Entrepreneur
Name
Beth
Member since
February 2015
On-time repayments
161 installments • 89%
About Me
Am Beth Nyambura Ndungu, was born in Muranga county, Kariuki sublimation. Am the fourth born in a family of seven. My parents were not well up and most of their income came from farming which wasn't much promising. Went to Mairungi primary school, and later Kamahuha girl's secondary school. Later I did a certificate in End at St. Claire college in Nairobi. After looking for a job without success for more than 2years. I decided to start a business of selling rice, soft drinks and bottled water.
My Business
I run a business in Tena estate, along Moi drive. The business entails sale of rice, soft drinks and bottled water. I decided to do this business because I felt that people must consume food, and also it fell within my budget. Have been doing this for the past 7 years and the business hasn't been doing very well owing to the expenses involved. These include paying the shop rent, utility bills, other operating costs like local authority permit and also I've to assist my husband with some domestic expenses. I am considering expanding my scope, and stock more cereals, have been doing this for the past 7 years and the business hasn't been doing very well owing to the expenses involved. These include paying the shop rent, utility bills, other operating costs like local authority permit and also I've to assist my husband with some domestic expenses. If the number of customers who ask whether am selling other cereals is anything to go by. I foresee a boost in business and this will relatively increase my profit. Though this requires a bit of more capital, this is the reason am requesting for a loan.
Loan Proposal
Hello Lenders, am looking forward to restocking my cereals shop. Since then I have added mobile money and baking agency. The stock I want to purchase includes 90kgs of original Mwea pishori rice@ $117, 90kgs of yellow beans@$97, 90kgs cow peas@$131, packaging papers@$20. These add to a total of $365. This will highly enhance business in my shop, due to the additional of mobile money services, am planning to hire someone to assist me. This will see a change in someone's life like it has done mine. With this the business sales will increase significantly and am expecting a 20% rise in profits. This will see me start planning for a bigger outlet in the near future.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$374.00
Date disbursed
Nov 17, 2015
Repayment status
On Time
Projected term
4 months
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Summary
Amount repaid
$390.82
Amount remaining
$0.00
Date repaid
Apr 13, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 29, 2015 | $20.00 | Nov 30, 2015 | $20.00 |
| Dec 6, 2015 | $20.00 | Dec 7, 2015 | $20.00 |
| Dec 13, 2015 | $20.00 | Dec 11, 2015 | $20.00 |
| Dec 20, 2015 | $20.00 | Dec 14, 2015 | $20.00 |
| Dec 27, 2015 | $20.00 | Dec 22, 2015 | $20.00 |
| Jan 3, 2016 | $20.00 | Dec 28, 2015 | $20.00 |
| Jan 10, 2016 | $20.00 | Jan 7, 2016 | $20.00 |
| Jan 17, 2016 | $20.00 | Jan 18, 2016 | $20.00 |
| Jan 24, 2016 | $20.00 | Jan 29, 2016 | $20.00 |
| Jan 31, 2016 | $20.00 | Feb 4, 2016 | $20.00 |
| Feb 7, 2016 | $20.00 | Feb 9, 2016 | $20.00 |
| Feb 14, 2016 | $20.00 | Feb 9, 2016 | $10.00 |
| Feb 18, 2016 | $10.00 | ||
| Feb 21, 2016 | $20.00 | Feb 22, 2016 | $20.00 |
| Feb 28, 2016 | $20.00 | Mar 2, 2016 | $20.00 |
| Mar 6, 2016 | $20.00 | Mar 11, 2016 | $20.00 |
| Mar 13, 2016 | $20.00 | Mar 16, 2016 | $20.00 |
| Mar 20, 2016 | $20.00 | Mar 24, 2016 | $20.00 |
| Mar 27, 2016 | $20.00 | Mar 31, 2016 | $20.00 |
| Apr 3, 2016 | $20.00 | Apr 6, 2016 | $20.00 |
| Apr 10, 2016 | $10.82 | Apr 13, 2016 | $10.82 |
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