Inventory for my cereals shop

Beth

Nairobi, Embakasi, Kenya

100% repaid

Entrepreneur

Name

Beth

Member since

February 2015

On-time repayments

161 installments  •  89%

About Me

Am Beth Nyambura Ndungu, was born in Muranga county, Kariuki sublimation. Am the fourth born in a family of seven. My parents were not well up and most of their income came from farming which wasn't much promising. Went to Mairungi primary school, and later Kamahuha girl's secondary school. Later I did a certificate in End at St. Claire college in Nairobi. After looking for a job without success for more than 2years. I decided to start a business of selling rice, soft drinks and bottled water.

My Business

I run a business in Tena estate, along Moi drive. The business entails sale of rice, soft drinks and bottled water. I decided to do this business because I felt that people must consume food, and also it fell within my budget. Have been doing this for the past 7 years and the business hasn't been doing very well owing to the expenses involved. These include paying the shop rent, utility bills, other operating costs like local authority permit and also I've to assist my husband with some domestic expenses. I am considering expanding my scope, and stock more cereals, have been doing this for the past 7 years and the business hasn't been doing very well owing to the expenses involved. These include paying the shop rent, utility bills, other operating costs like local authority permit and also I've to assist my husband with some domestic expenses. If the number of customers who ask whether am selling other cereals is anything to go by. I foresee a boost in business and this will relatively increase my profit. Though this requires a bit of more capital, this is the reason am requesting for a loan.

Loan Proposal

Hello Lenders, am looking forward to restocking my cereals shop. Since then I have added mobile money and baking agency. The stock I want to purchase includes 90kgs of original Mwea pishori rice@ $117, 90kgs of yellow beans@$97, 90kgs cow peas@$131, packaging papers@$20. These add to a total of $365. This will highly enhance business in my shop, due to the additional of mobile money services, am planning to hire someone to assist me. This will see a change in someone's life like it has done mine. With this the business sales will increase significantly and am expecting a 20% rise in profits. This will see me start planning for a bigger outlet in the near future.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$374.00

