayhk

San Jose, United States

johnhudson

Washington, DC, United States

B

BobSloss

United States

Vesa

Helsinki, Finland

ThomasJosef

Berlin, Germany

Mikers

Netherlands

SV

sven vdk

Twickenham, United Kingdom

LouisB

ZIDISHA, Mozambique

J

JessicaAna

Maputo, United States

ToddTho

World Wide, United States

M

mbarbier

United States

Benjamin Charlton

Dubai, United Arab Emirates

Jansa

Oulu, Finland

P

Philip

Bremen, Germany

jinn

United Kingdom

P

Percy

United Kingdom

Ask James a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • James    Feb 11, 2017

    To all my valued lenders, please accept my apologies and promise to clear my loan balance soon. A lot has happened but God is great all will be just fine.
    Thank you all very much

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  • James    Jul 28, 2015

    I have had a sick sister whom i have been treating. This has affected my finances and even the business.
    The business is also down at the moment.
    I kindly request that you please accept my prayer to have the repayments moved downwards

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  • Evans    Jul 28, 2015

    i have tried calling Adera James but was unreachable. will try calling latter and give the feedback. baya

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  • James    Jun 30, 2015

    To enable me clear my loan faster and request for another one.
    Thanks

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  • Evans    Jun 25, 2015

    i have just called James Adera and has promised me to pay in his dues by tomorow . Baya

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  • James    May 18, 2015

    once again, i thank all my lenders and wish to tell all of them that i am very grateful for their help. The loan enabled me expand my business further and, at the moment, i experience improved sales.
    I promise too, to repay my loan in full and apply for a bigger one again as i look forward to be the leading supplier of Eco-friendly gas cooking accessories.
    Thank you all

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  • James    May 18, 2015

    once again, i thank all my lenders and wish to tell all of them that i am very grateful for their help. The loan enabled me expand my business further and, at the moment, i experience improved sales.
    I promise too, to repay my loan in full and apply for a bigger one again as i look forward to be the leading supplier of Eco-friendly gas cooking accessories.
    Thank you all

    Log in to reply • Share
  • Evans    Apr 30, 2015

    I have just called james Adera and he has informed me that by tomorrow he is going to send in some money. baya

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  • James    Mar 13, 2015

    Dear lenders and all concern, I am happy for the funding progress so far to my loan posting and the attached in here in my gas inventory that was checking in today and decided to share with my lenders on the progress.

    Thank you all
    James

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  • James    Mar 9, 2015

    I take this early opportunity to thanks all the lenders who have committed their money to my application and, request more lenders to come forth and assist me in my course.
    I look forward to your positive consideration and like, the previous loans, i will pay back in time.
    God bless us all

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  • James    Mar 5, 2015

    I would like to thank all my lenders and the management for all the support they have given me so far and the opportunity to the Zidisha loan. My business has gradually grown up since I became a member and Indeed the loan has enabled me to have good inventory and also capital wise.

    Regards

    James

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  • Landei    Dec 16, 2014

    I hope your business is doing well. Thank you for your updates und regular payments!

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    • James    Mar 9, 2015

      It's doing well my brother Landei, and i hope my wish to be the greatest supplier of gas accessories in the region, will be achieved.
      This will be possible with your good help of lending me your money, as lenders, and paying it back in time .

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  • James    Nov 25, 2014

    I sincerely thank all the lenders who made my loan application a success, this is my fourth loan and i thank the zidisha team for being there for us making my business a success.
    This loan greatly helped me improve my inventory hence, an improved sales which i have started realising.
    I look forward to clearing my loan in time and grow my business to greater heights with the next loan.
    Kudos to you all

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    • johnhudson    Nov 25, 2014

      Hi James,

      Thanks for the update. I am glad to hear your business is doing well and I wish you continued success.

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      • James    Mar 9, 2015

        Thanks a lot brother for yous assistance so far.
        My business is doing fine because of your help, and i hope you will always be there for me to enable my business grow to the greater heights.

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  • James    Nov 3, 2014

    This is just to update all my lenders, that attached photos are part of my November stock , but again I could request my potential lenders to help me raise my loan so that I can as well get in good stock as we are approaching Christmas holidays.

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  • James    Oct 31, 2014

    Am thanking you all, those who have lent me their monies and request more lenders, to please hear my kind request to go ahead and make my application a success.
    You are very wothy people by making zidisha spirit a live.
    Am impressed by your concern to make young people empowered economically.
    God bless you all

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  • James    Oct 29, 2014

    Hi all to you lenders,
    Am humbly requesting all of you to finance my loan appliction to enable me improve my business to higher levels, more than my last loan.
    My last loan enabled me improve my business alot in terms of high sales , improved customer base and confidence....this is so because they have been able to get suppies all the time being, i have high stoch levels, i accquired using my last loan, all the time and never misses whenever they come to buy whatever they need....gas exchange, buying outright, burners, grills hosepipes and many more i stock
    This has enabled me get good profit, which helped me repay my loan comfortably, have extra coin for food for my family and schools fees for my children who are rarely chased away from school for fees nowadys. Bravo to the Zidisha team
    Am kindly asking all the lenders who had advanced their monies, in either of my previous applications, but was not fully funded not to loose hope in lending me their monies as it will be put to good use and repaid all in time.
    Please fund my application in time before the expiry date.
    May God be you and bless you all

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  • Gakoudji Victor    Oct 24, 2014

    Je te souhaite bonne chance

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  • James    Oct 21, 2014

    Dear lenders and all zidisha management part of the attached photos are the new stock used to acquire with the last loan, I am now again requesting all my lenders to support me raise the loan to enable me improve my business further.

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  • James    Sep 27, 2014

    Hi to you all lenders,
    Am kindly appealing to you all to finance my loan request. I really need it to improve my business and promise to pay back in time like my previous loans.
    God bless us Allie

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  • Happy    Sep 13, 2014

    Great business idea the future is bright with zidisha loan all the best in your biding

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