153 installments • 63%
Am Joshua Machogu Achuka, son of JAMES ACHUKA SEMEO and GRACE NYANCHAMA. Am 28 years old. I was born in September 1986 at Chitago Village. I am one in a family of four; Jemima Moraa, I, Edna Bonareri and Judy Nyarangi. I am Married to Elphine Gesare and were are blessed with two sons i.e. Eleazer Michoma and Phinehas Nyakundi. I am currently living at Enoosaen near Transmara Sugar Company Limited. I joined Chitago Primary School till 2001 and later joined Hema Secondary School from 2002 to 2005. I Joined Zion Computer College in the year 2006 to 2007, later Alpha Computer College 2008. In September 2009-2012 I joined Elgon View College where i studied Diploma in Information Technology. I started working as a freelancer computer service man and installation of software. I gained many customers who build trust in me and even though I am currently working with Transmara Sugar Company Limited; i do service them during my weekly offs.
In my Business as a freelancer service man in computer oriented business, i could manage to make a profit of Kshs 20,000 since I only incur Transport charges to my clients while servicing them. At the same time these services especially in software installation, it does not require bulky items. it is easy to deal with. This Business is quite profitable for it is practical and needs skills in its application. Many of my clients like my services for they are fast and accurate. As in every Business, i do encounter challenges as some clients take a long period to pay. Other clients may opt not to act promptly as per our agreements. For my repayment of the loans; it will be quite easy since i earn from Transmara Sugar Company Limited.
Hello Zidisha lenders and all, I am indeed happy again to bid my new loan again online, but I would like to take the opportunity to wish my lenders and the management a prosperous and happy new year 2015 as we are now counting down hours, minutes and seconds to enter the new year 2015.
My proposal budget towards my biding is a follows:-
Photocopy Printer @ KES 15,500
Printing Papers @ KES 500 per ream x5 = 2500
Tonner @ KES 8,500 x 2 pcs = 17,000
Total Budget KES 35,000 Equivalent to USD $ 393.054
I will be happy to have the above machine which I and my clients will benefit, I will be benefiting from the profit which I hope it will be good and also my clients for the services which they have been getting from a far shopping center.
I am now requesting both my previous and new lenders to support me fund my bid and acquire the machine soon as hope to start its service soon as the schools reopen on 5th January 2015.
Thank you all.
Jan 9, 2015
Cost to entrepreneur
Lender interest: $286.44 at 5.38% annual rate over 7 months = $10.16
Service fee: $6.98