Date disbursed

Nov 17, 2015

Repayment status

On Time

Projected term

4 months

Lenders

S

Snick

Halle, Germany

H

Heja

Hamburg, Germany

C

Christian

Saarbruecken, Germany

A

arenk

Karlsruhe, Germany

valentin

Stockholm, Sweden

carlos vendrell

Barcelona, Spain, Philippines

J

jgpryor

Williamsport, PA, United States

investor

Candiac, Canada

J

johan

Oslo, Norway

D

dkapplerb

Toronto, Canada

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

S

sebseb

The Hague, Netherlands

lietu

Tallinn, Estonia

DeanDropshot

Oslo, Norway

Aksel

Nesoddtangen, Norway

J

jonase

Boise, United States

Straetman

Kaarst, Germany

Rocketdrive

Eugene, Oregon, United States

J

jozua

Delft, Netherlands

J

johnbireland

Dublin, Ireland

I

Interfree

Dubai, United Arab Emirates

I

IngeH

Muehlheim, Germany

T

TopUp

Toronto, Canada

AWeber

Washington, DC, United States

R

Roman

Barcelona, Spain

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

Zidisha

Sterling, United States

J

Johnrock702

Saint Augustine, United States

E

evanglend

Arlington, United States

T

ToddK

Indianapolis, IN, USA, United States

H

HappythroughHelp

Torrance, United States

C

cjmenchaca

Austin, United States

BJ

Brandon Joz

North Carolina, United States

J

Joyful

Philadelphia, United States

Kysera

Crawfordsville, United States

B

blahblah

Nuernberg, Germany

M

mrhanky1

melbourne, Australia

M

mason243

Denver Colorado, United States

N

NancyG

Victoria, Canada

RockinRobin

Centennial CO, United States

R

RosemariHerrero

Stockholm, Sweden

R

Rossman

Poland, United States

J

JNale

Reedsville, PA, United States

A

Alicee

Munich, Germany

P

proby24

Singapore, Singapore

G

gabarone

Rochester, United States

D

Dplayer33

Sydney, Australia

phytoplankton

United States

simonvikstrom

Drottningholm, Sweden

T

tmsaddress

Orlando, Florida, United States

Jannon

Huntsville, United States

B

Bavarian

Bavaria, Germany

A

ArcticOne

Medicine Hat, Canada

AlexPalavas

Palavas les Flots, France

B

Becks

Dubai, United Arab Emirates

TheMoonDuster

Brisbane, Australia

nelson637

Greenbrae, California, United States

cattlebaron

Pierre, SD, United States

HE

help each other

Glasgow, United Kingdom

C

chrisherron

Chicago, United States

T

teanuh

Littleton, United States

C

cyrilleberger

Gammalkil, Sweden

S

SeanWolfPack

Raleigh, United States

pbosakov

Sofia, Bulgaria

ksevik

Oslo, Norway

athomas

Chevy Chase, United States

F

FilemonInvest

Odense, Denmark

J

Jaslogic

Castle Rock, United States

F

fourstarsfamily

Melbourne, Australia

B

Bouwina

Rotterdam, Netherlands

andreasol

Bielefeld, Germany

P

portlandloans

Portland, United States

rasmus

Bern, Switzerland

J

j12345

Durham, United States

A

Aleks

Oslo, Norway

D

Divergent

Bethesda, United States

J

Jeb33red

Bourne end, United Kingdom

T

toscoman

Adliswil, Switzerland

D

Dadiolafs

Vestmannaeyjar, Iceland

C

CarrotTop

Bangor, United States

IA

Ismini and Jerry

Stamford, USA, United States

J

jzidi

Los Angeles, United States

J

JoJoHouse

New Castle, United States

T

the0bauman

Hillsboro, United States

D

danderson1953

Plainsboro, United States

AdvancingCompassion

San Diego, United States

S

swimgirl

Stamford, United States

peanut

Halifax, Canada

R

RobBne

Brisbane, Australia

M

marcelitohb

Bremen, Germany

ads68

Melbourne, Australia

dhulsterwim

LIER, Belgium

swendl

Iowa, United States

D

Dave22202

Arlington VA, United States

A

Aaron

Zurich, Switzerland

E

eboleaga

Mexico City, Mexico

postnihilist

Honolulu, United States

J

jerryq

Redding, United States

U

UsefulDrivel

Fort Worth, United States

chadgibbs

Loveliest Village, United States

drstaples

Provo, UT, United States

A

asmilligan17

Perryville, United States

fairspirit

Utrecht, Netherlands

L

LukeTenney

Mayfield, Australia

K

KnutG

Bergen, Norway

Z

Zimaxx

Graz, Austria

Winona

Yakima, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

C

caz32

chertsey, United Kingdom

M

Marod

Edmonton, Canada

O

olliepalmer

London, United Kingdom

F

Fritzimax

Pacific City, United States

I

icmoonchild

Haddon Heights, United States

O

ommthree

Egg, Switzerland

M

Masseman

Paris, France

K

kingcamo1095

Mountain Home, United States

B

Bokolo

Leeds, United Kingdom

S

Spelbreker

Zwijnaarde, Belgium

S

seikatsu

Palo Alto, CA, United States

tonnyschonewille

Maastricht, Netherlands

Svetlana3k

Harvard, United States

MrCane

Montevideo, Uruguay

somuchjackson

Boston, United States

B

BMcDermott

Washington, DC, United States

E

ejc211

Somerset, United Kingdom

Genady

Münich, Germany

J

johneaton

Ludlow, MA, United States

E

E

Marin county, United States

M

mzhope

Harrisburg, United States

H

Haavard

Bergen, Norway

C

Clben7

Cincinnati, United States

M

mrjamesg

London, United Kingdom

S

SanderBeckers

Brussel, Belgium

G

GanSatya

United States

Garry Tan

San Francisco, California, United States

B

BobHope

United States

sderickson

Berkeley, CA, United States

D

dajja

Stockholm, Sweden

O

oonbug

United States

M

martyb

United States

M

Malibu

Westwood, United States

Matching Fund

Sterling, United States

Arjan Geven

Vienna, Austria

M

microlender

United States

ColinHicks

Chichester, United Kingdom

Paul Buchheit

Mountain View, United States

H

Heroofcanton

United States

A

Ansgar

Australia

B

bvirlet

United States

M

maverick

United States

C

condo86

United States

A

ajayhk

San Jose, United States

mepster

San Francisco, Ca, United States

P

Panda6689

United States

L

luckiestmonkey

United States

A

AlphaAres

Azerbaijan

D

DStateDDB

United States

H

HLCharityFund

United Kingdom

T

tehmle

United States

Grant Xavier Storer

Seattle, Wa, United States

J

jdelaporte

United States

A

AlexH

United Kingdom

G

Gfunkey

United States

adrianz

United States

M

mcgeefamilyny

United States

P

Paul

United States

reluck

Marseille, France, France

D

djlayton4

United States

S

Stephan

Netherlands

K

Kristiina

All Countries

KM

Kirsty M

United Kingdom

Haim Si

Mexico, Mexico

Dave Bogard

New York, United States

ExplorerOz

Sydney, Australia

Jerome

Switzerland

DN

Don Nichols

United States

jtreyes

United States

PP

Pasi Paajanen

Helsinki, Finland

Mark Thumpston

Solihull, UK, United Kingdom

JM

John Myers

United States

JC

JD Conley

United States

Cameron Graham

Nashville, TN, United States

JD

Jeff DePree

United States

Oliver Hasenberg

Iserlohn, Germany

ME

Manaal Eisa

Washington DC, United States

B

United Kingdom

Martin Nielsen

Aarhus, Denmark

F

Frits

Rotterdam, Netherlands

M

Mart

United Kingdom

JW

John Walsh

Alicante, Spain

Robin Padberg

Pétion-Ville, Haiti

E

ebahlquist

United States

DL

Dan Lawrence

United States

A

Andrei

United States

Anonymous

Ocoee, United States

JC

juli camrud

United States

John Barnett

United States

Ask Beth a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Beth    Jan 31, 2019

