Inventory for my beauty boutique

Joyce Atta-peters

Cape Coast, Ghana

100% repaid

Entrepreneur

Name

Joyce Atta-peters

Member since

January 2015

On-time repayments

39 installments  •  33%

About Me

My name is Joyce Atta-peters. I am a teacher at Taabosom Junior High School and from a family of 3. My Dad and Mum have divorced since my childhood. I am single. My elder brother was stabbed to death by thieves who only took his mobile phone and money. I come from Abandze in the Central Region. Growing up without my Mum and Dad together was very difficult so i had to stay with my Auntie who was supporting me pay my fees and taking care of me till i finished senoir high school. She helped me get a job and saved enough to go to the training college and now at the university offering my masters degree in education. I had to do something for myself because i wasnt going to depend on my Auntie forever so i started selling cosmetic and make up products and ladies panties. My hobbies are reading and dancing.

My Business

My business is selling of cosmetics,make up products, ladies accessories and panties in my beauty boutique. Managing this shop and teaching has been the primary source of income for me. I started this business mid last year and by God's grace things have really been good. l sell a variety of different Cosmetics and Makeup products like Eyeshadow, Liners&Pencils ,Brushes and tools, Lipstick, Powder, Cream, Perfumes, soaps, lotions, face masks, oils and some daily basic Cosmetics products. My customers prefer my goods to others and demands are very high because I work diligently and always try to satisfy and meet the demands of my customers.
Sales has been very good because in my community there are alot of women who buy things from me and also my colleague teachers at work also buy things from me, some on credit and others ready cash. Even though i have a shop which i have employed someone to manage it, i still take some of the goods around to prospective cash customers in their homes and offices during my off days as a teacher. I get alot of profit from my little business and i use some of the money to take care of my family,myself and pay my employee.

Loan Proposal

Thank you Zidisha team and all the lenders for allowing me to apply for my first loan.
l need this loan to expand my business-Beauty Boutique, add more new beauty products and accessories for ladies to what i already have in my shop . I will increase my profit margin because there is a very high demand in my community and i also move around to sell in homes and at offices as well. I will use some of the profit to invest in my business and take care of my family as well.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$106.33

Date disbursed

Jan 28, 2015

Repayment status

On Time

Projected term

9 months

Cost to entrepreneur

Lender interest: $106.33 at 7.50% annual rate over 9 months = $6.07

Service fee: $1.65

Lenders

Zidisha

Sterling, United States

L

Lemon

Switzerland, Switzerland

jmsquared

Seattle, United States

RockinRobin

Centennial CO, United States

MichaelR

Los Angeles, United States

C

CheesemanDan

Shanghai, China

Krtecek

Balzers, Liechtenstein

Crestwood

Hamburg, Germany

P

proby24

Singapore, Singapore

T

tmsaddress

Orlando, Florida, United States

cattlebaron

Pierre, SD, United States

pbosakov

Sofia, Bulgaria

J

jimmydjjr

Gautier, United States

dajawein

Gladstone, Australia

T

Talex

Nürnberg, Germany

S

suzerain

Kuala Lumpur, Malaysia

andreasol

Bielefeld, Germany

Susansfund

Colorado Springs, United States

N

NOWfund

Tokyo, Japan

A

adamdreaming

United States

Robert

Sweden

K

United States

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