    Well let me first say am so humbled and despite the 2018 being harder for me at the end of it I give God thanks because I made it. I got by second baby last year and it was tough balancing between business and parenting but all in all by December last year I was able to open a milk and snacks shop. This is facilitated by the profit I got from my mpesa shop. Also I started catering business as a side hustle which is picking slowly by slowly.The milk shop is realy picking very well. Thanks very much.

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  • Beth    Sep 25, 2018

    Still going strong, the profit am getting is making alot of impact in my life. Part of it am saving because I want to open another business in some months to come. I will keep you posted. About my family we thank the Lord my daughter is in grade 2 doing very well in school and my son is 9 months. Thanks so mch

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  • Beth    Sep 25, 2018

    Wow I love the new look...

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  • Beth    Sep 7, 2018

    Hi my lenders. Am sorry for late payment of my loan. The reason behind this was because my little 8 months son was sick and admitted in hospital for a couple of weeks bt he is doing well. Thanks so much n I will always notify you in everything. Thanks and be blessed

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  • Beth    Jun 4, 2018

    Hello my lenders. Am doing great now I got have enough float hoping for more profit. Thanks for trusting me

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  • Beth    May 27, 2018

    To my lenders, thanks so much I have received 82894 ksh. Am going to buy more stock for my cereal shop and add float to my mpesa. Am so greatful thank so much and be blessed.

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  • Beth    May 24, 2018

    I want to thank my lenders am grateful. I the money am going to buy more stock for my cereal shop. Also am going to add float for mpesa shop. With this my profit is going to increase by 25%. Once again thanks.

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  • Beth    Apr 24, 2018

    Very excited I hv cleared my loan thanks for putting a smile n me. My business has really grown because I hv mpesa float and my cereal business also doing great.thanks so much and be blessed

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  • Beth    Mar 27, 2018

    Wow almost clearing my loan. Always grateful to my lenders

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  • Beth    Feb 16, 2018

    Hi,just want to take this opportunity to continue saying thanks. My business is where it is just because of you people. I appreciate. Be blessed

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  • Beth    Jan 22, 2018

    Hello my lenders, so far so good my business has really grown coutersey of you people. Thanks. My earnings has increased hence I'm able to buy more stock. Also my family has increased because am blessed with a baby boy. Am so greatful

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  • Beth    Aug 31, 2017

    Hello my lenders, am great too. We'll I made a deposit of 3000ksh on 22ND august but not yet updated. Please do check that. Thanks

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  • Beth    Jul 1, 2017

    Hello my lenders, i received the loan I had applied. The total amount I applied was 125,595 ksh but received 119,315 Ksh. I have already added cereal stock and the rest mpesa business. Am so greatful
    Thanks so mch.

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  • Beth    Jun 21, 2017

    Hello zidisha family. Am grateful for this far. Thanks for the far the. Well I applied a loan one month ago and up to now I have not gotten all all the amount. Is there s any problem. Let me know pliz. Thanks

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  • Beth    Jun 11, 2017

    I would like to take this opportunity once again to thank my lenders. It's almost one month since I received my first installment of of 70,000ksh though I had applied a loan of 125,000ksh. Am still waiting the other remaining to be disbursed so I can run my business smoothly. Thanks family

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  • Beth    May 30, 2017

    I would like to take this opportunity once again to thank you for holding my hand in my business. Well so far I have received part of the money I applied and I have already purchased the cereal stock. Waiting for the remaining amount to be disbursed for me to get float in my mpesa business. I believe with this I will earn more thanks so much

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  • Beth    May 19, 2017

    To my lenders, thanks so much for believing in me and giving me another chance. Thanks am very humbled. As I have stated earlier an going to add more stock in my cereal shop and also add float in my mpesa business. Thanks so mucj

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  • Beth    May 5, 2017

    Hello lenders, once again I would lk to thank you for the loan that I have just cleared. Am so humbled because without you I don't know where I could be. Personally my business is doing great courtesy of you people. Thanks so much for trusting me. Be blessed

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  • Beth    Apr 24, 2017

    LDL2PZKNHW Confirmed. Ksh3,000.00 sent to Zidisha Inc. for account 0721966777 on 21/4/17 at 10:03 AM New M-PESA balance is Ksh983.00. Transaction cost, Ksh33.00. Hello this has not reflected.

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  • Beth    Apr 3, 2017

    Hello lenders, first am very greatful for your support. second I would like to apologize for the late payment over sometimes now due to unavoidable circumstances. But now I am already up to date though not yet updated. I promise this will not happen again. Thanks

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